Are you a new mom looking for a breast pump that fits your budget? If you have health insurance, you may be eligible for a free or low-cost breast pump. In this article, we’ll guide you through the process of choosing the best breast pump through insurance.
Why Get a Breast Pump Through Insurance?
Many health insurance plans offer coverage for breast pumps, as mandated by the Affordable Care Act. This is great news for new moms who want to ensure their babies get the benefits of breastmilk even when they’re away from them.
By getting a breast pump through insurance, you can save hundreds of dollars compared to buying one outright. Plus, you can be sure that the pump you get meets certain safety and efficiency standards.
Who is Eligible for a Breast Pump Through Insurance?
Most health insurance plans cover breast pumps for new moms at no cost. However, the exact coverage depends on your plan. To find out if you’re eligible for a free or low-cost breast pump, check with your insurance provider.
If you have a high-deductible health plan, you may need to meet your deductible before you can get a breast pump at no cost. But even then, you may still be able to get a breast pump at a reduced cost.
What Kind of Breast Pumps Are Covered?
Most health insurance plans cover standard electric breast pumps, which are the most commonly used type. Some plans may also cover hospital-grade pumps or manual pumps, but these are less common.
When choosing a breast pump through insurance, you’ll want to make sure it meets your needs as well as your baby’s. Consider factors such as suction strength, noise level, portability, and ease of use.
How to Get a Breast Pump Through Insurance
Getting a breast pump through insurance is a relatively simple process. Here’s what you need to do:
Step 1: Check Your Insurance Policy
Before you can get a breast pump through insurance, you need to know what your plan covers. Check your insurance policy or call your insurance provider to find out what kind of breast pump you’re eligible for, and whether you need a prescription from your doctor.
Step 2: Get a Prescription from Your Doctor
Most insurance plans require a prescription from your doctor in order to cover the cost of a breast pump. Make an appointment with your doctor to discuss your options and get a prescription if needed.
Step 3: Choose Your Breast Pump
Once you know what kind of breast pump you’re eligible for and you have a prescription, it’s time to choose your breast pump. You can either order your breast pump online or through a medical supply company that accepts your insurance, or you can buy one from an in-network retailer and submit a claim for reimbursement.
Step 4: Submit Your Claim
If you choose to buy a breast pump from an in-network retailer, you’ll need to submit a claim for reimbursement to your insurance provider. The retailer may be able to help you with this process. Make sure you keep all receipts and documentation related to your breast pump purchase.
Top Breast Pumps Through Insurance
There are many breast pumps available through insurance, but here are some of the best options:
Breast Pump |
Price |
Features |
Spectra S1 |
Free |
Electric, hospital-grade suction, rechargeable battery |
Medela Pump In Style Advanced |
Free |
Electric, adjustable suction strength, portable |
Lansinoh Signature Pro |
Free |
Electric, adjustable suction strength, portable |
Ameda Mya Joy |
Low-cost |
Electric, adjustable suction strength, portable |
Evenflo Advanced Double Electric Breast Pump |
Low-cost |
Electric, adjustable suction strength, portable |
FAQ
Do I need a prescription to get a breast pump through insurance?
Most insurance plans require a prescription from your doctor in order to cover the cost of a breast pump.
What kind of breast pumps are covered by insurance?
Most insurance plans cover standard electric breast pumps, though some may also cover hospital-grade pumps or manual pumps.
Can I choose any breast pump through insurance?
You can only choose a breast pump that is covered by your insurance plan. Check your plan for details.
How do I get reimbursed for a breast pump purchased from an in-network retailer?
You’ll need to submit a claim for reimbursement to your insurance provider, along with receipts and documentation related to your purchase.
Can I get a breast pump through insurance before my baby is born?
Most insurance plans allow you to get a breast pump before your baby is born. Check your plan for details.
Conclusion
Getting a breast pump through insurance is a great way to save money and ensure that your baby gets the benefits of breastmilk even when you’re away from them. By following the steps outlined in this article, you can choose the best breast pump through insurance for your needs and budget.
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