Chalmers Insurance is a reputable insurance agency that provides a wide range of insurance policies to individuals and businesses across Maine, New Hampshire, and Massachusetts. The company offers personalized service to its clients, which sets it apart from other agencies. Whether you need personal insurance or commercial insurance, Chalmers Insurance has got you covered.
History of Chalmers Insurance
Chalmers Insurance was established in 1857 by George Chalmers in Bridgton, Maine. The company started as a small agency that provided coverage to local businesses and residents. Over the years, Chalmers Insurance expanded its operations and opened several offices in Maine, New Hampshire, and Massachusetts. The agency has grown to become a leading insurance provider in the region, thanks to its exceptional customer service and competitive rates.
Today, Chalmers Insurance is led by its President, Andrew Chalmers, who continues to uphold the company’s tradition of excellence. Andrew is the fifth generation of the Chalmers family to run the agency, which is a testament to the company’s commitment to serving its clients for generations to come.
Insurance Policies Offered by Chalmers Insurance
Chalmers Insurance offers a wide range of insurance policies to individuals and businesses. Some of the policies include:
Personal Insurance |
Commercial Insurance |
|---|---|
Auto Insurance |
General Liability Insurance |
Homeowner’s Insurance |
Property Insurance |
Renter’s Insurance |
Workers’ Compensation Insurance |
Boat Insurance |
Business Auto Insurance |
Motorcycle Insurance |
Professional Liability Insurance |
Personal Insurance Policies
Chalmers Insurance offers a variety of personal insurance policies to protect you and your family’s assets. These policies include:
Auto Insurance
Chalmers Insurance offers auto insurance policies that cover liability, collision, and comprehensive damages. The agency also offers discounts for safe drivers and multiple cars. In addition, Chalmers Insurance provides coverage for rental cars, towing, and labor costs.
Homeowner’s Insurance
Chalmers Insurance offers homeowner’s insurance policies that cover your home, personal property, and liability. The agency also provides coverage for additional living expenses if your home becomes uninhabitable due to a covered loss.
Renter’s Insurance
If you rent a home or apartment, Chalmers Insurance offers renter’s insurance policies that protect your personal property and liability. The agency also provides coverage for additional living expenses if your rental becomes uninhabitable due to a covered loss.
Boat Insurance
Chalmers Insurance offers boat insurance policies that protect your boat, motor, and equipment. The agency also provides coverage for liability, medical payments, and towing.
Motorcycle Insurance
If you own a motorcycle, Chalmers Insurance offers motorcycle insurance policies that protect your bike, accessories, and liability. The agency also provides coverage for medical payments and damage caused by uninsured or underinsured motorists.
Commercial Insurance Policies
Chalmers Insurance offers a variety of commercial insurance policies to protect your business from financial loss. These policies include:
General Liability Insurance
Chalmers Insurance offers general liability insurance policies that protect your business from claims of bodily injury or property damage caused by your products, services, or operations. The agency also provides coverage for advertising injury and medical payments.
Property Insurance
If your business owns property, Chalmers Insurance offers property insurance policies that protect your buildings, equipment, and inventory. The agency also provides coverage for business interruption, extra expense, and loss of income due to covered losses.
Workers’ Compensation Insurance
Chalmers Insurance offers workers’ compensation insurance policies that provide benefits to employees who suffer injuries or illnesses due to their job. The agency also helps businesses develop safety programs to prevent workplace accidents.
Business Auto Insurance
If your business owns vehicles, Chalmers Insurance offers business auto insurance policies that provide coverage for liability, collision, and comprehensive damages. The agency also offers coverage for rental cars, towing, and labor costs.
Professional Liability Insurance
If your business provides professional services, Chalmers Insurance offers professional liability insurance policies that protect your business from claims of negligence, error, or omission in your services. The agency also provides coverage for legal defense costs.
Why Choose Chalmers Insurance?
Choosing an insurance agency can be overwhelming, especially with so many options available. However, there are several reasons why you should choose Chalmers Insurance:
Personalized Service
Chalmers Insurance understands that every client has unique insurance needs. That’s why the agency provides personalized service to its clients. You can expect to work with an agent who will listen to your needs and recommend policies that fit your budget and lifestyle.
Competitive Rates
Chalmers Insurance is committed to providing its clients with competitive rates. The agency works with multiple insurance carriers to find the best policies at the best prices. You can trust that you’re getting the most value for your money when you choose Chalmers Insurance.
Exceptional Customer Service
Chalmers Insurance prides itself on providing exceptional customer service. The agency’s agents are knowledgeable and responsive, and they are always willing to answer your questions or address your concerns. You can count on Chalmers Insurance to be there for you when you need them most.
Frequently Asked Questions
What makes Chalmers Insurance different from other insurance agencies?
Chalmers Insurance provides personalized service to its clients, which sets it apart from other agencies. The agency’s agents take the time to understand your insurance needs and recommend policies that fit your budget and lifestyle. In addition, Chalmers Insurance works with multiple insurance carriers to find the best policies at the best prices.
How can I get a quote for an insurance policy?
You can get a quote for an insurance policy by contacting Chalmers Insurance. The agency’s agents will ask you a few questions to determine your insurance needs and recommend policies that fit your budget and lifestyle. You can also use the agency’s online quote form to get a quote at any time.
What if I have a claim?
If you have a claim, you can contact Chalmers Insurance at any time. The agency’s agents will guide you through the claims process, and they will work with the insurance carrier to ensure that your claim is handled quickly and efficiently.
Can I make changes to my policy?
Yes, you can make changes to your policy at any time by contacting Chalmers Insurance. The agency’s agents will help you make changes to your policy that fit your changing insurance needs.
Is Chalmers Insurance licensed in Maine, New Hampshire, and Massachusetts?
Yes, Chalmers Insurance is licensed to provide insurance in Maine, New Hampshire, and Massachusetts. The agency’s agents are knowledgeable about the insurance laws and regulations in each state, which ensures that you’re getting the right coverage for your needs.
Conclusion
Chalmers Insurance is your go-to insurance agency for all your insurance needs. The agency provides personalized service, competitive rates, and exceptional customer service. Whether you need personal insurance or commercial insurance, Chalmers Insurance has got you covered.