American Retirement Life Insurance Company (ARLIC) is a subsidiary of OneAmerica Financial Partners, Inc. and one of the leading insurance providers in the United States. The company is dedicated to providing insurance products and services that cater to the needs of senior citizens.
About American Retirement Life Insurance Company
ARLIC was founded in 1946 with the aim of providing insurance protection for people who are approaching or in retirement. Over the years, the company has developed innovative products and services that cater to the needs of its target market. As of 2021, ARLIC has over 11,000 independent agents across the country.
The company’s headquarters is located in Indianapolis, Indiana. It has a strong financial position, evidenced by its excellent A.M. Best rating of A+. ARLIC emphasizes the value of customer service, which is one of its key strengths. Its staff is knowledgeable and trained to assist clients with their insurance needs.
Products and Services
ARLIC offers a range of insurance products and services that cater to the needs of senior citizens. These include:
Products |
Services |
|---|---|
Term life insurance |
Retirement planning |
Whole life insurance |
Estate planning |
Final expense insurance |
Long-term care planning |
Medicare supplement insurance |
Wealth management |
ARLIC’s insurance products are designed to cater to the specific needs of the senior citizen market. For instance, its final expense insurance is aimed at covering the cost of a client’s funeral, whereas its Medicare supplement insurance is designed to help clients pay for healthcare services that are not covered by Medicare. Additionally, ARLIC has a range of retirement planning and estate planning services that can help clients manage their finances effectively.
Term Life Insurance
Term life insurance is a type of insurance that provides coverage for a specific period. ARLIC’s term life insurance policies are aimed at providing financial protection to clients who are still working or have dependents who rely on their income. The company’s term life insurance policies are affordable and can be customized to suit different clients’ needs.
ARLIC’s term life insurance policies:
- Provide death benefit protection for a specific period, usually between 10 and 30 years.
- Are convertible to a permanent life insurance product.
- Have level premiums that remain the same throughout the policy term.
ARLIC’s term life insurance policies are an excellent option for clients who need coverage for a specific period at an affordable cost.
Whole Life Insurance
Whole life insurance is a type of insurance that provides coverage for the insured’s entire lifetime. ARLIC’s whole life insurance policies are aimed at providing financial security to clients who want a permanent life insurance product with guaranteed cash values.
ARLIC’s whole life insurance policies:
- Provide death benefit protection for the client’s entire lifetime.
- Have level premiums that remain the same throughout the policy term.
- Build cash value over time that can be borrowed against or used to pay premiums.
ARLIC’s whole life insurance policies are an excellent option for clients who want a permanent life insurance product with guaranteed cash values.
Final Expense Insurance
Final expense insurance is a type of insurance that provides coverage for the cost of a client’s funeral and other related expenses. ARLIC’s final expense insurance policies are aimed at providing peace of mind to clients who want to ensure that their loved ones are not burdened with funeral expenses in their absence.
ARLIC’s final expense insurance policies:
- Provide death benefit protection specifically for covering funeral expenses.
- Have level premiums that remain the same throughout the policy term.
- Are available to clients between the ages of 50 and 85.
ARLIC’s final expense insurance policies are an excellent option for clients who want to ensure that their funeral expenses are covered and their loved ones are not burdened with the cost.
Medicare Supplement Insurance
Medicare supplement insurance is a type of insurance that provides coverage for healthcare expenses that are not covered by Medicare. ARLIC’s Medicare supplement insurance policies are aimed at providing financial protection to clients who want to ensure that they have access to quality healthcare services when they need them.
ARLIC’s Medicare supplement insurance policies:
- Provide coverage for healthcare expenses that are not covered by Medicare.
- Are available in different plan options to suit clients’ needs and budgets.
- Allow clients to choose their healthcare providers.
ARLIC’s Medicare supplement insurance policies are an excellent option for clients who want to ensure that they have access to quality healthcare services when they need them.
Why Choose American Retirement Life Insurance Company?
ARLIC is a well-established insurance provider that has been serving the needs of senior citizens for over 75 years. The company has a strong financial position and a focus on customer service, which makes it an excellent choice for clients who want a reliable and trustworthy insurance provider.
ARLIC’s insurance products and services are designed to cater to the specific needs of senior citizens. Its staff is knowledgeable and trained to assist clients with their insurance needs. Additionally, the company’s retirement planning and estate planning services can help clients manage their finances effectively.
FAQ
What is American Retirement Life Insurance Company?
American Retirement Life Insurance Company (ARLIC) is a subsidiary of OneAmerica Financial Partners, Inc. and one of the leading insurance providers in the United States. The company is dedicated to providing insurance products and services that cater to the needs of senior citizens.
What insurance products does American Retirement Life Insurance Company offer?
ARLIC offers a range of insurance products and services that cater to the needs of senior citizens. These include term life insurance, whole life insurance, final expense insurance, and Medicare supplement insurance.
What is term life insurance?
Term life insurance is a type of insurance that provides coverage for a specific period. ARLIC’s term life insurance policies are aimed at providing financial protection to clients who are still working or have dependents who rely on their income.
What is whole life insurance?
Whole life insurance is a type of insurance that provides coverage for the insured’s entire lifetime. ARLIC’s whole life insurance policies are aimed at providing financial security to clients who want a permanent life insurance product with guaranteed cash values.
What is final expense insurance?
Final expense insurance is a type of insurance that provides coverage for the cost of a client’s funeral and other related expenses. ARLIC’s final expense insurance policies are aimed at providing peace of mind to clients who want to ensure that their loved ones are not burdened with funeral expenses in their absence.
What is Medicare supplement insurance?
Medicare supplement insurance is a type of insurance that provides coverage for healthcare expenses that are not covered by Medicare. ARLIC’s Medicare supplement insurance policies are aimed at providing financial protection to clients who want to ensure that they have access to quality healthcare services when they need them.
Why choose American Retirement Life Insurance Company?
ARLIC is a well-established insurance provider that has been serving the needs of senior citizens for over 75 years. The company has a strong financial position and a focus on customer service, which makes it an excellent choice for clients who want a reliable and trustworthy insurance provider.
How can I get a quote from American Retirement Life Insurance Company?
You can get a quote from ARLIC by visiting its website or contacting an independent agent in your area.
Is American Retirement Life Insurance Company a good insurance provider?
Yes, ARLIC is a well-established insurance provider that has a strong financial position and a focus on customer service. Its insurance products and services are designed to cater to the specific needs of senior citizens, which makes it an excellent choice for clients who want a reliable and trustworthy insurance provider.
Does American Retirement Life Insurance Company offer retirement planning services?
Yes, ARLIC offers retirement planning services that can help clients manage their finances effectively.
Does American Retirement Life Insurance Company offer estate planning services?
Yes, ARLIC offers estate planning services that can help clients manage their assets and plan for the future.
Overall, American Retirement Life Insurance Company is an excellent choice for senior citizens who want a reliable and trustworthy insurance provider. Its innovative insurance products and services cater to the specific needs of its target market, and its focus on customer service ensures that clients get the assistance they need when they need it. With over 75 years of experience, ARLIC is a well-established insurance provider that clients can trust to protect their financial security.