Cabrillo Coastal Insurance Reviews – The Ultimate Guide

Cabrillo Coastal Insurance is a California-based insurance company that specializes in insuring homes in coastal areas. They offer a range of insurance policies, including homeowner’s insurance, flood insurance, and earthquake insurance. In this article, we will be reviewing Cabrillo Coastal Insurance and examining their policies, prices, and customer service. We will also include frequently asked questions and tables for easy reference.

Overview of Cabrillo Coastal Insurance

Cabrillo Coastal Insurance was founded in 1993 and is headquartered in Jonesboro, Georgia. They specialize in providing insurance coverage for homes in coastal areas, particularly in Florida and Texas. They are backed by a network of global reinsurance companies, which allows them to offer insurance at competitive rates.

One of the unique features of Cabrillo Coastal Insurance is their online quote system. This system allows customers to get a quote for their home insurance in just a few minutes, without having to speak to an agent. They also offer a 24/7 claims service, which means that customers can file a claim at any time of the day or night.

Cabrillo Coastal Insurance Policies

Cabrillo Coastal Insurance offers a range of insurance policies, including:

Policy
Description
Homeowner’s Insurance
Provides coverage for damage to your home and personal property, as well as liability protection.
Flood Insurance
Provides coverage for damage caused by flooding, which is not typically covered by homeowner’s insurance.
Earthquake Insurance
Provides coverage for damage caused by earthquakes, which is not typically covered by homeowner’s insurance.

They also offer specialty insurance policies for homes with high-value items, such as jewelry and artwork. These policies have higher coverage limits and may have additional coverage options.

Cabrillo Coastal Insurance policies are available in the following states:

State
Homeowner’s Insurance
Flood Insurance
Earthquake Insurance
California
Yes
Yes
Yes
Florida
Yes
Yes
No
Texas
Yes
Yes
Yes

Cabrillo Coastal Insurance Prices

Cabrillo Coastal Insurance prices vary depending on a number of factors, including the type of policy, the coverage limits, and the location of the insured property. To get an accurate quote, customers can use the online quote system or speak to an agent.

According to a recent study by the National Association of Insurance Commissioners, the average cost of homeowner’s insurance in Florida is $1,951 per year. The average cost of homeowner’s insurance in California is $1,008 per year. These averages may be higher or lower depending on the specific location and policy.

Cabrillo Coastal Insurance Customer Service

Cabrillo Coastal Insurance has a strong reputation for customer service. They offer a 24/7 claims service, which means that customers can file a claim at any time. They also have a customer service hotline that is available during business hours. Customers can also contact Cabrillo Coastal Insurance through their website or social media channels.

Cabrillo Coastal Insurance has received mixed reviews from customers. Some customers have praised their fast and efficient claims service, while others have had negative experiences with customer service or claims processing. Overall, Cabrillo Coastal Insurance has a 3.5 out of 5 rating on Yelp.

FAQ

What is Cabrillo Coastal Insurance?

Cabrillo Coastal Insurance is a California-based insurance company that specializes in insuring homes in coastal areas. They offer a range of insurance policies, including homeowner’s insurance, flood insurance, and earthquake insurance.

What states does Cabrillo Coastal Insurance operate in?

Cabrillo Coastal Insurance policies are available in California, Florida, and Texas.

How can I get a quote from Cabrillo Coastal Insurance?

Customers can get a quote from Cabrillo Coastal Insurance by using their online quote system or by speaking to an agent.

What is the average cost of homeowner’s insurance with Cabrillo Coastal Insurance?

The average cost of homeowner’s insurance with Cabrillo Coastal Insurance varies depending on a number of factors, including the type of policy, the coverage limits, and the location of the insured property.

What is the customer service rating for Cabrillo Coastal Insurance?

Cabrillo Coastal Insurance has a 3.5 out of 5 rating on Yelp. Some customers have praised their fast and efficient claims service, while others have had negative experiences with customer service or claims processing.

Conclusion

Cabrillo Coastal Insurance is a reputable insurance company that specializes in insuring homes in coastal areas. They offer a range of insurance policies, including homeowner’s insurance, flood insurance, and earthquake insurance. Their online quote system and 24/7 claims service make it easy for customers to get the coverage they need. While they have received mixed reviews from customers, overall they have a strong reputation for customer service.