As a massage therapist, it’s important to protect yourself and your clients from potential risks. That’s where AMTA massage insurance comes in. This insurance program provides coverage for massage therapists, allowing you to focus on your work without worrying about potential liabilities.
What is AMTA?
The American Massage Therapy Association (AMTA) is a non-profit organization that provides support and resources to massage therapists. The organization was founded in 1943 and has grown to become the largest non-profit professional association for massage therapists in the United States.
AMTA provides a range of resources for massage therapists, including continuing education, advocacy, and networking opportunities. One of the most important resources that AMTA provides to its members is liability insurance.
What is AMTA Massage Insurance?
AMTA massage insurance is a liability insurance program that is designed specifically for massage therapists. The program provides coverage for a range of potential liabilities, including accidents that occur during a massage session, accidental injuries, and professional negligence claims.
AMTA massage insurance is available to AMTA members, and it provides coverage for both full-time and part-time massage therapists. The insurance program is underwritten by an A-rated insurance company, ensuring that members have access to high-quality coverage.
What Does AMTA Massage Insurance Cover?
AMTA massage insurance provides coverage for a range of potential liabilities, including:
Liability |
Coverage Amount |
General Liability |
$2 million per occurrence/$6 million aggregate |
Professional Liability |
$2 million per occurrence/$6 million aggregate |
Product Liability |
$2 million per occurrence/$6 million aggregate |
Rental Damage Insurance |
$100,000 per occurrence |
General liability coverage provides protection for accidents that occur during a massage session, such as slips and falls. Professional liability coverage provides protection for claims of negligence or malpractice, while product liability coverage provides protection for claims related to products that you use in your practice.
Rental damage insurance provides coverage for damage to rental spaces used for massage therapy sessions.
How Much Does AMTA Massage Insurance Cost?
The cost of AMTA massage insurance depends on a variety of factors, including the level of coverage that you need and the state where you practice. However, AMTA members are eligible for discounted rates on their insurance coverage.
AMTA massage insurance rates start at just $159 per year, making it an affordable way to protect your practice and your clients.
How Do I Get AMTA Massage Insurance?
In order to get AMTA massage insurance, you must first become a member of the American Massage Therapy Association. Once you are a member, you can apply for insurance coverage through the AMTA website.
The application process is quick and easy, and you can get coverage in as little as one business day. After you apply, you will receive a certificate of insurance that you can use to demonstrate that you have liability coverage.
Conclusion
AMTA massage insurance is an essential protection for massage therapists. It provides coverage for a range of potential liabilities, allowing you to focus on your work without worrying about the risks. If you are a massage therapist, becoming a member of AMTA and getting insurance coverage is a smart investment in your practice.
FAQs
What is liability insurance?
Liability insurance is a type of insurance that provides protection in the event that you are held liable for damages or injuries to another person. It is commonly used by businesses and professionals who provide services to clients.
What is general liability insurance?
General liability insurance provides coverage for accidents that occur during a massage session. It can also provide coverage for other types of accidents, such as slips and falls.
What is professional liability insurance?
Professional liability insurance provides coverage for claims of negligence or malpractice. This type of insurance is important for professionals who provide services to clients, such as massage therapists.
What is product liability insurance?
Product liability insurance provides coverage for claims related to products that you use in your practice. This type of insurance is important for massage therapists who use products such as oils and creams.
What is rental damage insurance?
Rental damage insurance provides coverage for damage to rental spaces used for massage therapy sessions. This type of insurance is important for massage therapists who rent space for their practice.
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