A Guide to Understanding CBIZ Insurance

CBIZ Insurance is a leading provider of insurance solutions to businesses and individuals across the United States. With over 5,000 employees and 120 offices spread across the country, the company has established itself as a reliable and trustworthy partner for people looking for comprehensive insurance coverage. This article aims to provide a comprehensive guide on CBIZ Insurance, explaining who they are, what services they offer and how to get started with them.

Who is CBIZ Insurance?

CBIZ Insurance is a part of the wider CBIZ Network, a professional services company that offers a range of services such as accounting, tax, and consulting services. The company was founded in 1996, and since then has grown to become one of the largest insurance brokers in the United States.

The company offers a wide range of insurance solutions for businesses of all sizes, including property and casualty insurance, liability insurance, worker’s compensation, employee benefits, and more. They also offer personal insurance policies, such as auto insurance and home insurance, catering to individuals and families.

Property and Casualty Insurance

CBIZ Insurance’s Property and Casualty Insurance solutions are designed to help businesses protect their assets from unexpected events such as natural disasters, theft or fire accidents. The company provides coverage for buildings, equipment, inventory and other physical assets owned by the business.

Some of the coverage options available under Property and Casualty Insurance include:

Coverage Option
Description
General Liability Insurance
Provides protection against legal claims arising from accidents or injuries that occur on the business premises
Commercial Property Insurance
Provides coverage for damage or loss of physical assets owned by the business due to fire, theft, weather events, and more
Business Interruption Insurance
Provides coverage for loss of income due to business operations being interrupted by unexpected events such as natural disasters or equipment breakdowns

Liability Insurance

CBIZ Insurance’s Liability Insurance solutions are designed to provide protection for businesses against legal claims or lawsuits resulting from accidents or injuries caused by their operations or products. Liability Insurance provides coverage to help businesses pay for damages awarded to the injured party and legal fees incurred during the litigation process.

Some of the coverage options available under Liability Insurance include:

Coverage Option
Description
Professional Liability Insurance
Provides coverage for claims arising from errors or omissions in services provided by the business
Product Liability Insurance
Provides coverage for claims arising from injuries or damages caused by the products manufactured, distributed or sold by the business
Cyber Liability Insurance
Provides coverage for damages resulting from data breaches or cyber attacks on the business’s IT infrastructure

Employee Benefits

CBIZ Insurance’s Employee Benefits solutions are designed to provide businesses with a comprehensive benefits package to attract and retain employees. The company provides a range of coverage options such as health, dental, vision, disability, and life insurance, as well as retirement plans and other voluntary benefits.

Some of the coverage options available under Employee Benefits include:

Coverage Option
Description
Health Insurance
Provides coverage for medical expenses incurred by employees and their dependents
Life Insurance
Provides coverage for the loss of life of an employee, which can help their family with financial assistance during difficult times
Retirement Plans
Provides options for employees to save for retirement, such as 401(k) plans, IRAs, or pension plans

How to Get Started with CBIZ Insurance

If you’re interested in getting started with CBIZ Insurance, the first step is to contact their customer support team or visit their website to learn more. You can get a quote for a policy, compare various coverage options or speak to an insurance expert who can help you make an informed decision about the best coverage for your needs.

CBIZ Insurance’s website also contains several resources that can help you understand insurance better, such as articles, guides, and frequently asked questions. If you have any doubts or questions about the policies, the customer support team is always available to provide assistance and guidance.

Frequently Asked Questions (FAQ)

What is CBIZ Insurance?

CBIZ Insurance is a part of the wider CBIZ Network, a professional services company that offers a range of services such as accounting, tax, and consulting services. The company was founded in 1996, and since then has grown to become one of the largest insurance brokers in the United States.

What types of insurance does CBIZ offer?

CBIZ Insurance offers a wide range of insurance solutions for businesses of all sizes, including property and casualty insurance, liability insurance, worker’s compensation, employee benefits, and more. They also offer personal insurance policies, such as auto insurance and home insurance, catering to individuals and families.

How can I get started with CBIZ Insurance?

If you’re interested in getting started with CBIZ Insurance, the first step is to contact their customer support team or visit their website to learn more. You can get a quote for a policy, compare various coverage options or speak to an insurance expert who can help you make an informed decision about the best coverage for your needs.

Does CBIZ Insurance offer online services?

Yes, CBIZ Insurance offers online services such as policy management, claims reporting, and payment processing. You can log in to their website to access these services or use their mobile app to manage your policies on the go.

How do I file a claim with CBIZ Insurance?

If you need to file a claim with CBIZ Insurance, you can do so by contacting their customer support team or by submitting a claim online. The team will guide you through the process and help you with any paperwork that needs to be completed.

Can I customize my insurance coverage with CBIZ Insurance?

Yes, CBIZ Insurance offers customizable insurance coverage options to suit the unique needs of each business or individual. You can work with an insurance expert to create a tailored coverage plan that provides the protection you need, without any unnecessary or redundant coverage.