American Automobile Insurance Company: Protecting Your Ride

Driving on the road has its risks, and American Automobile Insurance Company is here to protect you and your ride. With our comprehensive coverage options, we offer peace of mind for drivers across the country. In this article, we will explore the history, policies, and benefits of American Automobile Insurance Company.

History of American Automobile Insurance Company

American Automobile Insurance Company was founded in 1912 by Carl G. Fisher, a businessman who also played a major role in the development of the Indianapolis Motor Speedway. Initially, the company offered automobile insurance to members of the newly formed Automobile Association of America (AAA). By 1916, American Automobile Insurance Company had expanded to offer coverage to non-AAA members.

Over the years, American Automobile Insurance Company has grown and evolved to offer a wide range of insurance products, including home and renters insurance, life insurance, and more. Today, the company is a subsidiary of The Travelers Companies, Inc. and is one of the largest auto insurance providers in the United States.

Types of Coverage

At American Automobile Insurance Company, we offer a variety of coverage options to meet the unique needs of each driver. Our policies include:

Liability Coverage

Liability coverage is the most basic type of car insurance required by law. In the event of an accident, liability coverage will pay for damages and injuries you may cause to other drivers or passengers. American Automobile Insurance Company offers both bodily injury and property damage liability coverage.

Bodily injury liability coverage will pay for medical expenses, lost wages, and other damages resulting from injuries you may have caused in an accident. Property damage liability coverage will pay for damages to other vehicles or property affected in the accident.

It’s important to note that liability coverage does not pay for damages to your own vehicle or injuries you may sustain in an accident.

Collision Coverage

Collision coverage is an optional add-on that will cover damages to your own vehicle in the event of an accident. This includes collision with another car, a stationary object, or if your car flips over. Collision coverage is especially important if you have a newer or more expensive vehicle that would be costly to repair or replace.

Comprehensive Coverage

Comprehensive coverage is another optional add-on that will cover damages to your vehicle from non-accident events, such as theft, fire, vandalism, or weather damage. Comprehensive coverage can also cover damages from hitting an animal or falling objects.

Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured Motorist coverage is another optional add-on that will cover damages and injuries you may sustain in an accident caused by an uninsured or underinsured driver. This coverage can also be used if you are the victim of a hit-and-run accident.

FAQs

How can I get a quote for car insurance from American Automobile Insurance Company?

You can get a quote for car insurance from American Automobile Insurance Company by visiting our website or calling our customer service line. You will need to provide basic information about yourself and your vehicle, such as your name, address, make and model of your car, and your driving history.

What discounts does American Automobile Insurance Company offer?

American Automobile Insurance Company offers a variety of discounts, including safe driver discounts, multi-car discounts, and discounts for drivers with certain professions or affiliations. Contact us to see what discounts you may qualify for.

What should I do if I’m in an accident?

If you’re in an accident, the first thing you should do is make sure everyone involved is safe and call emergency services if needed. Then, you should exchange information with the other driver, take photos of the scene and any damage, and contact American Automobile Insurance Company to report the accident. Our claims team will guide you through the next steps.

What happens if I need to file a claim?

If you need to file a claim, you can do so by calling our claims team or reporting the claim online. You will need to provide details about the accident, including the date, time, and location, as well as any photos or documentation you have. Our claims team will investigate the claim and determine if it is covered by your policy.

How can I make changes to my policy?

You can make changes to your policy by logging into your account on our website or contacting our customer service team. Common changes include adding or removing vehicles, changing coverage levels, or updating your contact information.

Conclusion

American Automobile Insurance Company has a long history of protecting drivers on the road. With our range of coverage options and excellent customer service, we are committed to providing peace of mind for drivers across the country. Contact us today to get a quote and learn more about how we can help protect you and your ride.