Getting into a car accident can be stressful enough. Add in the hassle of filing an insurance claim, and it can feel overwhelming. However, if you have Acceptance Insurance, you can take comfort in knowing that the process is relatively straightforward. In this article, we’ll walk you through the steps of filing a claim with Acceptance Insurance and provide you with the phone numbers and resources you need to get the job done.
What is Acceptance Insurance?
Acceptance Insurance is a provider of non-standard auto insurance, meaning they offer policies to drivers who may have difficulty getting coverage elsewhere. They specialize in providing car insurance to high-risk drivers, such as those with poor driving records or no previous insurance history.
Founded in 1969, Acceptance Insurance operates in 17 states across the US, with more than 350 retail locations. They offer a range of coverage options, including liability, collision, and comprehensive insurance.
How to File an Insurance Claim with Acceptance Insurance
If you’ve been involved in a car accident, the first thing you need to do is call the police. Once you’ve done that, you can file a claim with Acceptance Insurance. Here are the steps to follow:
Contact Acceptance Insurance
To file a claim, you can contact Acceptance Insurance by phone or online. For the fastest service, we recommend calling their claims hotline at:
Claims Hotline: |
1-800-779-2103 |
This number is available 24/7, so you can call at any time.
You can also file a claim online by visiting the Acceptance Insurance website and filling out their online claims form. However, we recommend calling the claims hotline if you need immediate assistance.
Provide Basic Information
When you call Acceptance Insurance to file a claim, you’ll be asked to provide some basic information about the accident. This will include things like:
- The date and time of the accident
- The location of the accident
- A brief description of what happened
- The names and contact information of any other drivers involved in the accident
- The names and contact information of any witnesses to the accident
- Your insurance policy number
Provide Details About the Damage
Once you’ve provided the basic information about the accident, Acceptance Insurance will ask you to provide more details about the damage to your vehicle. This will include:
- A description of the damage
- Photos of the damage (if available)
- An estimate of the repair costs
Submit Your Claim
Once you’ve provided all of the necessary information, Acceptance Insurance will process your claim and provide you with an estimate of the damages. If your claim is approved, they will work with you to schedule repairs to your vehicle.
Acceptance Insurance Claims FAQ
How long does it take to process an Acceptance Insurance claim?
The time it takes to process an Acceptance Insurance claim can vary depending on the complexity of the claim. However, Acceptance Insurance aims to process claims as quickly as possible. In general, you can expect to receive an estimate of damages within a few days of filing your claim.
What if I need a rental car while my vehicle is being repaired?
If you need a rental car while your vehicle is being repaired, Acceptance Insurance offers rental reimbursement coverage as part of their policies. This coverage will pay for the cost of a rental car while your vehicle is being repaired, up to a certain limit.
What if I’m not happy with the estimate of damages provided by Acceptance Insurance?
If you’re not happy with the estimate of damages provided by Acceptance Insurance, you can request a reinspection of your vehicle. A claims adjuster will come out to inspect your vehicle again and provide a new estimate of damages.
What if I need to file a claim outside of normal business hours?
If you need to file a claim outside of normal business hours, you can call the Acceptance Insurance claims hotline at any time. This number is available 24/7.
Conclusion
If you’re insured with Acceptance Insurance and need to file a claim, the process is relatively straightforward. By calling the Acceptance Insurance claims hotline or filing a claim online, you can provide the necessary information to get your claim processed quickly. If you have any questions or concerns about the claims process, be sure to consult the Acceptance Insurance website or speak with a customer service representative.
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