Insurance is a crucial aspect of personal finance, and one of the most important types of insurance is health coverage. However, other types of insurance, such as car insurance and home insurance, are also essential. In this article, we’ll be focusing on an insurance company that offers various types of insurance, including health insurance, car insurance, and home insurance – CIC Insurance.
What is CIC Insurance?
CIC Insurance is one of the largest insurance companies in Kenya, operating in various countries throughout Africa. Established in 1978, CIC Insurance has become a trusted name in the insurance industry, providing comprehensive protection to individuals and businesses across the continent.
CIC Insurance offers an array of insurance products, including:
- Health insurance
- Car insurance
- Home insurance
- Travel insurance
- Education insurance
- Personal accident insurance
Why choose CIC Insurance?
When it comes to insurance, having the right coverage can make all the difference. Therefore, choosing a reputable insurance company is crucial. Here are some reasons why you should consider CIC Insurance for your insurance needs:
Comprehensive coverage
CIC Insurance offers a wide range of insurance products that cover various aspects of your life, including your health, car, home, and more. This allows you to have comprehensive coverage, protecting you from various risks that you may face.
Trusted reputation
CIC Insurance has been in the insurance industry for over 40 years, building a strong reputation as a trusted and reliable insurance company. In addition, the company has won various awards for its exceptional service, including the Think Business Insurance Company of the Year award in 2020.
CIC Insurance understands the importance of affordability, which is why the company offers insurance products at competitive rates. This allows you to have the protection you need without breaking the bank.
Expert advice
Insurance can be complicated, which is why CIC Insurance offers expert advice to help you make informed decisions about your insurance needs. The company has a team of experienced professionals who can assist you in choosing the right coverage for your specific needs.
CIC Health Insurance
Health insurance is one of the most important types of insurance, protecting you and your family from the high costs of medical care. CIC Insurance offers various health insurance products to cater to your unique needs.
Types of CIC Health Insurance
Here are the different types of health insurance products offered by CIC Insurance:
Family Health Insurance
Family Health Insurance is designed to cover you, your spouse, and your children. This type of insurance provides coverage for inpatient and outpatient medical care, including hospitalization, surgery, and more.
Individual Health Insurance
If you’re looking for health insurance coverage for yourself only, then Individual Health Insurance is the way to go. This type of insurance covers inpatient and outpatient medical care, as well as other medical-related expenses.
Corporate Health Insurance
Corporate Health Insurance is designed for businesses that want to provide health insurance coverage to their employees. This type of insurance provides coverage for medical care, hospitalization, and more.
Benefits of CIC Health Insurance
CIC Health Insurance provides various benefits, including:
- Coverage for inpatient and outpatient medical care
- Coverage for hospitalization
- Coverage for surgery
- Access to a wide network of hospitals and clinics
- Expert advice from medical professionals
CIC Car Insurance
Car insurance is essential for protecting your vehicle and yourself from various risks, such as accidents, theft, and more. CIC Insurance offers various car insurance products that cater to your unique needs.
Types of CIC Car Insurance
Here are the different types of car insurance products offered by CIC Insurance:
Third-Party Car Insurance
Third-Party Car Insurance covers damages caused to third-party vehicles and property. It does not cover damages to your own car.
Comprehensive Car Insurance
Comprehensive Car Insurance covers damages caused to third-party vehicles and property, as well as damages to your own car due to accidents, theft, fire, and more.
Motorcycle Insurance
If you own a motorcycle, then Motorcycle Insurance is the right product for you. This type of insurance covers damages caused to your motorcycle, as well as damages caused to third-party vehicles and property.
Benefits of CIC Car Insurance
CIC Car Insurance provides various benefits, including:
- Coverage for damages caused to third-party vehicles and property
- Coverage for damages to your own car
- Coverage for theft, fire, and more
- Choice of different insurance packages
- 24/7 roadside assistance
CIC Home Insurance
Home insurance is essential for protecting your biggest asset – your home. CIC Insurance offers various home insurance products that cater to your unique needs.
Types of CIC Home Insurance
Here are the different types of home insurance products offered by CIC Insurance:
Homeowners Insurance
Homeowners Insurance covers damages caused to your home due to various risks, such as fire, theft, and natural calamities. It also covers damages caused to your personal belongings.
