best travel insurance credit card

The Best Travel Insurance Credit Cards in 2021Travel insurance is a necessary expense for any traveler. It covers unexpected expenses, such as medical emergencies and trip cancellations. While there are many travel insurance providers, credit cards that offer travel insurance can save you money.In this article, we’ll discuss the best travel insurance credit cards in 2021. We’ll look at their features, benefits, and drawbacks. We’ll also answer some frequently asked questions about travel insurance credit cards.Best Travel Insurance Credit Cards1. Chase Sapphire Preferred® CardThe Chase Sapphire Preferred® Card is a great travel insurance credit card. It offers coverage for trip cancellations, trip delays, baggage delay, lost luggage, and travel accidents. It also offers rental car insurance and emergency medical and dental coverage.The card rewards you with 2X points for travel and dining, and 1X point for other purchases. You can redeem your points for travel, cashback, or gift cards.However, the card has a $95 annual fee, and it’s not suitable for those who don’t travel often.2. Capital One Venture Rewards Credit CardThe Capital One Venture Rewards Credit Card is another great travel insurance credit card. It offers coverage for trip cancellations, trip interruption, lost luggage, and travel accidents. It also offers rental car insurance and extended warranty coverage.The card rewards you with 2X miles for every purchase. You can redeem your miles for travel, cashback, or gift cards.The card has a $95 annual fee, waived for the first year. It’s a good choice for those who travel occasionally.3. American Express® Gold CardThe American Express® Gold Card is a premium travel insurance credit card. It offers coverage for trip cancellations, trip interruption, baggage loss, and travel accidents. It also offers rental car insurance and premium roadside assistance.The card rewards you with 4X points for dining, 4X points for supermarkets (up to $25,000 per year), 3X points for flights booked directly with airlines or on amextravel.com, and 1X point for other purchases.However, the card has a $250 annual fee and requires good to excellent credit.4. Bank of America® Premium Rewards® Credit CardThe Bank of America® Premium Rewards® Credit Card is a versatile travel insurance credit card. It offers coverage for trip cancellations, trip interruption, lost luggage, and travel accidents. It also offers rental car insurance and extended warranty coverage.The card rewards you with 2X points for travel and dining, and 1.5X points for other purchases. You can redeem your points for travel, cashback, or statement credits.The card has a $95 annual fee and requires good to excellent credit.5. Citi Premier® CardThe Citi Premier® Card is another versatile travel insurance credit card. It offers coverage for trip cancellations, trip interruption, lost luggage, and travel accidents. It also offers rental car insurance and extended warranty coverage.The card rewards you with 3X points for travel, including gas stations, and 2X points for dining and entertainment. You can redeem your points for travel, gift cards, or statement credits.The card has a $95 annual fee and requires good to excellent credit.FAQ1. What is travel insurance credit card?A credit card that offers travel insurance benefits, such as trip cancellation coverage, travel accident insurance, and rental car insurance.2. Is travel insurance credit card worth it?It depends on your travel habits. If you travel often or plan a big trip, a travel insurance credit card can save you money on travel insurance.3. What does travel insurance credit card cover?It covers unexpected travel expenses, such as trip cancellations, trip delays, lost luggage, and medical emergencies.4. How do I choose the best travel insurance credit card?Consider the coverage, benefits, fees, and rewards to choose the best travel insurance credit card for your needs.5. How do I file a claim with my travel insurance credit card?Contact your credit card issuer and provide the necessary documentation to file a claim.ConclusionTravel insurance credit cards can offer peace of mind and save you money on travel insurance. However, it’s important to choose the best travel insurance credit card for your needs. Consider the coverage, benefits, fees, and rewards to choose the right card for you.