Auto Insurance Mercury – Everything You Need to Know

If you’re looking for reliable auto insurance, you’ve likely come across Mercury Insurance. The California-based company has been around since 1961 and serves drivers in 11 states. In this article, we’ll dive into the details of Mercury auto insurance and help you determine if it’s the right choice for you.

What is Mercury Auto Insurance?

Mercury auto insurance is a type of car insurance provided by Mercury Insurance Group. The company is based in Los Angeles, California and has been in operation since 1961. Mercury auto insurance is available to drivers in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia.

Mercury Insurance offers a variety of car insurance coverage options to suit the needs of different drivers. The company prides itself on providing affordable rates and excellent customer service to its policyholders. Mercury Insurance also offers other types of insurance, including homeowners, renters, and business insurance.

What Types of Auto Insurance Coverage Does Mercury Offer?

Mercury auto insurance offers a range of coverage options to protect you and your vehicle in the event of an accident or other incident. Here are the different types of coverage you can choose from:

Type of Coverage
Description
Liability Insurance
Covers damages and injuries you cause to others in an accident.
Collision Insurance
Covers damages to your vehicle from a collision with another vehicle or object.
Comprehensive Insurance
Covers damages to your vehicle from non-collision incidents such as theft or weather damage.
Uninsured/Underinsured Motorist Insurance
Covers damages and injuries you sustain in an accident caused by someone who doesn’t have enough insurance to cover the damages.

In addition to these coverage options, Mercury also offers optional add-ons such as roadside assistance and rental car coverage.

How to Get a Quote for Mercury Auto Insurance

Getting a quote for Mercury auto insurance is quick and easy. You can get a quote online by visiting the Mercury Insurance website and entering your zip code. From there, you’ll be asked to provide some basic information about yourself and your vehicle.

You can also get a quote by calling Mercury’s customer service number. A representative will guide you through the process and help you find the best coverage options for your needs and budget.

What Are the Pros and Cons of Mercury Auto Insurance?

As with any auto insurance company, there are pros and cons to choosing Mercury Insurance. Here are some of the advantages and disadvantages of getting Mercury auto insurance:

Pros

Affordable Rates: Mercury offers competitive rates that are often lower than other auto insurance companies.

Flexible Coverage Options: With a range of coverage options and add-ons, you can customize your policy to fit your needs and budget.

Excellent Customer Service: Mercury is known for its outstanding customer service and responsive claims handling.

Cons

Limited Availability: Mercury auto insurance is only available in 11 states, so it may not be an option for everyone.

No Mobile App: Mercury currently does not offer a mobile app for managing your policy or filing claims.

No Accident Forgiveness: Mercury does not offer accident forgiveness, which means your rates may increase if you’re involved in an at-fault accident.

FAQs About Mercury Auto Insurance

Is Mercury auto insurance a good choice?

Mercury auto insurance is a solid choice for drivers in the 11 states where it’s available. The company offers affordable rates, flexible coverage options, and excellent customer service. However, it may not be the best choice if you’re looking for accident forgiveness or if you live outside of Mercury’s service area.

How long has Mercury been in business?

Mercury Insurance Group was founded in 1961, making it one of the oldest auto insurance companies in the United States.

How can I file a claim with Mercury auto insurance?

You can file a claim with Mercury auto insurance by calling their claims hotline at 1-800-503-3724. A representative will guide you through the process and help you get your claim started.

Does Mercury offer discounts on auto insurance?

Yes, Mercury offers a variety of discounts on auto insurance. Some of these discounts include safe driver discounts, multi-car discounts, and anti-theft device discounts.

How can I pay my Mercury auto insurance bill?

You can pay your Mercury auto insurance bill online through their website, by phone, or by mail. You can also set up automatic payments to ensure that your bill is always paid on time.

Final Thoughts

Mercury auto insurance offers a range of coverage options at affordable rates. While the company has some limitations, such as its limited availability and lack of accident forgiveness, it may be a good choice for drivers in the 11 states it serves. If you’re in the market for auto insurance, we recommend getting a quote from Mercury to see if it’s the right fit for you.