If you’re planning a trip abroad or even domestically and want to ensure that you’re covered in the event of any unforeseen circumstances, travel insurance is an essential purchase. But with so many different policies available from various providers, it can be overwhelming to compare them all and find the best option for you. In this article, we’ll be taking an in-depth look at All Clear Travel Insurance and their policies. We’ll examine their coverage, customer reviews, pros and cons, and more to help you make an informed decision.
About All Clear Travel Insurance
Before we dive into the details of All Clear Travel Insurance policies, let’s take a closer look at the company itself. All Clear Travel Insurance was founded in 2000 with the aim of providing comprehensive travel insurance for people with pre-existing medical conditions. They offer a range of different policies to suit various types of travelers, from single trip cover to annual multi-trip policies.
One of the unique selling points of All Clear Travel Insurance is their focus on providing coverage for those with medical conditions. They have a team of medical professionals who assess each customer’s individual needs and can provide tailored coverage to ensure that all medical conditions are covered.
Pros of All Clear Travel Insurance
There are several benefits to choosing All Clear Travel Insurance over other travel insurance providers:
Pros |
Description |
|---|---|
Specialization in medical conditions |
All Clear Travel Insurance’s focus on providing coverage for those with pre-existing medical conditions sets them apart from many other travel insurance providers. |
Tailored coverage |
Their team of medical professionals can provide customized coverage for each customer’s individual needs. |
Range of policies |
All Clear Travel Insurance offers a variety of different policies to suit different types of travelers and durations of trips. |
Ease of purchase |
Their policies can be purchased easily online or over the phone. |
Good customer service |
Many customers have reported positive experiences with All Clear Travel Insurance’s customer service. |
Cons of All Clear Travel Insurance
Of course, no travel insurance provider is perfect. There are a few potential drawbacks to consider when choosing All Clear Travel Insurance:
Cons |
Description |
|---|---|
Policies can be expensive |
Because of the specialized coverage they offer, All Clear Travel Insurance policies can sometimes be more expensive than other providers. |
Not all medical conditions may be covered |
While All Clear Travel Insurance is focused on providing coverage for those with pre-existing medical conditions, there may be some conditions that are not covered. |
Coverage Offered by All Clear Travel Insurance
Now let’s take a closer look at the coverage provided by All Clear Travel Insurance policies. As we mentioned earlier, they offer a range of different policies to suit different types of travelers and durations of trips.
Single Trip Cover
If you’re planning a one-off trip, All Clear Travel Insurance’s Single Trip Cover might be the option for you. This policy includes coverage for:
- Medical emergencies, including treatment and transportation costs
- Cancellation, curtailment, and trip interruption
- Personal liability
- Baggage and personal possessions
- Missed departures and travel delays
Multipurpose Cover
If you’re planning multiple trips throughout the year, All Clear Travel Insurance’s Multipurpose Cover may be a better option. This policy includes coverage for all the same things as the Single Trip Cover, but for an unlimited number of trips throughout the year.
Backpacker Cover
If you’re planning a longer trip, such as a backpacking adventure, All Clear Travel Insurance’s Backpacker Cover may be a more suitable option. This policy includes coverage for up to 18 months of travel and includes:
- Medical emergencies, including treatment and transportation costs
- Cancellation, curtailment, and trip interruption
- Personal liability
- Baggage and personal possessions
- Missed departures and travel delays
- Sports and activities, including coverage for over 100 sports and activities
Winter Sports Cover
If you’re planning a ski or snowboarding trip, All Clear Travel Insurance’s Winter Sports Cover is a must. This policy includes all the same coverage as the Single Trip Cover, but with added protection for winter sports activities such as skiing and snowboarding.
Medical Travel Cover
As we mentioned earlier, one of the unique selling points of All Clear Travel Insurance is their focus on providing coverage for those with pre-existing medical conditions. Their Medical Travel Cover policy includes coverage for:
- Pre-existing medical conditions
- Medical emergencies, including treatment and transportation costs
- Cancellation, curtailment, and trip interruption
- Personal liability
- Baggage and personal possessions
- Missed departures and travel delays
Customer Reviews of All Clear Travel Insurance
Of course, it’s important to consider the experiences and opinions of other customers when deciding on a travel insurance provider. Here are some of the pros and cons as reported by All Clear Travel Insurance customers:
Pros
- Good customer service
- Quick and easy claims process
- Comprehensive coverage
- Tailored policies for those with pre-existing medical conditions
- Reasonable prices considering the specialized coverage
Cons
- Some customers have reported difficulty with the online application process
- Policies can be more expensive than other providers
- Not all medical conditions may be covered
- Some customers have reported long wait times on the phone customer service line
FAQ: Frequently Asked Questions
Here are some of the most frequently asked questions regarding All Clear Travel Insurance:
What is All Clear Travel Insurance?
All Clear Travel Insurance is a travel insurance provider that specializes in coverage for those with pre-existing medical conditions.
What types of policies do they offer?
All Clear Travel Insurance offers a range of policies including Single Trip Cover, Multipurpose Cover, Backpacker Cover, Winter Sports Cover, and Medical Travel Cover.
Can I get coverage for my pre-existing medical condition?
Yes, All Clear Travel Insurance’s Medical Travel Cover policy is designed specifically to provide coverage for pre-existing medical conditions.
Is All Clear Travel Insurance expensive?
The cost of All Clear Travel Insurance policies can vary depending on the specific policy and individual circumstances, but they may be slightly more expensive than other travel insurance providers due to the specialized coverage they offer.
Are there any exclusions I should be aware of?
Like all travel insurance policies, there may be certain exclusions to coverage. Make sure to read the terms and conditions of your policy carefully to understand what is and isn’t covered.
How do I file a claim?
If you need to file a claim, you can do so easily online or over the phone. All Clear Travel Insurance has a quick and easy claims process.
Conclusion
All Clear Travel Insurance is a great option for those with pre-existing medical conditions who are seeking customized coverage for their travels. While their policies can be slightly more expensive than other providers, their focus on medical conditions and tailored coverage can provide peace of mind for travelers. As with any travel insurance provider, make sure to read the terms and conditions carefully and understand what is and isn’t covered before purchasing a policy.