Argos Pet Insurance: Protecting Your Fur Baby Made Easy

As a pet owner, you want only the best for your beloved companion. However, accidents and illnesses can happen unexpectedly, and the cost of veterinary treatment and care can be hefty. That’s where pet insurance comes in. If you’re looking for a reliable and comprehensive pet insurance provider in the UK, look no further than Argos Pet Insurance.

What is Argos Pet Insurance?

Argos Pet Insurance is a type of insurance that covers the cost of veterinary treatment and care for your pets. It is offered by Argos Limited, a leading retailer of pet supplies and accessories in the UK. The pet insurance policies of Argos are underwritten by Pinnacle Insurance plc, a specialist insurance provider that has been in the business for over 20 years.

Argos Pet Insurance offers a range of policies that cater to different pet owners’ needs and budgets. From accident-only policies to comprehensive lifetime cover, you can choose the policy that suits you and your furry friend the most.

Accident-Only Cover

If you’re looking for an affordable and basic pet insurance policy that covers only accidents, the Accident-Only Cover from Argos Pet Insurance is a good option. This policy covers the cost of veterinary treatment and care for injuries caused by accidents, such as broken bones, cuts, and burns. However, it does not cover illnesses or pre-existing conditions.

The Accident-Only Cover from Argos Pet Insurance provides up to £2,500 of cover per incident, with an annual limit of £3,000. The policy also includes third-party liability cover, which protects you if your pet injures someone or damages their property.

Essential Cover

The Essential Cover from Argos Pet Insurance is a mid-range policy that covers both accidents and illnesses. It provides up to £3,000 of cover per condition, with an annual limit of £7,000. The policy also includes third-party liability cover and complementary treatment cover, which covers alternative therapies such as acupuncture and physiotherapy.

The Essential Cover from Argos Pet Insurance is a good option if you want comprehensive cover without breaking the bank. However, it does not cover pre-existing conditions or hereditary conditions that are common in certain breeds.

Advanced Cover

The Advanced Cover from Argos Pet Insurance is a comprehensive policy that covers accidents, illnesses, and hereditary conditions. It provides up to £7,000 of cover per condition, with no annual limit. The policy also includes third-party liability cover, complementary treatment cover, and overseas travel cover, which covers emergency treatment and quarantine fees if your pet gets sick or injured while abroad.

The Advanced Cover from Argos Pet Insurance is the most expensive policy, but it offers the most complete cover. If you want peace of mind knowing that your pet is fully protected, this policy is the way to go.

What are the Benefits of Argos Pet Insurance?

Choosing Argos Pet Insurance comes with several benefits that make it stand out from other pet insurance providers in the UK.

Flexible Cover

Argos Pet Insurance offers flexible cover options that cater to different pet owners’ needs and budgets. You can choose the policy that suits you and your pet the most, whether you’re looking for basic accident cover or comprehensive lifetime cover.

No Excess to Pay

Argos Pet Insurance policies do not have any excess to pay, which means you don’t have to pay any upfront costs when you make a claim. The only exception is if your pet receives treatment that is not covered by the policy.

24/7 Vet Helpline

Argos Pet Insurance offers a 24/7 vet helpline that you can call anytime to get advice on your pet’s health and well-being. The helpline is staffed by qualified veterinary nurses who can answer your questions and provide guidance on what to do in case of an emergency.

Cover for Older Pets

Argos Pet Insurance provides cover for older pets, which is not offered by all pet insurance providers. If your pet is over 8 years old, you can still get cover from Argos Pet Insurance, although the premiums may be higher.

How to Get a Quote and Sign Up for Argos Pet Insurance?

Getting a quote and signing up for pet insurance from Argos is easy and straightforward. You can get a quote online by visiting the Argos Pet Insurance website and filling out the quote form. Alternatively, you can call the Argos Pet Insurance customer service team to get a quote over the phone.

To sign up for Argos Pet Insurance, you can do so online or by calling the customer service team. You will need to provide some basic information about your pet, such as their age, breed, and medical history. Once you’ve signed up, you will receive a schedule of insurance that outlines the details of your policy, including the terms and conditions, cover limits, and exclusions.

FAQs

Question
Answer
What does Argos Pet Insurance cover?
Argos Pet Insurance covers the cost of veterinary treatment and care for your pets in case they get sick or injured. The policy can cover accidents, illnesses, and hereditary conditions, depending on the level of cover you choose.
How much does Argos Pet Insurance cost?
The cost of Argos Pet Insurance varies depending on the level of cover you choose, the age, breed, and health condition of your pet, and other factors. You can get a quote online or by calling the customer service team to find out how much it would cost to insure your pet with Argos.
Does Argos Pet Insurance cover pre-existing conditions?
No, Argos Pet Insurance does not cover pre-existing conditions, which are medical conditions that your pet had before the start of the policy. However, the policy can cover new conditions that arise during the policy term.
How long does it take to get reimbursed by Argos Pet Insurance?
The time it takes to get reimbursed by Argos Pet Insurance depends on the complexity of the claim and the information provided. Typically, you can expect to receive payment within 5-7 working days after the claim has been approved.
Can I cancel my Argos Pet Insurance policy?
Yes, you can cancel your Argos Pet Insurance policy anytime by calling the customer service team. However, you may be charged a cancellation fee if you cancel your policy before the end of the term.

Conclusion

Pet insurance is an essential investment for any pet owner who wants to provide their furry friend with the best possible care. Argos Pet Insurance offers a range of policies that cater to different needs and budgets, with no excess to pay and a 24/7 vet helpline. Whether you’re looking for basic accident cover or comprehensive lifetime cover, Argos Pet Insurance has got you covered.