Insurance is a vital necessity in the modern world. It offers protection against unexpected events and provides peace of mind by ensuring that you are covered in case of any unfortunate incidents. There are many insurance companies out there, and one of the most trusted is Assurance America Insurance Company. In this article, we will delve into the details of this company and explore what makes it stand out from the rest.
Overview of Assurance America Insurance Company
Assurance America Insurance Company was founded in 1998 in Atlanta, Georgia, and has since grown to become one of the leading providers of non-standard auto insurance in the United States. The company has more than 100 offices across 16 states and is dedicated to providing its customers with affordable and reliable insurance coverage.
The company specializes in providing coverage to individuals who may have difficulty obtaining insurance due to their driving record, age, or other factors. Assurance America Insurance Company offers a variety of insurance products, including auto insurance, homeowners insurance, renters insurance, and commercial insurance.
Why Choose Assurance America Insurance Company?
If you are looking for an insurance company that puts its customers first, then Assurance America Insurance Company is an excellent choice. Here are a few reasons why:
Flexible Payment Options
Assurance America Insurance Company makes it easy for customers to pay their insurance premiums. You can choose to pay your premiums in full or opt for a payment plan that fits your budget.
24/7 Customer Service
The company offers round-the-clock customer service, so you can get the help you need whenever you need it. Whether you have a question about your policy or need to file a claim, you can reach out to Assurance America Insurance Company any time of day or night.
Competitive Rates
Assurance America Insurance Company offers some of the most competitive rates in the industry. The company understands that insurance can be expensive, and strives to provide its customers with affordable coverage that meets their needs.
Assurance America Insurance Company Products
Assurance America Insurance Company offers a range of insurance products to meet the needs of its customers. Here is an overview of the products they offer.
Auto Insurance
Assurance America Insurance Company provides auto insurance coverage for drivers who may have difficulty obtaining insurance from other companies. The company offers liability, collision, and comprehensive coverage, as well as other types of coverage such as uninsured/underinsured motorist coverage and roadside assistance.
Liability Coverage
Liability coverage protects you if you are involved in an accident and are found to be at fault. This coverage helps pay for damages and injuries that you may have caused to other people or property.
Collision Coverage
Collision coverage protects your vehicle if it is damaged in a collision with another vehicle or object. This coverage helps pay for repairs or replacement of your vehicle.
Comprehensive Coverage
Comprehensive coverage protects your vehicle from damage caused by events such as theft, vandalism, or natural disasters. This coverage helps pay for repairs or replacement of your vehicle.
Uninsured/Underinsured Motorist Coverage
Uninsured/underinsured motorist coverage protects you if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages. This coverage helps pay for damages and injuries that you may have sustained.
Roadside Assistance
Roadside assistance provides help if your vehicle breaks down, runs out of gas, or has a flat tire. This coverage provides assistance such as towing, fuel delivery, and lockout services.
Homeowners Insurance
Assurance America Insurance Company offers homeowners insurance to protect your home and personal property. This coverage provides protection against events such as fire, theft, and weather-related damage.
Property Coverage
Property coverage protects your home and personal property against damage caused by events such as fire, theft, or weather-related damage.
Liability Coverage
Liability coverage protects you if someone is injured on your property or if you are found to be responsible for damage to someone else’s property. This coverage helps pay for damages and legal fees.
Renters Insurance
Renters insurance provides protection for individuals who rent their living space. This coverage provides protection for personal property and liability coverage.
Personal Property Coverage
Personal property coverage protects your personal belongings in case of events such as theft, fire, or water damage.
Liability Coverage
Liability coverage protects you if someone is injured on your rental property or if you are found to be responsible for damage to someone else’s property. This coverage helps pay for damages and legal fees.
Commercial Insurance
Assurance America Insurance Company provides commercial insurance coverage for businesses of all sizes. The company offers a variety of coverage options, including general liability, commercial auto, and workers’ compensation.
General Liability Coverage
General liability coverage provides protection against claims of bodily injury or property damage that occur on your business premises or as a result of your business activities. This coverage helps pay for damages and legal fees.
Commercial Auto Coverage
Commercial auto coverage provides protection for vehicles used for business purposes. This coverage provides protection for liability, collision, and comprehensive coverage.
Workers’ Compensation Coverage
Workers’ compensation coverage provides protection for employees who are injured on the job. This coverage provides medical and wage replacement benefits for injured workers.
Assurance America Insurance Company FAQ
What is non-standard auto insurance?
Non-standard auto insurance is insurance coverage for drivers who may have difficulty obtaining insurance from other companies. This may be due to factors such as driving record, age, or other high-risk factors. Assurance America Insurance Company specializes in providing non-standard auto insurance coverage.
How can I make a payment on my insurance policy?
Assurance America Insurance Company offers flexible payment options to make it easy for customers to pay their insurance premiums. You can choose to pay your premiums in full or opt for a payment plan that fits your budget. Payments can be made online, by phone, or in person at one of the company’s local offices.
What types of discounts are available for auto insurance?
Assurance America Insurance Company offers a variety of discounts to help customers save money on their auto insurance premiums. Some of the discounts available include safe driver discounts, multi-car discounts, and homeowner discounts.
What is liability coverage?
Liability coverage is insurance coverage that protects you if you are found to be at fault in an accident. This coverage helps pay for damages and injuries that you may have caused to other people or property.
What is comprehensive coverage?
Comprehensive coverage is insurance coverage that protects your vehicle from damage caused by events such as theft, vandalism, or natural disasters. This coverage helps pay for repairs or replacement of your vehicle.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist coverage is insurance coverage that protects you if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages. This coverage helps pay for damages and injuries that you may have sustained.
Conclusion
Assurance America Insurance Company is a reliable and trustworthy provider of insurance coverage. The company offers a variety of insurance products to meet the needs of its customers, and is committed to providing affordable and reliable coverage that gives peace of mind. Whether you need auto insurance, homeowners insurance, renters insurance, or commercial insurance, Assurance America Insurance Company has you covered.