Cancel Geico Auto Insurance

Geico is among the largest car insurance companies in America, with over 27 million policyholders. However, there may come a time when you need to cancel your Geico auto insurance policy. Before making any changes to your policy, it is important to understand what you need to do and why you may want to cancel your policy. This article will guide you through the process of canceling Geico auto insurance.

Why you may want to cancel Geico auto insurance

There are various reasons why you may want to cancel your Geico auto insurance policy. Some of them may include:

• You found a better insurance deal with another company
• You sold your car and no longer need auto insurance
• You no longer have a driver’s license
• You are moving to another state where Geico does not offer insurance
• You experienced bad customer service

Whatever the reason may be, it is important to know how to cancel your Geico auto insurance policy.

How to cancel Geico auto insurance

Cancelling your Geico auto insurance policy is a straightforward process. You can cancel it online or by phone. Here is how:

To cancel Geico auto insurance online:

1. Log in to your Geico account
2. Click “Policy Details”
3. Select “Cancel policy”
4. Follow the on-screen instructions

To cancel Geico auto insurance by phone:

Call Geico’s customer service at 1-800-207-7847 and follow the prompts to speak to someone who will assist you with the cancellation process.

When you cancel your policy, you may be charged a fee for early termination depending on the state you reside in and the specific terms and conditions of your policy.

FAQs about canceling Geico auto insurance

What happens after I cancel my Geico auto insurance policy?

After you cancel your Geico auto insurance policy, your coverage ends on the effective date of cancellation. If you have already paid for the whole term, you may receive a refund for the unused portion of your premium.

Will I be charged a cancellation fee?

It depends on the state you reside in and the specific terms and conditions of your policy. Some states do not allow insurance companies to charge cancellation fees, while others do. To find out if you will be charged a cancellation fee, contact Geico’s customer service.

Can I cancel my Geico auto insurance policy before it expires?

Yes, you can cancel your Geico auto insurance policy before it expires. However, you may be charged a fee for early termination depending on the state you reside in and the specific terms and conditions of your policy.

Can I cancel my Geico auto insurance policy if I still owe money on my car?

It depends on the terms and conditions of your loan agreement. If your lender requires you to have auto insurance, you may not be able to cancel your Geico auto insurance policy until you have paid off your loan.

Can I cancel my Geico auto insurance policy if I file a claim?

Yes, you can still cancel your Geico auto insurance policy even after filing a claim. However, the claim will still be processed according to the terms and conditions of your policy.

Conclusion

Canceling your Geico auto insurance policy is a simple process that can be done online or by phone. Before making any changes to your policy, it is important to understand your reasons for canceling and any fees that may apply. If you have any questions or concerns, contact Geico’s customer service for assistance.