Century 21 is a well-known name in the insurance industry, offering various insurance products to meet the needs of individuals and businesses. Founded in 1968, Century 21 has been serving customers for over 50 years, providing high-quality insurance coverage with exceptional customer service. In this article, we will explore everything you need to know about Century 21 Insurance, from its products and services to its customer support and claims handling process.
Century 21 Insurance Products
Century 21 Insurance offers a wide range of insurance products to meet the needs of its customers. Some of the products offered by Century 21 Insurance include:
Product |
Description |
|---|---|
Auto Insurance |
Protects your vehicle and covers damages caused to other parties involved in an accident. Offers liability coverage, collision coverage, and comprehensive coverage. |
Home Insurance |
Covers damages to your home and belongings caused by various incidents, such as fire, theft, and natural disasters. Offers dwelling coverage, personal property coverage, and liability coverage. |
Business Insurance |
Offers various policies to cover business risks, such as property damage, liability claims, and employee injuries. Provides general liability insurance, cyber liability insurance, and commercial property insurance. |
Life Insurance |
Provides financial protection for your loved ones in case of your unexpected death. Offers term life insurance, whole life insurance, and universal life insurance. |
Century 21 Insurance understands the importance of having insurance coverage that meets your specific needs. That’s why the company offers customizable policies that allow you to tailor your coverage to fit your unique situation.
Auto Insurance
Century 21 Insurance’s auto insurance policies offer various coverage options to protect you and your vehicle. The policies include:
- Liability Coverage: This coverage provides financial protection in case you are at fault in an accident and cause injuries to others or damage their property.
- Collision Coverage: This coverage pays for damages to your vehicle caused by a collision with another vehicle or object.
- Comprehensive Coverage: This coverage protects your vehicle from damages caused by incidents other than collisions, such as theft, vandalism, and natural disasters.
- Uninsured/Underinsured Motorist Coverage: This coverage protects you if you are involved in an accident with a driver who has insufficient insurance coverage or no insurance at all.
When you purchase an auto insurance policy from Century 21 Insurance, you can choose from various deductibles and limits to fit your budget and coverage needs. Additionally, the company offers various discounts, such as safe driver discounts, multi-car discounts, and good student discounts, to help you save on your premiums.
Home Insurance
Century 21 Insurance’s home insurance policies provide comprehensive coverage for your home and personal belongings. The policies include:
- Dwelling Coverage: This coverage pays for damages to your home and attached structures caused by covered incidents, such as fire, lightning, wind, and hail.
- Personal Property Coverage: This coverage pays for damages to your personal belongings caused by covered incidents, both inside and outside of your home.
- Liability Coverage: This coverage provides financial protection in case you are held responsible for injuries to others or damage to their property.
- Additional Living Expenses Coverage: This coverage pays for your living expenses if your home is uninhabitable due to a covered incident.
With Century 21 Insurance’s home insurance policies, you can customize your coverage by choosing optional coverages, such as water backup coverage, earthquake coverage, and scheduled personal property coverage. The company also offers various discounts, such as new home discounts, safety discounts, and bundling discounts.
Business Insurance
Century 21 Insurance’s business insurance policies offer comprehensive coverage for various business risks. The policies include:
- General Liability Insurance: This coverage provides financial protection in case your business is held responsible for injuries to others or damage to their property.
- Commercial Property Insurance: This coverage protects your business property, including buildings, equipment, and inventory, from various incidents, such as fire, theft, and vandalism.
- Workers’ Compensation Insurance: This coverage pays for medical expenses and lost wages for employees who are injured or become ill on the job.
- Commercial Auto Insurance: This coverage protects your business vehicles and covers damages caused to other parties involved in an accident.
- Cyber Liability Insurance: This coverage provides protection against data breaches and cyber attacks.
Century 21 Insurance understands that every business is unique, so the company offers customizable policies that allow you to tailor your coverage to fit your specific needs. The company also provides risk management resources and tools to help you identify and mitigate potential risks.
Life Insurance
Century 21 Insurance’s life insurance policies provide financial protection for your loved ones in case of your unexpected death. The policies include:
- Term Life Insurance: This coverage provides coverage for a specified period, such as 10, 20, or 30 years.
- Whole Life Insurance: This coverage provides coverage for your entire life and includes a cash value component.
- Universal Life Insurance: This coverage provides flexible coverage and premium payments, as well as a cash value component.
When you purchase a life insurance policy from Century 21 Insurance, you can choose from various coverage amounts and premium payment options. The company also offers various riders, such as accidental death and dismemberment riders and disability income riders, to supplement your coverage.
Century 21 Insurance Customer Support
Century 21 Insurance is committed to providing exceptional customer service to its customers. The company offers various support channels to help you with your insurance needs, including:
- Phone Support: You can reach Century 21 Insurance’s customer service team by phone at (800) 867-5555.
- Email Support: You can email Century 21 Insurance’s customer service team at customerservice@century21.com.
- Online Support: The company’s website offers various resources and tools, such as online bill pay, policy management, and claims reporting.
Century 21 Insurance’s customer service team is available Monday through Friday from 8:00 am to 8:00 pm ET and Saturday from 9:00 am to 5:00 pm ET. The company also has a mobile app that allows you to manage your policies and claims on the go.
Century 21 Insurance Claims Handling
Century 21 Insurance understands that filing an insurance claim can be a stressful and overwhelming process. That’s why the company has a dedicated claims handling team to guide you through the process and provide support along the way.
To file a claim with Century 21 Insurance, you can contact the company’s claims center by phone at (800) 280-0555 or online through the company’s website or mobile app. When you file a claim, you will be assigned a claims adjuster who will work with you to assess the damages, review your policy coverage, and provide an estimate of the damages.
Century 21 Insurance strives to process claims quickly and efficiently, so you can get back to your normal routine as soon as possible. The company also offers various resources and tools, such as online claims tracking and status updates, to keep you informed throughout the claims process.
Century 21 Insurance Frequently Asked Questions
What types of discounts does Century 21 Insurance offer?
Century 21 Insurance offers various discounts, such as safe driver discounts, multi-car discounts, good student discounts, new home discounts, safety discounts, and bundling discounts. Contact the company or visit its website to learn more about the discounts available.
How can I contact Century 21 Insurance’s customer service team?
You can reach Century 21 Insurance’s customer service team by phone at (800) 867-5555 or by email at customerservice@century21.com. You can also visit the company’s website or mobile app for online support.
How do I file a claim with Century 21 Insurance?
To file a claim with Century 21 Insurance, you can contact the company’s claims center by phone at (800) 280-0555 or online through the company’s website or mobile app. You will be assigned a claims adjuster who will guide you through the process and provide support along the way.
What types of business insurance does Century 21 Insurance offer?
Century 21 Insurance offers various business insurance policies to cover business risks, such as general liability, commercial property, workers’ compensation, commercial auto, and cyber liability. Contact the company or visit its website to learn more about the policies available.
Does Century 21 Insurance offer life insurance?
Yes, Century 21 Insurance offers life insurance policies, including term life, whole life, and universal life insurance. Contact the company or visit its website to learn more about the policies available.
What are the coverage options for Century 21 Insurance’s home insurance policies?
Century 21 Insurance’s home insurance policies offer various coverage options, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage. You can also customize your coverage by choosing optional coverages, such as water backup coverage, earthquake coverage, and scheduled personal property coverage.
Conclusion
Century 21 Insurance is a reputable insurance provider that offers a wide range of insurance products to meet the needs of its customers. With customizable policies, exceptional customer service, and efficient claims handling, Century 21 Insurance is a reliable choice for your insurance needs.