Beam Dental Insurance: The Ultimate Dental Coverage Solution

If you’re someone who values their dental health and wants to ensure that they have access to the best possible dental care, then Beam Dental Insurance may be just what you need. Beam Dental Insurance is a new type of dental insurance that offers comprehensive coverage with a range of benefits that you won’t find with traditional dental insurance plans. In this article, we’re going to dive deep into what Beam Dental Insurance is, how it works, and why it may be the perfect dental coverage solution for you.

What is Beam Dental Insurance?

Beam Dental Insurance is a modern, tech-driven dental insurance company that offers comprehensive dental coverage to individuals, families, and businesses of all sizes. Beam uses a unique combination of technology and data to provide its members with personalized dental benefits and insights that help them take better care of their teeth.

Beam was founded in 2012 by Alex Frommeyer and Dan Dykes, who were frustrated with the outdated and confusing dental insurance industry. They set out to create a new type of dental insurance that was easy to understand, affordable, and provided members with access to the best possible dental care.

How Does Beam Dental Insurance Work?

Beam Dental Insurance works differently from traditional dental insurance plans. Instead of charging high premiums and deductibles, Beam offers a range of affordable dental plans that provide comprehensive coverage with a focus on preventive care.

Beam’s plans cover everything from routine dental exams and cleanings to more complex procedures like root canals and crowns. Members can choose from a range of plans to suit their individual needs and budgets, and can also add on additional coverage for things like teeth whitening and orthodontics.

One of the unique features of Beam’s dental plans is their SmartPremiums technology, which uses data analytics to provide personalized rates based on each member’s oral health history. Members who take good care of their teeth and visit the dentist regularly may be eligible for lower premiums, while those who have more complex dental needs may pay slightly higher rates.

What Are the Benefits of Beam Dental Insurance?

There are many benefits to choosing Beam Dental Insurance as your dental coverage provider. Here are just a few:

Who Can Benefit from Beam Dental Insurance?

Beam Dental Insurance is a great option for anyone who wants comprehensive dental coverage at an affordable price. Here are a few groups of people who may benefit from Beam:

Individuals and Families

If you’re an individual or part of a family, Beam’s dental plans can provide you with the coverage you need to take care of your teeth without breaking the bank. Beam’s SmartPremium technology helps keep rates low, and its focus on preventive care can help you maintain good oral health for years to come.

Small Businesses

Beam Dental Insurance is a great option for small businesses that want to offer their employees comprehensive dental coverage as part of their benefits package. Beam’s plans are affordable and easy to administer, and they provide employees with access to high-quality dental care.

Frequent Travelers

If you’re someone who travels frequently for work or pleasure, Beam’s nationwide network of dentists can provide you with peace of mind. No matter where you are in the country, you can find a dentist who accepts Beam’s coverage and get the dental care you need.

FAQ: Frequently Asked Questions About Beam Dental Insurance

How do I sign up for Beam Dental Insurance?

You can sign up for Beam Dental Insurance online in just a few minutes. Simply visit the Beam website and choose the plan that’s right for you. You’ll be asked to provide some basic information about yourself and your dental needs, and then you’ll be enrolled in your plan.

What dental services are covered by Beam Dental Insurance?

Beam Dental Insurance covers a wide range of dental services, including routine exams and cleanings, X-rays, fillings, crowns, bridges, and more. Some plans also cover orthodontic treatments like braces and Invisalign.

What is SmartPremium technology?

SmartPremium technology is Beam’s proprietary data analytics system that uses data to determine personalized rates for each member. Members who take good care of their teeth and visit the dentist regularly may be eligible for lower premiums, while those who have more complex dental needs may pay slightly higher rates.

What is the Beam Perks program?

The Beam Perks program is a benefit that is available to all Beam members. The program provides members with access to discounts on dental products and services, as well as other perks like gym memberships and travel discounts.

Is Beam Dental Insurance available in my area?

Beam Dental Insurance is available in all 50 states. You can visit the Beam website to find a dentist who accepts Beam’s coverage in your area.

How do I find a dentist who accepts Beam Dental Insurance?

You can use the search tool on the Beam website to find a dentist who accepts Beam’s coverage in your area. Simply enter your zip code and the type of dentist you’re looking for, and you’ll be shown a list of providers near you.

Conclusion

Beam Dental Insurance is a new type of dental insurance that offers comprehensive coverage at an affordable price. Its tech-driven approach, SmartPremium technology, and focus on preventive care make it a great option for individuals, families, and small businesses. If you’re looking for a better dental coverage solution, then Beam Dental Insurance may be just what you need.