Boyd Insurance: Complete Guide to Insurance Policies

Boyd Insurance has been providing insurance policies to individuals and businesses for over 100 years. Founded in 1917, the company has built a reputation for offering quality products, excellent customer service, and competitive prices.

What is Boyd Insurance?

Boyd Insurance is an independent insurance agency that offers a wide range of insurance policies, including auto, home, life, health, and commercial insurance. The company works with multiple insurance carriers to find the best coverage options for its clients.

With a team of experienced insurance agents, Boyd Insurance provides personalized insurance solutions that meet the unique needs of each client. The company takes the time to understand the client’s situation before recommending the best insurance policy.

The History of Boyd Insurance

Boyd Insurance was founded in 1917 by John C. Boyd in Marion, Indiana. The company started as a small agency, offering insurance policies to individuals and businesses in the local area.

Over the years, Boyd Insurance grew and expanded its services to include a wider range of insurance policies. In 1967, the company moved its headquarters to Fort Wayne, Indiana, and opened additional offices throughout the state.

Today, Boyd Insurance is one of the leading independent insurance agencies in Indiana, serving clients across the state and beyond.

Insurance Policies Offered by Boyd Insurance

Boyd Insurance offers a wide range of insurance policies for individuals and businesses. Here are some of the policies offered by the company:

Auto Insurance

Auto insurance is required by law in most states, and Boyd Insurance offers a variety of policies to meet the needs of each client. Here are some of the coverage options available:

• Liability coverage: Covers damages and injuries to another person or their property in case of an accident
• Collision coverage: Covers damages to the policyholder’s car in case of an accident
• Comprehensive coverage: Covers damages to the policyholder’s car caused by non-collision events, such as theft or vandalism
• Uninsured/underinsured motorist coverage: Covers damages and injuries caused by a driver who doesn’t have insurance or doesn’t have enough coverage

Home Insurance

Home insurance is important to protect the investment in a home and personal property. Boyd Insurance offers several coverage options, including:

• Dwelling coverage: Covers damages to a home’s structure, such as from a fire or windstorm
• Personal property coverage: Covers damages to personal property, such as furniture and electronics
• Liability coverage: Covers injuries and damages caused by the policyholder or their family members
• Additional living expenses coverage: Covers temporary living expenses if the home is uninhabitable due to a covered event

Life Insurance

Life insurance is important to provide financial support to loved ones in case of the policyholder’s death. Boyd Insurance offers several types of life insurance policies, including:

• Term life insurance: Provides coverage for a specific period, such as 10 or 20 years
• Whole life insurance: Provides coverage for the policyholder’s entire life
• Universal life insurance: Provides coverage and allows the policyholder to build cash value over time

Health Insurance

Health insurance is important to cover the cost of medical expenses, including doctor visits, hospital stays, and prescription drugs. Boyd Insurance offers health insurance policies for individuals and families, as well as group policies for businesses.

Commercial Insurance

Commercial insurance is important to protect businesses against property damage, liability, and other risks. Boyd Insurance offers several types of commercial insurance policies, including:

• Property insurance: Covers damages to a business’s property, such as from a fire or theft
• General liability insurance: Covers injuries and damages caused by a business’s products or services
• Workers’ compensation insurance: Covers injuries and illnesses caused by work-related tasks
• Professional liability insurance: Covers damages caused by a business’s professional advice or services

Why Choose Boyd Insurance?

There are several reasons why individuals and businesses choose Boyd Insurance for their insurance needs:

• Experience: Boyd Insurance has been in business for over 100 years, providing quality insurance policies and excellent customer service
• Personalized service: The company takes the time to understand each client’s situation and recommend the best insurance policy to meet their needs
• Multiple carriers: Boyd Insurance works with multiple insurance carriers to find the best coverage options and prices for its clients
• Community involvement: The company is actively involved in the local community, supporting various charitable organizations and events

FAQ

What should I consider when buying an insurance policy?

When buying an insurance policy, consider the coverage options, premiums, deductibles, and the insurance carrier’s financial strength and reputation. It’s also important to choose a reputable insurance agency that can provide personalized service and help you choose the best policy for your needs.

How much insurance coverage do I need?

The amount of insurance coverage you need depends on several factors, such as your assets, liabilities, income, and risk factors. It’s important to work with an experienced insurance agent to determine the appropriate amount of coverage for your situation.

How can I save money on insurance premiums?

You can save money on insurance premiums by choosing a higher deductible, bundling multiple policies with the same carrier, maintaining a good credit score, and taking advantage of discounts and special offers.

What should I do in case of an insurance claim?

If you need to file an insurance claim, contact your insurance agent or carrier as soon as possible. Provide all the necessary details and documentation, and follow the instructions provided by the insurance company. It’s important to keep all communication and documentation related to the claim.

Conclusion

Boyd Insurance is a reputable insurance agency that offers a wide range of insurance policies for individuals and businesses. With over 100 years of experience, the company provides personalized service, competitive prices, and quality insurance coverage. Contact Boyd Insurance today to learn more about their insurance policies and how they can help you protect your assets and loved ones.