American Integrity Insurance Reviews: Everything You Need to Know

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American Integrity Insurance is a Florida-based home insurance company that has been around since 2006. The company offers a range of home insurance policies, including homeowners, condo, and renters insurance. With over 200,000 policies in force and an excellent reputation for customer service, American Integrity Insurance is a top choice for many homeowners in Florida.

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What Sets American Integrity Insurance Apart?

There are a few things that set American Integrity Insurance apart from other home insurance companies. Here are some of the top reasons why customers choose American Integrity:

  1. Local Expertise: American Integrity Insurance is based in Florida and has a deep understanding of the unique risks and challenges that Florida homeowners face.
  2. Customizable Policies: American Integrity Insurance offers a range of policy options that allow customers to tailor their coverage to their specific needs.
  3. Excellent Customer Service: American Integrity Insurance has a reputation for providing exceptional customer service, with a team of knowledgeable and friendly reps ready to help customers with any questions or concerns.
  4. Competitive Pricing: American Integrity Insurance offers competitive rates, with policies that are often more affordable than those offered by larger, national insurance companies.

American Integrity Insurance Policies

American Integrity Insurance offers a range of home insurance policies to meet the needs of different homeowners. Here are some of the policies offered:

Homeowners Insurance

The homeowners insurance policy from American Integrity Insurance provides coverage for your home and personal property, as well as liability protection in case someone is injured on your property. The policy also includes coverage for additional living expenses if your home is uninhabitable due to a covered loss.

One of the benefits of the American Integrity Insurance homeowners policy is the flexibility it offers. Customers can choose to add on additional coverage options to their policy, such as:

  • Flood Insurance: In Florida, flood insurance is often a must-have for homeowners. American Integrity Insurance offers flood insurance as an optional add-on to their homeowners policy.
  • Jewelry and Collectibles Coverage: If you have valuable jewelry or collectibles, you can add extra coverage to your homeowners policy to protect them in case of loss or theft.
  • Sewer and Drain Backup Coverage: This add-on coverage protects you in case your sewer or drain backs up and causes damage to your home.

Condo Insurance

The condo insurance policy from American Integrity Insurance is designed specifically for condo owners. The policy provides coverage for your personal property, liability protection, and additional living expenses if your unit is uninhabitable due to a covered loss.

Condo owners also have the option to add on additional coverage options to their policy, such as:

  • Flood Insurance: If your condo is located in a flood-prone area, you may want to add flood insurance to your policy.
  • Loss Assessment Coverage: If your condo association assesses a fee on all residents to cover a loss, this coverage will help you pay the fee.
  • Personal Injury Coverage: If you are sued for libel or slander, this coverage will help cover your legal expenses.

Renters Insurance

The renters insurance policy from American Integrity Insurance provides coverage for your personal property, liability protection, and additional living expenses if your rental unit becomes uninhabitable due to a covered loss. This policy is a great option for renters who want to protect their belongings and themselves from unexpected events.

Like the homeowners and condo policies, renters insurance customers can add on additional coverage options, such as:

  • Pet Damage Coverage: If your pet damages your rental unit, this coverage will help cover the cost of repairs.
  • Identity Theft Coverage: If your identity is stolen, this coverage will help cover the costs associated with restoring your identity.
  • Credit Card Fraud Coverage: If your credit card is stolen and used fraudulently, this coverage will help cover the costs of the fraudulent charges.

American Integrity Insurance Reviews

One of the best ways to gauge the quality of a home insurance company is to read reviews from other customers. Here’s what some American Integrity Insurance customers have to say:

Reviewer
Rating
Review
Janet from Miami, FL
5 stars
“I have been a customer of American Integrity Insurance for several years and have nothing but good things to say about them. The rates are competitive and the customer service is excellent. I had to file a claim last year and it was a smooth and easy process.”
John from Orlando, FL
4 stars
“I’ve been with American Integrity Insurance for about two years now and have been satisfied with my experience. The rates are reasonable and the reps are knowledgeable and helpful.”
Sarah from Tampa, FL
3 stars
“I had some issues with the claims process when I had to file a claim last year. It took longer than I expected and I felt like I had to jump through a lot of hoops to get it sorted out. However, once everything was settled, I was reimbursed for my losses.”

Overall, American Integrity Insurance has a good reputation for providing excellent customer service and offering competitive rates. While some customers have had issues with the claims process, most are satisfied with their experience with the company.

FAQ

What states does American Integrity Insurance operate in?

As of now, American Integrity Insurance only operates in Florida.

What types of home insurance policies does American Integrity Insurance offer?

American Integrity Insurance offers homeowners, condo, and renters insurance policies.

What additional coverage options are available with American Integrity Insurance policies?

Customers can add on additional coverage options to their policies, such as flood insurance, jewelry and collectibles coverage, sewer and drain backup coverage, loss assessment coverage, personal injury coverage, pet damage coverage, identity theft coverage, and credit card fraud coverage.

What is the claims process like with American Integrity Insurance?

Customers can file a claim by calling American Integrity Insurance’s claims hotline or by filing a claim online. Once the claim is filed, a claims adjuster will be assigned to the case and will work with the customer to assess the damages and determine the appropriate payout amount.

Does American Integrity Insurance offer discounts?

American Integrity Insurance offers a range of discounts to help customers save money on their home insurance policies. These discounts include things like multi-policy discounts, protective device discounts, and claims-free discounts.

Overall, American Integrity Insurance is a top choice for Florida homeowners looking for customizable and affordable home insurance policies. With their deep understanding of the unique risks and challenges faced by Florida homeowners, excellent customer service, and range of policy options, it’s no wonder that American Integrity Insurance has such a great reputation in the industry.

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