Amica Insurance Quote: Everything You Need to Know

If you’re in the market for car insurance, you may have come across Amica Insurance while researching quotes. Amica is one of the oldest mutual car insurance companies in the United States and prides itself on providing exceptional customer service. In this article, we’ll explain what Amica Insurance is, how to get a quote, and answer some frequently asked questions about the company.

What is Amica Insurance?

Amica Insurance was founded in 1907 in Providence, Rhode Island. It is a mutual insurance company, which means that it is owned by its policyholders instead of shareholders. The company initially started offering auto insurance but has since expanded to offer home, renters, and life insurance. Amica has consistently been ranked highly for customer satisfaction and financial stability.

Financial Stability

Amica has been rated A+ by A.M. Best, which is a rating agency that evaluates the financial stability of insurance companies. This rating means that Amica has a superior ability to meet its financial obligations to its policyholders.

Customer Satisfaction

Amica has been consistently ranked highly for customer satisfaction by J.D. Power. In the 2021 U.S. Auto Insurance Study, Amica was ranked second overall in customer satisfaction, earning five out of five circles, which is the highest rating possible.

How to Get an Amica Insurance Quote

Getting an Amica Insurance quote is a straightforward process. You can obtain a quote online, over the phone, or through an independent agent.

Online Quote

To get an Amica Insurance quote online, go to the Amica website and click on the “Get a Quote” button. Follow the prompts to enter your information, and you’ll receive a quote in just a few minutes.

Phone Quote

If you prefer to speak with a representative, you can call Amica’s toll-free number at 1-800-242-6422. A representative will walk you through the quote process and answer any questions you may have.

Agent Quote

If you prefer to work with an independent agent, you can use Amica’s agent locator tool to find an agent near you. The agent will be able to provide you with a quote and answer any questions you may have about Amica Insurance.

Amica Insurance Coverage Options

When you get a quote from Amica Insurance, you’ll have the option to choose from several coverage options. Here are some of the coverage options available:

Liability Coverage

Liability coverage is required in most states and covers damage you may cause to others in an accident. Amica offers both bodily injury and property damage liability coverage.

Collision Coverage

Collision coverage covers damage to your car in an accident, regardless of who’s at fault. It also covers damage to your car caused by hitting an object, such as a tree or a fence.

Comprehensive Coverage

Comprehensive coverage covers damage to your car that’s not caused by an accident, such as theft, vandalism, or natural disasters.

Personal Injury Protection

Personal injury protection, also known as PIP, covers medical expenses for you and your passengers if you’re injured in an accident, regardless of who’s at fault.

Amica Insurance Discounts

Amica Insurance offers several discounts that can help you save money on your car insurance premiums. Here are some of the discounts available:

Multi-Policy Discount

If you have multiple policies with Amica, such as home and auto insurance, you can qualify for a discount on your premiums.

Loyalty Discount

If you’ve been a policyholder with Amica for a certain number of years, you may qualify for a loyalty discount.

Good Driver Discount

If you have a clean driving record, you may qualify for a good driver discount.

Amica Insurance FAQ

Is Amica Insurance available in all states?

No, Amica Insurance is not available in all states. You can check the Amica website to see if the company is available in your state.

What is Amica’s claims process?

If you need to file a claim with Amica, you can do so online, over the phone, or through the Amica mobile app. Once you’ve filed a claim, an Amica representative will contact you to discuss the next steps.

Does Amica offer roadside assistance?

Yes, Amica offers roadside assistance as an optional add-on to your policy.

What types of discounts does Amica offer?

Amica offers several discounts, including a multi-policy discount, a loyalty discount, a good driver discount, and a defensive driver discount.

What is Amica’s customer service like?

Amica has consistently been rated highly for customer service. The company offers 24/7 customer support, and representatives are available to help with any questions or concerns you may have.

Pros	Cons
High customer satisfaction ratings	May not be available in all states
Financially stable	May not offer the lowest premiums
Offers a variety of coverage options and discounts	Does not offer accident forgiveness

Conclusion

Amica Insurance is a well-respected mutual insurance company that offers a variety of coverage options and discounts. Getting a quote from Amica is a simple process, and the company’s high customer satisfaction ratings and financial stability make it a good choice for many drivers. If you’re in the market for car insurance, be sure to consider Amica in your search.