Insurance is a critical element in today’s world. You never know when you might face unforeseen circumstances that will require financial support. In such cases, insurance can be a saving grace. One such insurance company that has been in the business for over 60 years is American Fidelity Insurance. In this article, we will delve into the company’s history, coverage, policies, and customer experience.
History of American Fidelity Insurance
American Fidelity Insurance was founded in 1960 by C.W. and C.B. Cameron. The company initially started as a life insurance company and gradually expanded its offering to include health and accident insurance. The company’s mission was to provide insurance coverage that would protect individuals and their families’ financial health. The company’s focus on providing personalized customer service and reliable insurance coverage soon made it a trusted name in the industry.
Today, American Fidelity Insurance is a leading provider of supplemental health and life insurance with over 1 million customers. The company has a presence in all 50 states and has over 1,400 employees.
Awards and Recognition
Over the years, American Fidelity Insurance has received several awards and recognition for its outstanding service and commitment to the customers. Some of the notable awards include:
Award |
Year |
|---|---|
Fortune Magazine Best Companies to Work For |
2017 |
Best Workplaces in Insurance by Great Place to Work |
2016 |
Fortune Magazine Best Workplaces for Diversity |
2016 |
Best Workplaces for Women by Great Place to Work |
2016 |
Insurance Coverage Offered by American Fidelity Insurance
American Fidelity Insurance primarily offers supplemental health and life insurance coverage to individuals and families. The company’s focus is to provide insurance coverage that complements the primary coverage offered by the employer.
Supplemental Health Insurance Coverage
Supplemental health insurance coverage offered by American Fidelity Insurance covers expenses that may not be covered under the primary health insurance coverage offered by the employer. Supplemental health insurance coverage offered by American Fidelity Insurance includes:
Cancer Insurance
Cancer insurance offered by American Fidelity Insurance provides financial assistance to cover expenses related to cancer treatment. The policy provides a lump sum payment upon the diagnosis of cancer, and the payout can be used to cover medical bills, living expenses, or any other expenses related to cancer treatment.
Hospital Indemnity Insurance
Hospital indemnity insurance offered by American Fidelity Insurance provides financial assistance to cover expenses related to hospitalization. The policy provides a daily cash benefit for each day you are hospitalized, and the payout can be used to cover medical bills, living expenses, or any other expenses related to hospitalization.
Accident Insurance
Accident insurance offered by American Fidelity Insurance provides financial assistance to cover expenses related to an accident. The policy provides a lump sum payment upon the diagnosis of an accident, and the payout can be used to cover medical bills, living expenses, or any other expenses related to the accident.
Supplemental Life Insurance Coverage
Supplemental life insurance coverage offered by American Fidelity Insurance provides financial assistance to the beneficiaries upon the policyholder’s death. Supplemental life insurance coverage offered by American Fidelity Insurance includes:
Term Life Insurance
Term life insurance offered by American Fidelity Insurance provides financial assistance to the beneficiaries upon the policyholder’s death during the policy term. The policy provides a lump sum payment to the beneficiaries, and the payout can be used to cover living expenses or any other expenses related to the beneficiaries.
Whole Life Insurance
Whole life insurance offered by American Fidelity Insurance provides financial assistance to the beneficiaries upon the policyholder’s death, as well as cash value accumulation during the policy term. The policy provides a lump sum payment to the beneficiaries, and the payout can be used to cover living expenses or any other expenses related to the beneficiaries.
Policies Offered by American Fidelity Insurance
American Fidelity Insurance offers policies with different terms and coverage amounts to meet the unique needs of its customers. Some of the policies offered by American Fidelity Insurance include:
Cancer Policy
The cancer policy offered by American Fidelity Insurance provides coverage for expenses related to cancer treatment. The policy provides a lump sum payout upon the diagnosis of cancer, and the payout can be used to cover medical bills, living expenses, or any other expenses related to cancer treatment.
Hospital Indemnity Policy
The hospital indemnity policy offered by American Fidelity Insurance provides coverage for expenses related to hospitalization. The policy provides a daily cash benefit for each day you are hospitalized, and the payout can be used to cover medical bills, living expenses, or any other expenses related to hospitalization.
Disability Income Insurance Policy
The disability income insurance policy offered by American Fidelity Insurance provides coverage for income loss due to a disability. The policy provides a monthly income replacement benefit to cover living expenses and other expenses related to the disability.
Accident Policy
The accident policy offered by American Fidelity Insurance provides coverage for expenses related to an accident. The policy provides a lump sum payout upon the diagnosis of an accident, and the payout can be used to cover medical bills, living expenses, or any other expenses related to the accident.
Customer Experience with American Fidelity Insurance
Customer experience is critical in the insurance industry. American Fidelity Insurance is committed to providing personalized customer service and reliable insurance coverage to its customers. The company’s focus on customer experience is reflected in its high customer satisfaction ratings.
FAQs
What is supplemental health insurance coverage?
Supplemental health insurance coverage is additional insurance coverage offered by the employer or purchased by the individual to cover expenses that may not be covered under the primary health insurance coverage offered by the employer.
What is supplemental life insurance coverage?
Supplemental life insurance coverage is additional life insurance coverage purchased by the individual to provide financial assistance to the beneficiaries upon the policyholder’s death.
What policy should I choose?
The policy you choose depends on your unique needs and circumstances. American Fidelity Insurance offers policies with different terms and coverage amounts to meet the unique needs of its customers.
How do I file a claim with American Fidelity Insurance?
You can file a claim with American Fidelity Insurance by calling the customer service department or visiting the company’s website. The customer service representative will guide you through the process and provide assistance with any questions or concerns.
What is the customer satisfaction rating for American Fidelity Insurance?
American Fidelity Insurance has a high customer satisfaction rating, with over 90% of customers stating that they are satisfied with the company’s customer service and insurance coverage.
Conclusion
American Fidelity Insurance is a trusted name in the insurance industry, known for its reliable insurance coverage and personalized customer service. The company offers a range of supplemental health and life insurance coverage and policies to meet the unique needs of its customers. If you are looking for additional insurance coverage or policy to supplement your primary insurance coverage, American Fidelity Insurance is a good option to consider.