Apple is a brand that is known for its high-quality and premium products. One of its most popular products is the iPhone, which is used by millions of people around the world. With so many people relying on their iPhones, it’s important to ensure that they are protected in case of damage or loss. This is where Apple insurance for iPhone comes in. In this article, we will discuss everything you need to know about Apple insurance for iPhone.
What is Apple insurance for iPhone?
Apple insurance for iPhone is a program offered by Apple that provides an additional layer of protection for your iPhone. This program is designed to cover accidental damage, including cracked screens and water damage, as well as theft or loss. The insurance is available for all models of iPhone, including the latest iPhone 12.
Apple insurance for iPhone is sold under the name AppleCare+. This program is different from the standard AppleCare warranty that comes with all new iPhones. While the standard warranty covers manufacturing defects and other issues that are not caused by the user, AppleCare+ provides more comprehensive coverage.
What does Apple insurance for iPhone cover?
AppleCare+ covers a wide range of accidental damages, including:
Accidental damage |
Covered by AppleCare+? |
Cracked screen |
Yes |
Water damage |
Yes |
Damage from drops or falls |
Yes |
Damage from normal wear and tear |
No |
Loss or theft |
Yes, with additional fee |
If your iPhone is damaged, you can file a claim with Apple and have it repaired or replaced at no additional cost. However, it’s important to note that AppleCare+ does not cover intentional damage or damage caused by unauthorized modifications. In addition, if your iPhone is lost or stolen, you will need to pay an additional fee to receive a replacement.
How do I purchase Apple insurance for iPhone?
You can purchase AppleCare+ for your iPhone at the time of purchase or within 60 days of your iPhone purchase. You can also purchase AppleCare+ from the Apple website or in an Apple Store. The cost of AppleCare+ varies depending on your iPhone model. For the iPhone 12, AppleCare+ costs $149.
Is Apple insurance for iPhone worth it?
Whether or not AppleCare+ is worth it depends on your individual situation. If you tend to be accident-prone or are worried about losing or damaging your iPhone, then AppleCare+ may be a good investment for you. However, if you are careful with your phone and have never had issues with damage or loss, then you may not need the extra coverage.
It’s also important to consider the cost of repairs or replacement without AppleCare+. If you were to crack your iPhone screen without AppleCare+, you could end up paying hundreds of dollars for a repair. With AppleCare+, you would only need to pay the deductible, which is $29 for screen damage.
FAQ
What is the deductible for AppleCare+?
The deductible for AppleCare+ is $29 for screen damage and $99 for any other damage, theft or loss.
Can I purchase AppleCare+ after my iPhone purchase?
Yes, you can purchase AppleCare+ within 60 days of your iPhone purchase.
What if I have multiple incidents of damage or loss?
With AppleCare+, you are covered for up to two incidents of accidental damage, theft or loss. Any additional incidents will require an additional fee.
Does AppleCare+ cover damage caused by water?
Yes, AppleCare+ covers damage caused by water or other liquids.
Can I cancel AppleCare+?
Yes, you can cancel AppleCare+ at any time for a prorated refund. However, if you cancel within the first 30 days of purchase, you will receive a full refund.
In conclusion, Apple insurance for iPhone (AppleCare+) is a great way to ensure that your iPhone is protected in case of accidental damage or loss. While the cost may seem high, it can potentially save you hundreds of dollars in repairs or replacement costs. Consider your individual situation and decide if AppleCare+ is right for you.
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