Best COVID Insurance Thailand
As the COVID-19 pandemic sweeps the world, many countries have mandated that travelers and expats must have adequate insurance coverage to cover COVID-19 expenses. Thailand is no different, and it is now more important than ever to have proper COVID-19 insurance coverage in case of emergency. With so many different insurance providers and plans to choose from, it can be difficult to know which is the best fit for your needs. In this article, we will go over the top COVID-19 insurance providers in Thailand, the different plans they offer, and answer some frequently asked questions about COVID-19 insurance in Thailand.
Top COVID Insurance Providers in Thailand
There are several reputable insurance providers in Thailand offering COVID-19 coverage for travelers and expats.
1. Luma Health Insurance
Luma Health Insurance is a popular choice amongst travelers and expats alike. They offer three different COVID-19 insurance plans: Standard, Deluxe, and Deluxe Plus. The Standard plan covers up to 100,000 THB in medical expenses related to COVID-19, while the Deluxe and Deluxe Plus plans offer up to 1,000,000 THB in coverage. All plans also include additional benefits such as telemedicine and ambulance services.
The Deluxe Plus plan is recommended for those who want the most comprehensive coverage, as it includes coverage for pre-existing conditions and maternity care.
2. Aetna International
Aetna International is a global insurance provider that offers COVID-19 coverage in Thailand. They offer two plans: COVID-19 Essential and COVID-19 Elite. The COVID-19 Essential plan covers up to 250,000 THB in medical expenses related to COVID-19, while the COVID-19 Elite plan offers up to 1,500,000 THB in coverage. Both plans also include additional benefits such as emergency medical evacuation and travel assistance.
3. Pacific Cross Health Insurance
Pacific Cross Health Insurance offers two COVID-19 insurance plans: COVID-19 Essential and COVID-19 Extra. The COVID-19 Essential plan covers up to 500,000 THB in medical expenses related to COVID-19, while the COVID-19 Extra plan offers up to 1,000,000 THB in coverage. Both plans also include additional benefits such as emergency medical evacuation and 24/7 customer support.
Frequently Asked Questions
1. Do I really need COVID-19 insurance in Thailand?
Yes, COVID-19 insurance is mandatory for travelers and expats in Thailand. The Thai government requires all foreigners entering the country to have valid medical insurance with coverage of at least 100,000 USD, including coverage for COVID-19.
2. What does COVID-19 insurance cover?
COVID-19 insurance typically covers medical expenses related to COVID-19, including hospitalization, testing, and treatment. Some plans may also cover additional expenses such as quarantine costs or emergency medical evacuation.
3. How much does COVID-19 insurance cost?
The cost of COVID-19 insurance in Thailand varies depending on the provider and plan purchased. On average, plans can range from 1,000 THB to 10,000 THB or more for a one-year policy.
4. When should I purchase COVID-19 insurance?
It is recommended to purchase COVID-19 insurance as soon as possible, preferably before leaving your home country. This ensures that you are protected as soon as you arrive in Thailand and can seek medical attention if needed.
5. How do I make a claim on my COVID-19 insurance?
To make a claim on your COVID-19 insurance, contact your provider as soon as possible. They will guide you through the claims process and provide any necessary documentation.
Insurance Provider |
Coverage Amount |
Additional Benefits |
Cost |
Luma Health Insurance |
100,000 – 1,000,000 THB |
Telemedicine, ambulance services |
1,000 – 10,000 THB |
Aetna International |
250,000 – 1,500,000 THB |
Emergency medical evacuation, travel assistance |
3,000 – 20,000 THB |
Pacific Cross Health Insurance |
500,000 – 1,000,000 THB |
Emergency medical evacuation, 24/7 customer support |
1,500 – 15,000 THB |
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