AppleCare vs. Verizon Insurance: Which One is Better for your Apple Products?

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As an Apple product owner, it’s important to protect your investment and ensure that you are covered if anything happens to your device. The two most popular options for coverage are AppleCare and Verizon insurance. But which one is better? In this article, we’ll compare the two options and help you decide which one is right for you.

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What is AppleCare?

AppleCare is Apple’s own warranty and support program. It covers hardware defects and malfunctions for up to two years from the date of purchase, as well as telephone support for the duration of the coverage period. AppleCare is available for all Apple products, including iPhones, iPads, Macs, and Apple Watches. Additionally, AppleCare+ includes coverage for accidental damage with a deductible.

Benefits of AppleCare

AppleCare offers a number of benefits to Apple product owners:

  1. Peace of mind: With AppleCare, you know that your device is covered for any hardware defects or malfunctions that may occur.
  2. Expert support: Apple’s telephone support is top-notch, and can help you troubleshoot any issues you may be experiencing with your device.
  3. Convenience: If you need a repair, you can take your device to any Apple Store or Apple Authorized Service Provider.
  4. Cost-effective: AppleCare is relatively affordable, with prices ranging from $79 to $269 depending on the product.

Drawbacks of AppleCare

There are a few drawbacks to consider when it comes to AppleCare:

  1. No coverage for lost or stolen devices.
  2. No coverage for non-hardware related issues, such as software problems.
  3. No coverage for damage caused by accidents, unless you have AppleCare+.

What is Verizon Insurance?

Verizon offers their own insurance program for Apple products, known as Total Mobile Protection (TMP). TMP covers accidental damage, loss, and theft, as well as hardware defects and malfunctions. It is available for all Apple products, as well as other devices that Verizon carries.

Benefits of Verizon Insurance

Verizon Insurance offers a number of benefits to Apple product owners:

  1. Comprehensive coverage: TMP covers a wide range of issues, including accidental damage, loss, and theft.
  2. Convenience: If you need a repair, you can take your device to any Verizon store or authorized repair center.
  3. Rapid replacement: If your device is lost, stolen, or damaged beyond repair, you can have a replacement device shipped to you as soon as the next business day.

Drawbacks of Verizon Insurance

There are a few drawbacks to consider when it comes to Verizon Insurance:

  1. Higher cost: Verizon Insurance is more expensive than AppleCare, with prices ranging from $13 to $33 per month depending on the device.
  2. Long-term commitment: Verizon Insurance requires a 24-month commitment, whereas AppleCare is a one-time purchase.
  3. Deductible: If you make a claim, you will have to pay a deductible, which can be as high as $199 depending on the device.

FAQ

Is AppleCare worth it?

AppleCare is definitely worth considering for any Apple product owner. It offers peace of mind and expert support at a relatively affordable price. However, if you’re prone to accidents or have a history of losing your devices, you may want to consider Verizon Insurance.

Is Verizon Insurance worth it?

Verizon Insurance is a comprehensive coverage option for Apple products, but it comes with a higher cost and a long-term commitment. If you’re someone who tends to lose or damage your devices frequently, or if you simply want the peace of mind of comprehensive coverage, Verizon Insurance may be worth it for you.

Can I get both AppleCare and Verizon Insurance?

It is not possible to have both AppleCare and Verizon Insurance on the same device. You will need to choose one or the other.

How do I purchase AppleCare or Verizon Insurance?

You can purchase AppleCare or Verizon Insurance when you initially buy your device, or within 60 days of purchase. For AppleCare, you can purchase it online or at an Apple Store. For Verizon Insurance, you can add it to your plan through your Verizon account.

Conclusion

Both AppleCare and Verizon Insurance offer coverage options for Apple products, but they have their own pros and cons. Ultimately, the decision comes down to your needs and preferences as a device owner. If you’re someone who is prone to accidents or has a history of losing devices, Verizon Insurance may be a better option. However, if you’re looking for more affordable and convenient coverage for hardware defects and malfunctions, AppleCare may be the way to go. Do your research and weigh the options carefully before making a decision.

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