Renters Insurance
Renters Insurance is designed for renters who want to protect their personal belongings. This type of insurance covers damages caused to your personal belongings due to various risks, such as theft, fire, and more.
Landlord Insurance
Landlord Insurance is designed for landlords who want to protect their rental property from various risks, such as damages caused by tenants, natural calamities, and more.
Benefits of CIC Home Insurance
CIC Home Insurance provides various benefits, including:
- Coverage for damages caused to your home and personal belongings
- Coverage for damages caused by tenants (in case of Landlord Insurance)
- Expert advice on home safety and security
- Coverage for natural calamities, such as earthquake and flood
CIC Travel Insurance
Travel insurance is essential for protecting yourself and your family when traveling abroad. CIC Insurance offers various travel insurance products that cater to your unique needs.
Types of CIC Travel Insurance
Here are the different types of travel insurance products offered by CIC Insurance:
International Travel Insurance
International Travel Insurance covers medical emergencies, trip cancellations, baggage loss, and more when traveling abroad.
Domestic Travel Insurance
Domestic Travel Insurance covers medical emergencies, trip cancellations, baggage loss, and more when traveling within your country.
Benefits of CIC Travel Insurance
CIC Travel Insurance provides various benefits, including:
- Coverage for medical emergencies
- Coverage for trip cancellations and delays
- Coverage for lost or stolen baggage
- 24/7 emergency assistance
CIC Education Insurance
Education insurance is designed to provide financial protection for your child’s education. CIC Insurance offers various education insurance products that cater to your unique needs.
Types of CIC Education Insurance
Here are the different types of education insurance products offered by CIC Insurance:
Child Education Plan
Child Education Plan is designed to provide a lump sum amount for your child’s education when they reach a certain age.
Education Investment Plan
Education Investment Plan is designed to provide a regular income stream to fund your child’s education expenses.
Benefits of CIC Education Insurance
CIC Education Insurance provides various benefits, including:
- Financial protection for your child’s education
- Flexibility in choosing the right plan for your needs
- Expert advice on education planning
CIC Personal Accident Insurance
Personal Accident Insurance is designed to provide financial protection for you and your family in case of an accident. CIC Insurance offers various personal accident insurance products that cater to your unique needs.
Types of CIC Personal Accident Insurance
Here are the different types of personal accident insurance products offered by CIC Insurance:
Individual Personal Accident Insurance
Individual Personal Accident Insurance covers accidental death, disability, and medical expenses for the insured person.
Family Personal Accident Insurance
Family Personal Accident Insurance covers accidental death, disability, and medical expenses for the insured person and their family members.
Benefits of CIC Personal Accident Insurance
CIC Personal Accident Insurance provides various benefits, including:
- Coverage for accidental death and disability
- Coverage for medical expenses
- 24/7 emergency assistance
FAQs about CIC Insurance
What is the customer service number for CIC Insurance?
The customer service number for CIC Insurance is +254 703 099 120.
What is the email address for CIC Insurance?
The email address for CIC Insurance is info@cicinsurance.co.ke.
How do I make a claim with CIC Insurance?
You can make a claim with CIC Insurance by contacting the customer service team or filling out a claims form on the company’s website.
What documents do I need to provide when making a claim with CIC Insurance?
You may need to provide various documents when making a claim with CIC Insurance, depending on the type of insurance product. Some examples of documents you may need to provide include medical reports, police reports, and proof of ownership of property.
Yes, you can pay your insurance premiums online with CIC Insurance through the company’s website or mobile app.
How can I get a quote for an insurance product with CIC Insurance?
You can get a quote for an insurance product with CIC Insurance by visiting the company’s website and filling out a quote request form, or by contacting the customer service team.
Insurance Product |
Coverage |
Premiums |
Family Health Insurance |
Inpatient and outpatient medical care |
Ksh. 10,000 per year |
Comprehensive Car Insurance |
Third-party liability, accidental damage, theft, fire, and more |
Ksh. 30,000 per year |
Homeowners Insurance |
Damage to your home and personal belongings |
Ksh. 20,000 per year |
Overall, CIC Insurance is a reputable insurance company that provides comprehensive coverage for various aspects of your life. Whether you need health insurance, car insurance, home insurance, travel insurance, education insurance, or personal accident insurance, CIC Insurance has got you covered. With its competitive premiums, trusted reputation, and expert advice, CIC Insurance is the right choice for your insurance needs.