Chase Travel Insurance Claim: Everything You Need to Know

Traveling can be an exciting and life-changing experience. However, unexpected events can occur during your trip that may require you to file a travel insurance claim. If you have purchased travel insurance through Chase, this guide will help you understand the process for filing a claim and what to expect.

What is Chase Travel Insurance?

Chase offers travel insurance as a benefit to certain credit cards, including the Chase Sapphire Preferred and the Chase Sapphire Reserve. The insurance provides coverage for trip cancellations or interruptions, trip delays, lost or delayed baggage, and emergency medical and dental expenses.

To be eligible for the coverage, you must have used your Chase credit card to pay for at least a portion of your trip expenses. Additionally, some restrictions and exclusions may apply, so be sure to review your specific policy details.

How to File a Claim with Chase Travel Insurance

If an unexpected event occurs during your trip and you need to file a travel insurance claim, follow these steps:

1. Contact the Chase Travel Assistance Center.
2. Provide the necessary information, including your policy number and details of the event.
3. Complete and submit the required claim forms and supporting documentation.
4. Wait for a claims examiner to review your claim and make a decision.
5. If your claim is approved, you will receive payment for the covered expenses.

What Documentation is Required?

To file a travel insurance claim with Chase, you will need to provide the following documentation:

• A copy of your travel itinerary and confirmation of payment
• A completed claim form
• Receipts or invoices for any expenses you are claiming
• Any additional documentation required by the claims examiner

Be sure to keep all receipts and documentation related to your trip expenses in case you need to file a claim.

FAQ About Chase Travel Insurance Claims

1. What events are covered by Chase travel insurance?

Chase travel insurance provides coverage for trip cancellations or interruptions, trip delays, lost or delayed baggage, and emergency medical and dental expenses.

2. How do I know if I am eligible for Chase travel insurance?

To be eligible for Chase travel insurance, you must have used your Chase credit card to pay for at least a portion of your trip expenses. Additionally, some restrictions and exclusions may apply, so be sure to review your specific policy details.

3. How long does it take to process a travel insurance claim with Chase?

The time it takes to process a travel insurance claim with Chase can vary depending on the complexity of the claim and the amount of documentation required. However, typical processing times range from 7 to 14 days.

4. Is there a limit to how much I can claim with Chase travel insurance?

Yes, there are limits to how much you can claim for each covered event. Be sure to review your specific policy details to understand the limits for your coverage.

5. What should I do if I have an emergency while traveling?

If you have an emergency while traveling, contact the Chase Travel Assistance Center immediately for assistance. They can help you find medical care, replace lost or stolen documents, and provide other types of support.

Understanding the process for filing a travel insurance claim with Chase can help make your trip less stressful. Be sure to review your policy details and keep all documentation related to your trip expenses in case you need to file a claim.