Traveling to new destinations brings excitement and joy, but it also involves some level of risk. Whether you are traveling for leisure or business, it is important to have travel insurance to protect yourself from unforeseen circumstances. Arch travel insurance is a reliable and comprehensive travel insurance provider that offers various insurance plans to meet the needs of different travelers. In this article, we will cover everything you need to know about Arch travel insurance to help you make an informed decision.
What is Arch Travel Insurance?
Arch travel insurance is a travel insurance provider that offers various insurance plans to cover different types of travel scenarios. The company has been in the insurance industry for more than a decade and has gained a strong reputation for its reliable and affordable insurance packages.
Types of Arch Travel Insurance Plans
Arch travel insurance offers four types of travel insurance plans:
Plan Name |
Coverage |
Features |
Price Range |
Basic |
Medical expenses, trip cancellation, and interruption |
24-hour assistance, emergency evacuation, and repatriation of remains |
$20 to $100 per person |
Standard |
Same as basic, plus baggage loss, delay, and damage |
Baggage tracking, emergency cash advance, and pre-existing medical conditions coverage |
$30 to $150 per person |
Deluxe |
Same as standard, plus trip delay, accident, and sickness coverage |
24-hour concierge, roadside assistance, and identity theft resolution |
$50 to $250 per person |
Premium |
Same as deluxe, plus cancel for any reason coverage |
Up to 150% of trip cost reimbursement, events tickets and rental car protection |
$150 to $400 per person |
Arch travel insurance plans cover various travel scenarios, such as trip cancellation and interruption, medical expenses, baggage loss or damage, trip delay, and accidental death and dismemberment. The plans also offer additional benefits, such as emergency evacuation, 24-hour assistance, and identity theft resolution, depending on the plan type.
What is Covered in Arch Travel Insurance?
Arch travel insurance covers various travel situations, such as:
- Medical expenses: This covers medical treatment expenses that you may incur while traveling abroad.
- Trip cancellation and interruption: This covers the expenses you may incur if you have to cancel or interrupt your trip due to unforeseen circumstances, such as a family emergency or illness.
- Baggage loss, damage, or delay: This covers the cost of your lost, damaged, or delayed baggage and its contents.
- Trip delay: This covers the expenses you may incur if your trip is delayed for more than a specified period.
- Accidental death and dismemberment: This covers the expenses related to accidental death or dismemberment during your trip.
- Emergency evacuation: This covers the expenses related to emergency evacuation due to illness, injury, or other unforeseen circumstances.
- Pre-existing medical conditions coverage: This covers your pre-existing medical conditions during your trip.
- Cancel for any reason coverage: This covers the expenses you may incur if you have to cancel your trip for any reason.
- 24-hour assistance: This provides 24-hour assistance and support for emergencies during your trip.
- Roadside assistance: This covers the expenses related to roadside assistance, such as car rental or towing services.
How to Buy Arch Travel Insurance?
You can buy Arch travel insurance online by visiting their website or by calling their customer service. To buy insurance online, you need to follow these simple steps:
- Visit Arch travel insurance website
- Select the plan that meets your needs
- Enter your travel details and personal information
- Choose the payment method and complete the payment process
- Receive the policy document via email
How to File a Claim with Arch Travel Insurance?
If you need to file a claim with Arch travel insurance, you need to follow these steps:
- Download the claim form from the Arch travel insurance website or request a form from their customer service.
- Fill in the necessary details in the form, including the policy number and details of the incident.
- Attach all the required documents, such as medical reports, invoices, and receipts.
- Submit the claim form and documents to the Arch travel insurance claims department via mail or email.
- Wait for the claims department to review your claim and make the payment.
FAQs About Arch Travel Insurance
Q1. Can I buy Arch travel insurance after I have started my trip?
A. No, you cannot buy Arch travel insurance after you have started your trip. You must purchase insurance before you leave for your trip.
Q2. Does Arch travel insurance cover adventure sports?
A. Arch travel insurance plans cover some adventure sports, such as hiking, scuba diving, and skiing. However, some sports may not be covered by the plan, depending on the level of risk involved. You should check the policy document to see if your preferred adventure sport is covered.
Q3. Can I cancel my Arch travel insurance policy?
A. Yes, you can cancel your Arch travel insurance policy within a specified period, usually within 10-14 days of purchase, depending on the plan type. If you cancel the policy within the specified period, you will receive a full refund of the premium paid.
Q4. Can I extend my Arch travel insurance policy if my trip is extended?
A. Yes, you can extend your Arch travel insurance policy if your trip is extended. You need to contact their customer service and request an extension. The extension is subject to approval and additional premium payment.
Q5. Does Arch travel insurance cover pre-existing medical conditions?
A. Yes, Arch travel insurance plans cover pre-existing medical conditions, subject to certain conditions, such as the condition must be stable and controlled at the time of purchase, and the coverage is limited to the specified amount in the policy.
Conclusion
Arch travel insurance is a reliable and comprehensive travel insurance provider that offers various insurance plans to meet the needs of different travelers. Their plans cover various travel scenarios, such as medical expenses, trip cancellation or interruption, baggage loss or delay, and accidental death or dismemberment. You can buy Arch travel insurance online or by calling their customer service, and file a claim by downloading the claim form from their website or requesting a form from their customer service. Arch travel insurance plans offer peace of mind and security for your travel, so make sure to choose the plan that meets your needs before you leave for your trip.
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