Auto Insurance Progressive – Everything You Need to Know

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If you own a car, then you need to have auto insurance – it’s that simple. And when it comes to choosing an insurance provider, there are a lot of options out there. One such option is Progressive. In this article, we’ll take a deep dive into Progressive auto insurance, including their coverage options, discounts, and more. So, whether you’re a new driver or simply looking to switch providers, read on.

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What is Progressive Auto Insurance?

Progressive is an American insurance company that offers a variety of coverage options, including auto, home, and life insurance. However, they’re best known for their auto insurance policies. With over 18 million customers, Progressive is one of the largest auto insurance providers in the United States.

Founded in 1937, Progressive has a long history of innovation in the insurance industry. They were the first company to offer installment payments for premiums, as well as the first to offer a drive-in claims service. Today, they continue to lead the way with their use of technology – for example, they were one of the first companies to use telematics to track driver behavior and offer personalized rates.

Coverage Options

When it comes to auto insurance, Progressive offers a wide range of coverage options to fit your needs. Some of these options include:

Option
Description
Bodily injury liability
Covers medical expenses for injuries you cause to others
Property damage liability
Covers damage you cause to others’ property
Collision
Covers damage to your own car in an accident
Comprehensive
Covers non-collision damage to your car, such as from theft or weather events
Personal injury protection
Covers medical expenses and lost wages for you and your passengers

It’s important to note that each state has its own requirements for minimum insurance coverage. Make sure you’re aware of these requirements and choose a policy that meets them.

Discounts

Everyone loves a good discount, and Progressive offers several ways to save on your auto insurance premiums. Some of these discounts include:

Discount
Description
Safe driver
If you have a clean driving record
Multi-car
If you insure more than one car with Progressive
Mult-policy
If you bundle your auto insurance with another policy, such as home insurance
Good student
If you’re a student with good grades
Telematics
If you agree to have your driving behavior monitored

Discounts can vary by state and by policy, so be sure to talk to your Progressive agent to see which discounts you qualify for.

FAQ

1. How much does Progressive auto insurance cost?

The cost of auto insurance with Progressive can vary widely depending on a number of factors, such as your age, driving record, and location. However, Progressive is known for offering competitive rates, so it’s worth getting a quote to see how much you could save.

2. Does Progressive offer roadside assistance?

Yes, Progressive offers roadside assistance as part of their policies. This can include services like towing, jump-starts, and flat tire changes.

3. Can I manage my policy online?

Yes, Progressive offers a variety of online tools to help you manage your policy, including making payments, filing a claim, and adding or removing coverage options.

4. How do I file a claim with Progressive?

You can file a claim with Progressive online, by phone, or through their mobile app. Once you’ve submitted your claim, a claims adjuster will be assigned to your case to review the damage and determine the appropriate course of action.

5. Does Progressive offer discounts for safe driving?

Yes, Progressive offers discounts for safe driving through their Snapshot program. This program uses telematics to track your driving behavior, and if you demonstrate safe driving habits, you could receive a discount on your premiums.

Conclusion

Overall, Progressive is a reputable and affordable option for auto insurance. With their wide range of coverage options and discounts, there’s something for everyone. If you’re in the market for auto insurance, be sure to consider Progressive as one of your top choices.

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