Everything You Need to Know About the AZ Insurance License

If you want to work in the insurance industry in Arizona, you’ll need to obtain an AZ insurance license. In this article, we’ll cover everything you need to know about this license, including who needs it, how to get it, and the different types of licenses available.

Who Needs an AZ Insurance License?

Anyone who wants to work in the insurance industry in Arizona needs to obtain an AZ insurance license. This includes individuals who want to sell insurance policies, as well as those who want to work as insurance adjusters or in other insurance-related roles.

It’s important to note that each type of insurance requires its own license. For example, if you want to sell life insurance, you’ll need a life insurance license. If you want to sell property and casualty insurance, you’ll need a property and casualty insurance license.

How to Get an AZ Insurance License

To obtain an AZ insurance license, you’ll need to follow these steps:

Step 1: Complete a Pre-Licensing Course

The first step in obtaining your AZ insurance license is to complete a pre-licensing course. This course covers the basics of insurance, including terminology, laws and regulations, and ethical practices.

Arizona requires that you complete a pre-licensing course before you can take the licensing exam. The length of the course varies depending on the type of insurance license you want to obtain.

Step 2: Pass the Licensing Exam

Once you’ve completed your pre-licensing course, you’ll need to pass the AZ insurance licensing exam. This exam is administered by Pearson VUE and covers the material you learned in your pre-licensing course.

The exam consists of two parts: a general knowledge section and a state-specific section. You’ll need to pass both sections to obtain your license.

Step 3: Submit Fingerprints and Background Check

Before you can apply for your AZ insurance license, you’ll need to submit fingerprints and undergo a background check. This is to ensure that you have not been convicted of any crimes that would disqualify you from holding an insurance license.

Step 4: Apply for Your License

Once you’ve completed your pre-licensing course, passed the licensing exam, and undergone a background check, you’ll need to apply for your AZ insurance license. You can do this through the Arizona Department of Insurance website.

When you apply for your license, you’ll need to provide proof of completing your pre-licensing course, passing the licensing exam, and undergoing a background check.

Types of AZ Insurance Licenses

There are several different types of AZ insurance licenses, depending on the type of insurance you want to sell. Here are the most common types:

FAQ

How long does it take to get an AZ insurance license?

The length of time it takes to get an AZ insurance license varies depending on how quickly you complete your pre-licensing course and pass the licensing exam. Typically, the process takes anywhere from several weeks to several months.

Do I need to renew my AZ insurance license?

Yes, AZ insurance licenses must be renewed every two years. To renew your license, you’ll need to complete a certain number of continuing education hours and pay a renewal fee.

Can I sell insurance in Arizona if I have a license from another state?

If you hold an insurance license from another state, you may be able to obtain a non-resident license in Arizona without having to complete the pre-licensing course or take the licensing exam. However, you’ll still need to undergo a background check and meet other requirements before you can sell insurance in Arizona.

What happens if I fail the licensing exam?

If you fail the AZ insurance licensing exam, you’ll need to wait a certain amount of time before you can retake it. The wait time varies depending on the type of exam you took.

Do I need to have a sponsoring insurance company to obtain an AZ insurance license?

No, you don’t need to have a sponsoring insurance company to obtain an AZ insurance license. However, you’ll need to have a sponsoring company before you can sell insurance policies.

Conclusion

Obtaining an AZ insurance license is a crucial step for anyone who wants to work in the insurance industry in Arizona. By following the steps outlined in this article, you’ll be well on your way to obtaining your license and starting your career in insurance.