Acceptance Auto Insurance: A Complete Guide

If you are looking for affordable auto insurance, Acceptance Auto Insurance is a great option to consider. With over 50 years of experience, this company is known for providing affordable car insurance to drivers who might have a hard time finding coverage elsewhere. In this comprehensive guide, we will take a closer look at what Acceptance Auto Insurance is, what it offers, and how it can benefit you.

What is Acceptance Auto Insurance?

Acceptance Auto Insurance is a provider of non-standard auto insurance which means that they specialize in insuring drivers who have difficulty finding coverage from other providers. They offer policies for drivers with a less-than-perfect driving record, those who are considered high-risk, and those who are newly licensed drivers. Additionally, Acceptance Auto Insurance provides SR-22 insurance which is required by many states for drivers who have been convicted of certain infractions such as DUIs or driving without insurance.

One of the benefits of choosing Acceptance Auto Insurance is that they offer coverage in many states across the United States. They also offer a range of policy options that can be customized to fit your specific needs and budget.

What Does Acceptance Auto Insurance Cover?

Acceptance Auto Insurance offers a range of coverage options that can be tailored to meet your needs. Some of the coverage options that they offer include:

Coverage Type
Description
Bodily Injury Liability
Covers medical expenses and lost wages if you are responsible for an accident that causes injuries to someone else.
Property Damage Liability
Covers damage to someone else’s property if you are responsible for an accident.
Collision Coverage
Covers damage to your vehicle if you are in an accident with another vehicle.
Comprehensive Coverage
Covers damage to your vehicle from non-collision events such as theft, vandalism, and natural disasters.
Uninsured/Underinsured Motorist Coverage
Covers medical expenses and property damage if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.

It is important to note that not all of these coverage options are available in every state. Additionally, the cost of your policy will depend on a variety of factors including your driving record, location, and the type of vehicle you drive.

What Are the Benefits of Choosing Acceptance Auto Insurance?

There are several benefits of choosing Acceptance Auto Insurance for your car insurance needs. Some of these benefits include:

  • Affordable rates – Acceptance Auto Insurance is known for providing affordable rates to drivers who might have difficulty finding coverage elsewhere.
  • Customizable policies – They offer a range of policy options that can be customized to fit your specific needs and budget.
  • Easy payment options – Acceptance Auto Insurance offers convenient payment options such as online payments, automatic payments, and more.
  • 24/7 claims service – They offer 24/7 claims service so you can file a claim at any time of the day or night.

FAQ

How Do I Get a Quote from Acceptance Auto Insurance?

You can get a quote from Acceptance Auto Insurance by visiting their website or calling their toll-free number. To get an accurate quote, you will need to provide information such as your name, address, vehicle information, and driving history.

Do I Need SR-22 Insurance?

If you have been convicted of certain infractions such as DUIs or driving without insurance, you may be required to carry SR-22 insurance. The requirements for SR-22 insurance vary by state, so it is important to check with your local Department of Motor Vehicles to see if you need this type of coverage.

What Happens if I am in an Accident?

If you are in an accident, you should contact Acceptance Auto Insurance as soon as possible to report the incident. They will provide you with guidance on what to do next and help you file a claim if necessary.

Can I Cancel My Policy at Any Time?

Yes, you can cancel your policy at any time. However, you may be subject to cancellation fees or penalties depending on the terms of your policy.

What Happens if I Do Not Pay My Premiums?

If you do not pay your premiums, your policy may be cancelled. Additionally, you may be subject to fees or penalties for missed payments.

Conclusion

Acceptance Auto Insurance offers affordable, customizable auto insurance policies to drivers who might have a hard time finding coverage elsewhere. With a range of coverage options and easy payment methods, this company is a great choice for anyone looking for reliable car insurance. If you are interested in getting a quote from Acceptance Auto Insurance, visit their website or give them a call today.