When you own a car, auto insurance is a must-have. It protects you financially in case of accidents, theft, or other damages. However, choosing the right auto insurance policy can be overwhelming, especially when there are so many companies and types of coverage to choose from. That’s where Action Auto Insurance comes in – this article will explore all you need to know about this insurance company, its policies, rates, and more.
What Is Action Auto Insurance?
Action Auto Insurance is a California-based insurance company that offers a wide range of auto insurance policies to drivers throughout the state. The company was founded in 1999 and has since expanded its services to include motorcycle insurance, commercial auto insurance, and more. With over 20 years of experience, Action Auto Insurance has become a trusted name in the industry.
Types of Policies Offered by Action Auto Insurance
Action Auto Insurance offers several types of auto insurance policies to fit the needs of different drivers. These policies include:
Type of Policy |
Description |
Liability Insurance |
Covers damages and injuries you cause to others |
Collision Insurance |
Covers damages to your car caused by a collision |
Comprehensive Insurance |
Covers damages to your car caused by non-collision incidents such as theft, vandalism, and weather-related incidents |
Uninsured/Underinsured Motorist Insurance |
Covers damages and injuries caused by a driver who doesn’t have insurance or doesn’t have enough insurance to cover the costs |
Each policy type has different levels of coverage and rates, so be sure to choose the policy that best fits your needs and budget.
Action Auto Insurance Rates
Action Auto Insurance offers competitive rates for its policies. Your rate will depend on several factors such as your age, driving history, type of car, and location. However, you can qualify for discounts on your policy by:
- Being a safe driver
- Bundling multiple policies
- Having a good credit score
- Installing safety devices on your car
Be sure to ask your insurance agent about any available discounts that can help you save money on your policy.
FAQ About Action Auto Insurance
What Is the Minimum Auto Insurance Coverage Required in California?
California requires drivers to have liability insurance with the following minimum coverage limits:
- $15,000 for injury/death to one person
- $30,000 for injury/death to more than one person
- $5,000 for property damage
Can I Get Action Auto Insurance Coverage Outside of California?
No, Action Auto Insurance only provides coverage to California residents.
What Happens If I’m in an Accident?
If you’re in an accident, first make sure you and anyone else involved is okay. Then, contact your insurance agent or Action Auto Insurance’s claims department as soon as possible to report the accident. They will guide you through the claims process and help you get your car repaired, medical bills paid for, and other related expenses covered.
How Do I File a Claim with Action Auto Insurance?
You can file a claim with Action Auto Insurance by calling their claims department at 1-800-400-4222, or by going online and filling out a claim form on their website.
How Do I Cancel My Auto Insurance Policy?
To cancel your policy, contact your insurance agent or call Action Auto Insurance’s customer service department at 1-800-400-4222. They will guide you through the cancellation process and let you know if there are any fees or penalties associated with canceling your policy.
Conclusion
Action Auto Insurance is a reputable and reliable insurance company that offers a variety of policies to fit the needs and budget of different drivers. Whether you’re looking for liability insurance, collision insurance, or comprehensive insurance, Action Auto Insurance has you covered. With competitive rates and discounts available, you can protect yourself and your car without breaking the bank. Contact Action Auto Insurance today to get a quote and start your coverage.
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