American Modern Insurance Company: A Comprehensive Review

American Modern Insurance Company has been providing insurance coverage to policyholders since 1965. The company started with a focus on specialty insurance, and over time, it has expanded to offer a broad range of coverage options. In this article, we will take a closer look at American Modern Insurance Company, its coverage options, and the benefits of working with this insurer.

History of American Modern Insurance Company

American Modern Insurance Company was founded in 1965, and it has its headquarters in Amelia, Ohio. The company started as a specialty insurer, offering coverage for mobile homes, and it has expanded to offer additional coverage options over time. In 1994, American Modern was acquired by Munich Re, a leading global reinsurer.

Since its founding, American Modern has established itself as a reliable insurance provider, earning a reputation for excellent customer service and competitive pricing. The company has received numerous awards and recognitions for its commitment to customer satisfaction and innovation.

Key Milestones

Year
Event
1965
American Modern Insurance Company is founded
1987
The company begins offering coverage for boats
1994
American Modern is acquired by Munich Re
2005
The company introduces coverage for classic cars
2010
American Modern launches its flood insurance program

Types of Insurance Coverage

American Modern offers a broad range of insurance coverage options for policyholders. Here are some of the most popular types of coverage offered by this insurer:

Mobile Home Insurance

American Modern is one of the leading providers of mobile home insurance, offering coverage for both manufactured and modular homes. Policyholders can choose from a variety of coverage options, including liability coverage, personal property coverage, and more.

Boat Insurance

American Modern offers boat insurance coverage for a variety of watercraft, including powerboats, sailboats, and personal watercraft. Policyholders can choose from several coverage options, including liability coverage, physical damage coverage, and emergency assistance.

Classic Car Insurance

American Modern also offers coverage for classic and collector cars. Policyholders can choose from several coverage options, including agreed-value coverage, repair coverage, and liability coverage.

Flood Insurance

American Modern recently launched its flood insurance program, offering coverage for policyholders in flood-prone areas. The program offers a variety of coverage options, including structural coverage, personal property coverage, and more.

Benefits of Working with American Modern

There are many benefits to working with American Modern Insurance Company. Here are some of the top reasons to choose this insurer:

Specialty Coverage Options

American Modern specializes in offering coverage for unique and hard-to-insure risks, including mobile homes, collector cars, and boats. This focus on specialty coverage options means that policyholders can get the coverage they need, even if they have been turned down by other insurers.

Excellent Customer Service

American Modern has earned a reputation for excellent customer service, with an A+ rating from the Better Business Bureau. The company’s customer service team is available 24/7 to answer questions, provide support, and help policyholders when they need it most.

Competitive Pricing

American Modern offers competitive pricing on its coverage options, making it an affordable choice for policyholders. The company also offers a variety of discounts and bundling options, helping policyholders save even more money on their insurance coverage.

FAQ

What types of coverage does American Modern offer?

American Modern offers a variety of coverage options, including mobile home insurance, boat insurance, classic car insurance, and flood insurance. The company also offers specialty coverage options for unique and hard-to-insure risks.

Where is American Modern headquartered?

American Modern Insurance Company has its headquarters in Amelia, Ohio.

Does American Modern offer 24/7 customer service?

Yes, American Modern’s customer service team is available 24/7 to provide support and answer questions for policyholders.

Does American Modern offer discounts on its coverage options?

Yes, American Modern offers a variety of discounts on its coverage options, as well as bundling options to help policyholders save money on their insurance coverage.

Is American Modern a reliable insurance provider?

American Modern has earned a reputation as a reliable insurance provider, with a focus on customer service, innovation, and competitive pricing. The company has received numerous awards and recognitions for its commitment to policyholders.

As you can see, American Modern Insurance Company is a top choice for policyholders looking for specialty coverage options and excellent customer service. With its competitive pricing and commitment to innovation, this insurer is a great choice for anyone looking for reliable insurance coverage.