Chase Sapphire Preferred Travel Insurance

Travel insurance is an essential aspect of planning any trip, and the Chase Sapphire Preferred card offers excellent travel insurance coverage for cardholders. Not only can this coverage potentially save you thousands of dollars in emergency medical bills, but it also provides peace of mind while you travel. This article will explore the details of the Chase Sapphire Preferred travel insurance policy and answer frequently asked questions related to travel insurance.

What is Chase Sapphire Preferred Travel Insurance?

The Chase Sapphire Preferred travel insurance policy is a complimentary benefit for cardholders. It provides coverage for a wide range of travel-related events, such as trip cancellation, interruption, delay, lost or delayed baggage, and emergency medical and dental expenses. The policy also includes coverage for accidents that occur while participating in certain sports and activities, and it provides liability coverage in case you cause damage or injury to another person or their property.

This travel insurance is designed to supplement your existing travel insurance policy or provide coverage if you do not have one. It covers all trips booked with your Chase Sapphire Preferred card, whether you paid the full amount or used rewards points. You can be reimbursed for up to $10,000 per person and $20,000 per trip for covered events.

What is Covered?

The Chase Sapphire Preferred travel insurance policy covers many events that can occur before or during your trip. Below are the details of the coverage:

What is Not Covered?

While the Chase Sapphire Preferred travel insurance policy covers a wide range of events, there are some instances where coverage is excluded. Below are the common events that are not covered:

• Pre-existing conditions
• War or acts of war
• Participation in illegal activities
• Intentional self-injury or suicide
• Pregnancy or childbirth
• Mental or nervous disorders
• Losses due to normal wear and tear
• Losses due to confiscation or destruction by customs or government officials

How to Activate Chase Sapphire Preferred Travel Insurance

There is no need to activate your Chase Sapphire Preferred travel insurance policy as it is automatically applied to all trips booked with your card. However, you must pay for the trip in full with your card to be eligible for coverage.

If you need to file a claim, you must do so within the time frame specified in the policy. You can file a claim by calling the number on the back of your Chase Sapphire Preferred card.

Frequently Asked Questions

How does the travel insurance policy work?

The Chase Sapphire Preferred travel insurance policy is a complimentary benefit for cardholders. It automatically provides coverage for trips booked with your card. You must pay for the trip in full with your card to be eligible for coverage.

What is covered by the travel insurance policy?

The travel insurance policy covers trip cancellation, interruption, delay, lost or delayed baggage, emergency medical and dental expenses, accidental death or dismemberment, emergency evacuation and transportation, travel accident insurance, and liability coverage.

What is not covered by the travel insurance policy?

The travel insurance policy excludes pre-existing conditions, war or acts of war, participation in illegal activities, intentional self-injury or suicide, pregnancy or childbirth, mental or nervous disorders, losses due to normal wear and tear, and losses due to confiscation or destruction by customs or government officials.

Do I need to activate the travel insurance policy?

No, the travel insurance policy is automatically applied to all trips booked with your Chase Sapphire Preferred card.

How do I file a claim?

If you need to file a claim, you can call the number on the back of your Chase Sapphire Preferred card. You must file a claim within the time frame specified in the policy.

Is the travel insurance policy enough coverage for my trip?

The Chase Sapphire Preferred travel insurance policy is designed to supplement your existing travel insurance policy or provide coverage if you do not have one. It is important to review your policy to ensure you have the coverage you need for your trip.

Conclusion

The Chase Sapphire Preferred travel insurance policy is a valuable benefit for cardholders that provides coverage for many common travel-related events. It is automatically applied to all trips booked with your card and covers up to $10,000 per person and $20,000 per trip for covered events. While it is an excellent supplement to your existing travel insurance policy or a good option if you do not have one, it is important to review your policy to ensure you have the coverage you need for your trip.