Amerisure Insurance Company: Protecting Businesses for Over 100 Years

As a business owner, finding the right insurance provider can be a daunting task. You want a company that understands your specific needs and can provide adequate coverage at a reasonable price. Amerisure Insurance Company is one of the top providers of commercial insurance in the United States. With a focus on risk management, Amerisure aims to protect businesses of all sizes and industries.

History and Background

Amerisure was founded in 1912 as Michigan Mutual Liability Company. As the company grew, it expanded its offerings beyond liability insurance to include property, auto, and workers’ compensation coverage. Today, Amerisure is headquartered in Farmington Hills, Michigan, and has regional offices throughout the country.

Amerisure is rated “A” (Excellent) by A.M. Best Company, a leading credit rating agency for the insurance industry. This rating reflects Amerisure’s financial strength and ability to meet its obligations to policyholders.

Leadership Team

Amerisure’s leadership team is made up of seasoned professionals with experience in various industries. The team is led by CEO Gregory J. Crabb, who has been with the company since 1989. Under his leadership, Amerisure has grown into a top commercial insurer with over $1 billion in annual revenue.

Coverage Offerings

Amerisure offers a wide range of commercial insurance products, including:

Product
Description
General Liability Insurance
Covers your business for damages and injuries caused to others.
Property Insurance
Covers your business property against losses from fire, theft, and other perils.
Workers’ Compensation Insurance
Covers medical expenses and lost wages for employees who are injured on the job.
Commercial Auto Insurance
Covers your business vehicles against accidents, theft, and other damage.
Cyber Liability Insurance
Covers your business for data breaches and other cyber threats.

In addition to these products, Amerisure offers specialized coverage for industries such as construction, healthcare, and hospitality. The company also offers risk management services to help businesses identify and mitigate potential risks.

Customer Service and Claims Handling

Amerisure prides itself on its customer service and claims handling. The company has a dedicated claims team that works closely with policyholders to ensure that claims are resolved quickly and fairly. Amerisure also offers a 24/7 claims reporting hotline, so you can report a claim at any time.

Policyholders can access their account information online through Amerisure’s customer portal. The portal allows you to view and print policy documents, make payments, and report claims.

Frequently Asked Questions

How do I get a quote from Amerisure?

You can get a quote from Amerisure by contacting one of their authorized agents or brokers. You can find a list of agents on Amerisure’s website.

What types of businesses does Amerisure cover?

Amerisure covers businesses of all sizes and industries, from small startups to large corporations. The company offers specialized coverage for industries such as construction, healthcare, and hospitality.

What is Amerisure’s claims process?

Amerisure’s claims process begins with reporting the claim. Policyholders can do this by calling Amerisure’s 24/7 claims reporting hotline or by reporting the claim online through the customer portal. Once the claim is reported, a claims adjuster will be assigned to investigate the claim and work with the policyholder to resolve it.

What are Amerisure’s payment options?

Amerisure offers several payment options, including online payments, automatic payments, and payments by mail or phone.

What is Amerisure’s cancellation policy?

Amerisure’s cancellation policy varies depending on the product and state. Policyholders should refer to their policy documents or contact their agent for specific information on cancellation policies.

Conclusion

Amerisure Insurance Company has been protecting businesses for over 100 years. With a focus on risk management and customer service, Amerisure is a top provider of commercial insurance in the United States. If you’re in the market for commercial insurance, consider Amerisure for comprehensive coverage and peace of mind.