Auto Owners Insurance Lansing MI: A Comprehensive Guide

If you’re looking for reliable and affordable car insurance in Lansing, Michigan, Auto Owners Insurance might just be the perfect fit for you. Auto Owners Insurance has been serving the Greater Lansing area for decades, providing exceptional coverage and top-notch customer service to its clients.

What is Auto Owners Insurance?

Auto Owners Insurance is a multi-line insurance company that offers a wide range of coverage options. Founded in 1916, the company has grown to become one of the largest insurers in the United States, with coverage available in 26 different states. Auto Owners Insurance is known for its exceptional customer service, financial stability, and competitive premiums.

Auto Insurance Coverage Options Available

Auto Owners Insurance offers a variety of coverage options to its customers, ranging from basic liability coverage to premium protection packages. Here are some of the coverage options available:

Coverage Option
Description
Liability Coverage
Covers damages or injuries caused by you to other people or their property while driving your car.
Collision Coverage
Covers damages to your car caused by a collision with another vehicle or object.
Comprehensive Coverage
Covers damages to your car caused by non-collision events such as fire, theft, or natural disasters.
Personal Injury Protection
Covers medical expenses and lost wages for you and your passengers if injured in an accident.
Uninsured/Underinsured Motorist Coverage
Covers damages caused by a driver who is uninsured or doesn’t have enough insurance to cover the damages.

Discounts and Savings Available

Auto Owners Insurance offers several discounts and savings opportunities to its policyholders. Here are some of the most popular discounts:

  • Multi-policy discount
  • Safe driving discount
  • Good student discount
  • Low mileage discount
  • Anti-theft device discount

Why Choose Auto Owners Insurance?

There are many reasons why Auto Owners Insurance is a great choice for car insurance in Lansing. Here are just a few:

Exceptional Customer Service

Auto Owners Insurance is known for its exceptional customer service. With a 24/7 claims hotline and a network of local agents, you can always count on receiving prompt and courteous service.

Financial Stability

Auto Owners Insurance has consistently earned high ratings from independent rating agencies, such as A.M. Best and Standard & Poor’s. These ratings reflect the company’s financial stability and ability to pay claims.

Competitive Premiums

Auto Owners Insurance offers competitive premiums and a variety of discounts to help you save money on your car insurance. By bundling your auto insurance with other products such as home or business insurance, you can save even more.

FAQs

What is the claim process for Auto Owners Insurance?

If you are involved in an accident, the first step is to make sure everyone is safe and call the police if necessary. Next, contact Auto Owners Insurance’s 24/7 claims hotline or your local agent to report the claim. An adjuster will be assigned to your case and will work with you to assess the damages and determine the appropriate settlement.

How do I get a quote from Auto Owners Insurance?

You can get a quote from Auto Owners Insurance by contacting a local agent or using the company’s online quote tool. To get an accurate quote, you will need to provide information about your vehicle, driving record, and coverage needs.

Is Auto Owners Insurance available in all states?

No, Auto Owners Insurance is only available in 26 states. However, the company has a large network of agents in those states and provides exceptional coverage and customer service.

What is the minimum coverage required for car insurance in Michigan?

In Michigan, drivers are required to have liability coverage with minimum limits of $20,000 per person for bodily injury, $40,000 per accident for bodily injury, and $10,000 per accident for property damage.

Can I cancel my Auto Owners Insurance policy at any time?

Yes, you can cancel your Auto Owners Insurance policy at any time by contacting your local agent. However, you may be subject to cancellation fees or penalties depending on the terms of your policy.

Conclusion

If you’re looking for reliable and affordable car insurance in Lansing, Michigan, Auto Owners Insurance is a great choice. With exceptional coverage options, discounts and savings opportunities, and top-notch customer service, Auto Owners Insurance has everything you need to protect yourself and your vehicle on the road.