Cigna Insurance Dental: Benefits, Coverage, and Costs

Cigna is a global health services company that offers dental insurance to individuals, families, and employers. Their dental plans provide coverage for preventive, basic, restorative, and major services, and they have a wide network of dentists and specialists to choose from. In this article, we will discuss the benefits, coverage, and costs of Cigna insurance dental, as well as frequently asked questions about their plans.

Benefits of Cigna Insurance Dental

Cigna dental insurance offers a range of benefits, including:

Preventive Services

Cigna dental plans cover preventive services, such as cleanings, exams, and X-rays, at no cost to you. This helps you maintain good oral health and catch any problems early on.

Choice of Dentists

Cigna dental plans allow you to choose any dentist or specialist in their network. This gives you the freedom to find a dentist who meets your needs and preferences.

Discounts on Other Services

Cigna dental plans offer discounts on other services, such as orthodontics and cosmetic procedures, which can help you save money on these more expensive treatments.

Coordination of Benefits

If you have other health insurance, Cigna dental plans can coordinate benefits with your other plan to help you maximize your coverage and minimize your out-of-pocket costs.

Coverage of Cigna Insurance Dental

Cigna dental plans provide coverage for a range of services, including:

Preventive Services

Cigna dental plans cover preventive services, such as cleanings, exams, and X-rays, at no cost to you.

Basic Services

Cigna dental plans cover basic services, such as fillings, extractions, and root canal therapy, at a percentage of the cost.

Restorative Services

Cigna dental plans cover restorative services, such as crowns, bridges, and dentures, at a percentage of the cost.

Major Services

Cigna dental plans cover major services, such as oral surgery and implants, at a percentage of the cost.

Costs of Cigna Insurance Dental

The costs of Cigna dental insurance vary depending on the plan you choose, your location, and other factors. Generally, you can expect to pay a monthly premium, a deductible, and a percentage of the cost of services. However, Cigna dental plans offer competitive rates and can help you save money on dental care.

FAQs about Cigna Insurance Dental

Q: How do I find a dentist in Cigna’s network?

A: You can search for a dentist in Cigna’s network on their website or by calling their customer service number.

Q: Can I use my Cigna dental benefits for orthodontic treatment?

A: Yes, Cigna dental plans offer discounts on orthodontic treatment for both children and adults.

Q: Does Cigna dental insurance cover cosmetic procedures?

A: Yes, some Cigna dental plans offer coverage for cosmetic procedures like teeth whitening and veneers.

Q: Can I use my Cigna dental benefits for my family?

A: Yes, Cigna dental plans offer coverage for spouses and dependent children.

Q: How do I file a claim with Cigna dental insurance?

A: Your dentist will file a claim with Cigna dental insurance on your behalf. You may need to pay your portion of the cost at the time of service, and then Cigna will reimburse you for their portion of the cost.

Conclusion

Cigna insurance dental offers a range of benefits, coverage, and costs to help individuals, families, and employers get the dental care they need. Their plans cover preventive, basic, restorative, and major services, and they have a wide network of dentists and specialists to choose from. By understanding the benefits, coverage, and costs of Cigna dental insurance, you can make an informed decision about your dental care.