All State Auto Insurance

When it comes to car insurance, you want a provider that covers your needs, is affordable, and provides excellent customer service. Allstate auto insurance is a popular option for many drivers. In this article, we’ll take an in-depth look at Allstate auto insurance, including its coverage options, pricing, and customer service.

What is Allstate auto insurance?

Allstate auto insurance is a type of car insurance provided by Allstate Insurance Company. Allstate has been in business since 1931 and is one of the largest and most well-known insurance companies in the United States. It offers a range of auto insurance policies, including liability, collision, and comprehensive coverage.

According to the National Association of Insurance Commissioners (NAIC), Allstate is the third-largest provider of private passenger auto insurance in the United States, with a market share of 8.97% in 2020.

What coverage options does Allstate offer?

Allstate offers several types of coverage to protect you and your vehicle. The most common types of coverage are:

Types of Coverage
Description
Liability
Covers damage you cause to other people’s property or injuries you cause to others in an accident.
Collision
Covers damage to your vehicle in the event of a collision with another vehicle or object.
Comprehensive
Covers non-collision damage to your vehicle, such as theft, vandalism, or weather-related incidents.
Personal Injury Protection (PIP)
Covers medical expenses and lost wages for you and your passengers in the event of an accident.
Uninsured/Underinsured Motorist
Covers damages and injuries caused by a driver who doesn’t have enough insurance or no insurance at all.

In addition to these types of coverage, Allstate also offers several optional features, such as:

  • Roadside assistance
  • Rental car coverage
  • Glass coverage
  • New car replacement

What factors affect Allstate auto insurance pricing?

The cost of Allstate auto insurance varies depending on several factors, such as:

  • Your age and gender
  • Your driving history
  • Your vehicle make and model
  • Your location
  • Your credit history
  • The level of coverage you choose

According to Allstate, drivers who are considered high-risk, such as young drivers or those with recent accidents or traffic violations, may pay more for car insurance.

Allstate auto insurance pricing

Allstate offers competitive pricing for its auto insurance policies. The average cost of Allstate auto insurance is around $1,000 per year for full coverage, according to The Zebra. However, the actual cost of your policy may vary depending on the factors we mentioned above.

Are there any discounts available?

Allstate offers several discounts to help you save money on your car insurance policy, such as:

  • Safe Driver discount
  • Multi-Policy discount
  • Multi-Car discount
  • Good Student discount
  • Anti-Theft discount

To find out if you’re eligible for any of these discounts, you can contact an Allstate agent or visit Allstate’s website.

Allstate auto insurance customer service

Allstate is known for its excellent customer service. The company offers 24/7 customer support through its website, mobile app, and phone. Allstate also has a network of local agents who can help you with your insurance needs.

How do I file a claim with Allstate?

If you need to file a claim with Allstate, you can do so online, by phone, or through the Allstate mobile app. You’ll need to provide details about the accident, such as the date, time, location, and a description of what happened. Allstate will then assign you a claims adjuster who will guide you through the process.

What do customers say about Allstate?

According to J.D. Power’s 2021 U.S. Auto Insurance Study, Allstate ranks above average in customer satisfaction. Allstate also has an A+ rating from the Better Business Bureau (BBB) and a 4 out of 5-star rating on Trustpilot.

Conclusion

Allstate auto insurance is a reliable, affordable, and customer-friendly option for car insurance. With a range of coverage options, competitive pricing, and excellent customer service, Allstate is a top choice for many drivers. If you’re looking for a new car insurance provider, consider getting a quote from Allstate.