Car Insurance Infinity – A Comprehensive Guide to Protect Your Car

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Car insurance is crucial for every car owner, as it helps in protecting you, your car, and your passengers from any financial loss in case of an accident. However, with so many insurance companies out there, selecting the right one can be a daunting task. In this article, we will discuss in detail about “car insurance infinity,” which is one such company that has been gaining popularity in recent years.

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What is Car Insurance Infinity?

Car Insurance Infinity is a company that provides affordable and comprehensive car insurance coverage to its clients. It was established in 1955 and since then has been trusted by over 1.6 million policyholders. The company provides various insurance products and services, including liability coverage, collision coverage, and comprehensive coverage, to name a few.

The company has a simple and straightforward approach, which makes it easy for clients to understand their policies and their coverage. They offer flexible payment options, easy online access, and superior customer service.

Liability Coverage

Liability coverage provides protection against claims made against you for damages or injuries caused to someone else. If you are at fault in an accident, liability coverage will pay for the damages or injuries caused to the other party, including their medical expenses, lost wages, and property damage.

Car Insurance Infinity offers liability coverage in different amounts, including:

Liability Coverage Amounts
Cost (per year)
$25,000 per person/$50,000 per accident
$400
$50,000 per person/$100,000 per accident
$600
$100,000 per person/$300,000 per accident
$800
$250,000 per person/$500,000 per accident
$1000

Note that the amounts may vary depending on factors such as the state you are in and your driving history.

Collision Coverage

Collision coverage provides protection against damages caused to your car in an accident. If you collide with another vehicle or object, or your car is hit by another vehicle, collision coverage will pay for the damages to your car.

Car Insurance Infinity offers collision coverage, which is optional and comes with a deductible. The deductible is the amount you have to pay out of pocket before the insurance company pays for the remaining damages.

The cost of collision coverage depends on various factors, such as the value of your car, the deductible amount, and your driving history.

Comprehensive Coverage

Comprehensive coverage provides protection against damages caused to your car that are not related to accidents. It covers damages caused by theft, vandalism, fire, natural disasters, and other non-collision incidents.

Car Insurance Infinity offers comprehensive coverage, which is also optional and comes with a deductible. The cost of comprehensive coverage depends on various factors, such as the value of your car, the deductible amount, and your driving history.

FAQ

1. What is the minimum liability coverage required by law?

The minimum liability coverage required by law varies from state to state. However, most states require a minimum of $25,000 per person and $50,000 per accident for bodily injury liability, and $10,000 for property damage liability.

2. Can I change my coverage amount or deductible?

Yes, you can change your coverage amount or deductible anytime by contacting Car Insurance Infinity’s customer service. However, note that changing your coverage amount or deductible may result in a change in your premium.

3. What is a premium?

A premium is the amount you pay for your insurance policy. It depends on various factors, such as your coverage amount, deductible, driving history, and the type of car you drive.

4. What is a deductible?

A deductible is the amount you have to pay out of pocket before the insurance company pays for the remaining damages. For example, if you have a $500 deductible and your car suffers $2000 in damages, you will have to pay $500, and the insurance company will pay the remaining $1500.

5. How can I file a claim?

You can file a claim by contacting Car Insurance Infinity’s customer service, either by phone or online. You will need to provide details about the accident or incident, such as the date, time, location, and the parties involved. You may also need to provide photos or other evidence to support your claim.

The Bottom Line

Car Insurance Infinity is an excellent option for those looking for affordable and comprehensive car insurance coverage. With their simple and straightforward approach, flexible payment options, and superior customer service, they stand out among other insurance companies. However, as with any insurance policy, it is crucial to read the terms and conditions carefully and understand your coverage before signing up.

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