American Collector Insurance

If you are a collector of classic or antique cars, you know just how important it is to protect your investment with the right insurance coverage. American Collector Insurance is one of the leading providers of specialized insurance for collectors in the United States. With comprehensive coverage and affordable rates, they offer peace of mind for collectors of all kinds.

What is American Collector Insurance?

American Collector Insurance is a company that specializes in providing insurance coverage for collectors of classic and antique cars. They offer a variety of coverage options for different types of vehicles, including vintage cars, muscle cars, and hot rods. Their policies are designed to protect your investment in your vehicle, whether you are a casual collector or a serious enthusiast.

The company was founded in 1976 and has been providing insurance coverage to collectors for over 40 years. They are based in Cherry Hill, New Jersey, and are licensed to provide coverage in all 50 states.

What types of coverage does American Collector Insurance offer?

American Collector Insurance offers a range of coverage options to suit the needs of different collectors. Some of their coverage options include:

  • Agreed value coverage
  • Collision coverage
  • Liability coverage
  • Uninsured motorist coverage
  • Personal injury protection

Agreed value coverage is one of the most important types of coverage for collectors. This coverage guarantees that you will receive the full agreed-upon value of your vehicle in the event of a total loss, without any depreciation taken into account.

Collision coverage will pay for damage to your vehicle in the event of an accident, while liability coverage will protect you in the event that you are at fault for an accident and someone is injured or their property is damaged.

Uninsured motorist coverage will protect you in the event that you are in an accident with someone who does not have insurance, while personal injury protection will cover medical expenses and lost wages if you are injured in an accident.

How much does American Collector Insurance cost?

The cost of insurance coverage from American Collector Insurance will vary depending on a number of factors, including the value of your vehicle, your driving history, and the level of coverage that you choose. However, most collectors find that the rates offered by American Collector Insurance are competitive and affordable.

In general, the cost of comprehensive coverage for a classic or antique car will be higher than the cost of insurance for a regular car. This is because the value of a classic car is often higher than the value of a regular car, and it may be more difficult to find replacement parts or repair damage to a classic car.

Why choose American Collector Insurance?

There are a number of reasons to choose American Collector Insurance as your provider of insurance coverage for your classic or antique car. Some of the benefits of working with them include:

  • Specialized knowledge and expertise in insuring classic and antique cars
  • Agreed value coverage that protects your investment
  • Flexible coverage options that can be tailored to your needs
  • Reasonable rates and competitive pricing
  • Excellent customer service

When you work with American Collector Insurance, you can be confident that you are working with a company that understands your needs as a collector and that will provide you with the coverage and support that you need to protect your investment.

FAQ

What types of vehicles does American Collector Insurance cover?

American Collector Insurance provides insurance coverage for a wide range of classic and antique vehicles, including vintage cars, muscle cars, hot rods, and more.

How do I get a quote from American Collector Insurance?

You can get a quote from American Collector Insurance by visiting their website or by calling their customer service team. You will need to provide information about your vehicle and your driving history in order to get a quote.

What is agreed value coverage?

Agreed value coverage is a type of insurance coverage that guarantees that you will receive the full agreed-upon value of your vehicle in the event of a total loss.

What is collision coverage?

Collision coverage is a type of insurance coverage that will pay for damage to your vehicle in the event of an accident.

What is liability coverage?

Liability coverage is a type of insurance coverage that will protect you in the event that you are at fault for an accident and someone is injured or their property is damaged.

What is uninsured motorist coverage?

Uninsured motorist coverage is a type of insurance coverage that will protect you in the event that you are in an accident with someone who does not have insurance.

What is personal injury protection?

Personal injury protection is a type of insurance coverage that will cover medical expenses and lost wages if you are injured in an accident.

Can I insure multiple vehicles with American Collector Insurance?

Yes, American Collector Insurance offers coverage for multiple vehicles.

What should I do if I need to make a claim?

If you need to make a claim, you should contact American Collector Insurance as soon as possible. They will guide you through the process and help you to get your vehicle repaired or replaced as quickly as possible.

Conclusion

As a collector of classic or antique cars, it is essential that you have the right insurance coverage to protect your investment. American Collector Insurance offers a range of coverage options that are designed to meet the needs of collectors of all kinds. With their expertise and competitive rates, they are a great choice for anyone who wants to ensure that their vehicle is protected.