Admiral Car Insurance: A Comprehensive Guide

by

If you’re looking for a reliable car insurance provider, you may have come across Admiral Car Insurance. Admiral is one of the UK’s largest car insurance providers, offering a range of policies to suit different needs and budgets. In this article, we’ll take a closer look at Admiral Car Insurance, including its history, policies, features, and benefits, to help you decide if it’s the right car insurer for you.

Table Contents show

History of Admiral Car Insurance

Admiral Car Insurance was founded in 1993 by Henry Engelhardt, with the aim of providing affordable car insurance to drivers in the UK. Since then, Admiral has grown to become one of the largest car insurance providers in the country, with over 6 million customers and a range of additional insurance products, such as home insurance, travel insurance, and pet insurance.

In 2004, Admiral launched its MultiCar Insurance policy, which allows customers to insure multiple cars on one policy and receive a discount on their premiums. This policy has been very popular with families and households with multiple cars, as it can save them a significant amount of money on their insurance costs.

Admiral Car Insurance Policies

Admiral offers a range of car insurance policies to suit different needs and budgets, including:

Policy Type
Description
Third Party Only
This is the most basic level of cover, which will cover you for any damage or injury you cause to other people or their property while driving your car. It doesn’t cover any damage to your own car or any injuries you sustain in an accident.
Third Party, Fire and Theft
This policy covers you for the same things as Third Party Only, but also provides cover for your car if it’s stolen or damaged by fire.
Comprehensive
This is the highest level of cover, which covers you for all of the things included in Third Party, Fire and Theft, but also covers any damage to your own car, as well as any injuries you sustain in an accident.

In addition to these standard policies, Admiral also offers a range of optional extras, such as breakdown cover, windscreen cover, and personal injury cover, which you can add to your policy for an additional cost.

Features and Benefits of Admiral Car Insurance

Admiral Car Insurance offers a range of features and benefits to its customers, including:

  • 24-hour helpline, so you can get in touch with Admiral whenever you need to, whether it’s to make a claim or ask a question.
  • Flexible payment options, so you can choose to pay your premiums monthly or annually, depending on what suits you best.
  • MultiCar Insurance policy, which can save you money on your insurance costs if you have multiple cars to insure.
  • No-claims bonus, which rewards you for not making a claim on your insurance by reducing your premium when you renew your policy.
  • Named driver no-claims bonus, which allows named drivers on your policy to build up their own no-claims bonus, which they can then use if they take out their own policy with Admiral in the future.

FAQs about Admiral Car Insurance

What documents do I need to provide when taking out a policy with Admiral Car Insurance?

When taking out a policy with Admiral Car Insurance, you’ll need to provide some basic personal and car-related information, such as your name, address, date of birth, and the make and model of your car. You’ll also need to provide details of any previous insurance claims or convictions you’ve had in the past.

Can I add additional drivers to my Admiral Car Insurance policy?

Yes, you can add additional drivers to your policy, such as family members or friends who may need to drive your car from time to time. However, adding additional drivers may increase the cost of your premiums, depending on the age and driving history of the additional driver.

What is Admiral’s excess policy?

Admiral’s excess policy is the amount you’ll need to pay towards any claim you make on your insurance. The excess amount will vary depending on the type of claim you’re making and the terms of your policy. You’ll need to pay the excess amount upfront, before Admiral will cover the rest of the claim.

Can I cancel my Admiral Car Insurance policy?

Yes, you can cancel your Admiral Car Insurance policy at any time, although you may need to pay a cancellation fee, depending on the terms of your policy. If you cancel within the first 14 days of taking out your policy, you’ll be entitled to a full refund of any premiums you’ve paid, as long as you haven’t made a claim in that time.

How do I make a claim on my Admiral Car Insurance policy?

To make a claim on your Admiral Car Insurance policy, you’ll need to call Admiral’s 24-hour claims helpline, which is available 7 days a week. You’ll need to provide details of the accident or incident you’re claiming for, as well as any relevant documentation, such as photographs or witness statements.

Conclusion

Admiral Car Insurance is a well-established and reputable car insurance provider, offering a range of policies and optional extras to suit different needs and budgets. With its flexible payment options, 24-hour helpline, and range of features and benefits, Admiral is a good choice for anyone looking for reliable and affordable car insurance in the UK.

Rekomendasi: