Dental implants are an effective treatment option for people who have missing or damaged teeth. However, the cost of dental implants can be high, making it difficult for many to get the treatment they need. That’s why choosing the right dental insurance is important when looking to get dental implants. In this article, we will take a look at the best dental insurance for implants.
What Is Dental Insurance?
Dental insurance is a type of insurance that covers the cost of dental treatments. This includes preventative treatments such as cleanings and X-rays, as well as more complex treatments such as fillings and root canals. However, not all dental insurance plans cover dental implants.
Insurance providers offer different types of dental insurance plans. These include:
Type of Dental Insurance Plan |
Description |
Indemnity Plans |
A plan that allows you to choose any dentist and pays a percentage of the cost for covered services |
Preferred Provider Organization (PPO) Plans |
A plan that has a network of dentists that you can choose from. You pay less if you choose a dentist within the network |
Health Maintenance Organization (HMO) Plans |
A plan that has a network of dentists that you can choose from. You pay a set fee for each service |
What Is Implant Dental Insurance?
Implant dental insurance is a type of dental insurance that covers the cost of dental implants. However, not all dental insurance plans cover dental implants. It is important to check with your insurance provider to see if your plan covers dental implants.
Best Dental Insurance for Implants
Here are some of the best dental insurance plans for implants:
Delta Dental
Delta Dental is one of the most popular dental insurance providers in the United States. They offer a variety of dental insurance plans, including plans that cover dental implants. Delta Dental has a large network of dentists, making it easy to find a dentist who offers implants.
Delta Dental also offers a discount plan called DeltaCare USA. This plan offers discounts on dental implants and other dental services. However, it is important to note that this plan is not insurance.
Cigna
Cigna is another popular dental insurance provider. They offer a variety of dental insurance plans, including plans that cover dental implants. Cigna has a large network of dentists, making it easy to find a dentist who offers implants. They also offer a discount plan called CignaPlus Savings. This plan offers discounts on dental implants and other dental services.
Humana
Humana offers a variety of dental insurance plans, including plans that cover dental implants. Humana has a large network of dentists, making it easy to find a dentist who offers implants. They also offer a discount plan called Humana Dental Access. This plan offers discounts on dental implants and other dental services.
FAQs
What Is the Average Cost of Dental Implants?
The average cost of dental implants can vary depending on a variety of factors, such as the number of implants needed, the location of the dentist, and the type of implant used. On average, a single dental implant can cost between $3,000 and $5,000. However, some dentists may charge more or less than this amount.
Do All Dental Insurance Plans Cover Dental Implants?
No, not all dental insurance plans cover dental implants. It is important to check with your insurance provider to see if your plan covers dental implants.
Is There a Waiting Period for Dental Implant Coverage?
Some dental insurance plans may have a waiting period before they cover dental implants. This waiting period can vary depending on the insurance provider and the specific plan. It is important to check with your insurance provider to see if there is a waiting period for dental implant coverage.
How Many Dental Implants Are Needed?
The number of dental implants needed depends on the number of missing teeth and the location of the missing teeth. For example, if you are missing a single tooth, you will need one dental implant. However, if you are missing multiple teeth in a row, you may need multiple dental implants.
Is There Anything That Can Affect the Success of Dental Implants?
There are several factors that can affect the success of dental implants, such as smoking, diabetes, and gum disease. It is important to talk to your dentist about any health conditions or habits that may affect the success of your dental implants.
Choosing the right dental insurance is important when looking to get dental implants. It is important to check with your insurance provider to see if your plan covers dental implants. Delta Dental, Cigna, and Humana are some of the best dental insurance plans for implants.
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