Introduction
ACCC Insurance Company, founded in 1997 and headquartered in Houston, Texas, is a reputable auto insurance company that provides non-standard auto insurance policies in over a dozen states in the US. The company has been highly rated by various rating agencies and has received numerous awards for its outstanding customer service.
In this article, we are going to dive deeper into what ACCC Insurance Company is all about, what types of insurance policies they offer, how their rates and discounts compare to other insurance companies, and much more. Let’s get started!
ACCC Insurance Company Overview
ACCC Insurance Company is dedicated to providing high-quality auto insurance policies to individuals who might have a difficult time getting coverage from other insurance companies. Their policies are designed to meet the needs of all drivers, regardless of their driving history, age or income.
Here are some key facts about ACCC Insurance Company:
| Company Name | ACCC Insurance Company |
|---|---|
| Founded | 1997 |
| Headquarters | Houston, Texas |
| States Served | Alabama, Arizona, Georgia, Louisiana, Mississippi, Missouri, New Mexico, Nevada, Oklahoma, South Carolina, Texas and Utah |
| AM Best Rating | B- (Fair) |
ACCC Insurance Company’s Mission Statement
ACCC Insurance Company’s mission statement is to provide high-quality auto insurance coverage to individuals who have been turned down by other insurance companies, as well as to those who require non-standard policies due to their driving record or other factors.
The company strives to provide excellent customer service, fair rates and discounts, and convenient and easy-to-use technology to allow customers to manage their policies online.
ACCC Insurance Company’s Products and Services
ACCC Insurance Company offers a variety of auto insurance policies to meet the needs of all drivers. This includes liability insurance, collision coverage, comprehensive coverage and personal injury protection (PIP) coverage.
The company also offers additional services such as 24/7 roadside assistance, rental car reimbursement and much more. Here is an overview of the policies offered by ACCC Insurance Company:
Liability Insurance
Liability insurance is mandatory in most states, and it covers damages that you may cause to another driver’s vehicle or property in the event of an accident. ACCC Insurance Company offers liability insurance in various limits, which means you can choose what coverage level you prefer.
Limits for liability coverage usually range from $25,000 to $100,000 per person, and $50,000 to $300,000 per accident. The company also offers additional coverage levels to meet your specific needs.
Collision Coverage
If you’re involved in an accident that damages your car, collision coverage will help pay for the damages. This coverage is optional but highly recommended, especially if your car is still financed or leased.
ACCC Insurance Company offers collision coverage with various deductibles, which means you can choose how much you want to pay out of pocket before the insurance kicks in. The deductible options vary by state and policy.
Comprehensive Coverage
Comprehensive coverage is similar to collision coverage, but it covers damage to your car caused by non-collision events such as theft, vandalism or weather-related incidents. Like collision coverage, comprehensive coverage is optional but recommended.
ACCC Insurance Company offers comprehensive coverage with different deductibles, which means you can customize your policy to fit your specific needs.
Personal Injury Protection (PIP) Coverage
Personal Injury Protection (PIP) coverage is mandatory in some states, and it covers medical expenses and lost income in the event of an accident, regardless of who is at fault. PIP coverage is similar to medical payments coverage, but it includes additional benefits like loss of income.
ACCC Insurance Company offers PIP coverage with various limits, which means you can choose how much coverage you need.
How ACCC Insurance Company’s Rates Compare
When it comes to auto insurance rates, there are many factors that can affect how much you pay. These factors include your age, driving record, location, make and model of your vehicle, coverage levels and much more.
ACCC Insurance Company’s rates may vary depending on your individual circumstances, but they generally offer competitive rates compared to other non-standard auto insurance companies. The company also offers various discounts to help lower your premiums even further.
ACCC Insurance Company Discounts
To help lower insurance costs, ACCC Insurance Company offers a variety of discounts. Here are some of the discounts the company offers:
- Safe driver discount
- Multi-car discount
- Multi-policy discount
- Good student discount
- Family/Parent discount
- Prior coverage discount
How to Get a Quote from ACCC Insurance Company
Getting a quote from ACCC Insurance Company is easy and straightforward. You can get a quote online or by calling their toll-free number. Here are the steps to get a quote online:
- Go to the ACCC Insurance Company website.
- Fill out the quote form with your personal information, vehicle information, and coverage preferences.
- Submit the form and wait for a representative to contact you with a quote.
ACCC Insurance Company Customer Service
ACCC Insurance Company is known for its outstanding customer service. The company has won numerous awards for its customer satisfaction and is committed to providing excellent service to all its customers. Here are some of the ways that ACCC Insurance Company stands out when it comes to customer service:
- 24/7 roadside assistance
- Online account management
- Easy and convenient online bill pay
- Multilingual customer service
- Excellent claims service
- Customer service available via phone or email
ACCC Insurance Company’s Claims Process
If you are involved in an accident or need to file a claim with ACCC Insurance Company, the process is simple and straightforward. Here are the steps to file a claim with ACCC Insurance Company:
- Call the 24/7 claims hotline at 1-800-651-1796 or file a claim online.
- Provide the representative with your policy information and details about the incident.
- Receive a claim number and information about the next steps.
- Get your vehicle repaired at an approved repair facility.
- Receive payment for damages, if applicable.
FAQs
What is ACCC Insurance Company?
ACCC Insurance Company is a non-standard auto insurance company that provides coverage to individuals who may have difficulty getting insurance from other companies.
Where is ACCC Insurance Company located?
ACCC Insurance Company is headquartered in Houston, Texas and provides insurance in over a dozen states.
What types of auto insurance policies does ACCC Insurance Company offer?
ACCC Insurance Company offers liability insurance, collision coverage, comprehensive coverage and personal injury protection (PIP) coverage.
What discounts does ACCC Insurance Company offer?
ACCC Insurance Company offers various discounts, including safe driver, multi-car, multi-policy, good student, family/parent, and prior coverage discounts.
How do I get a quote from ACCC Insurance Company?
You can get a quote from ACCC Insurance Company by visiting their website or calling their toll-free number.
What is ACCC Insurance Company’s customer service like?
ACCC Insurance Company is known for its excellent customer service, including 24/7 roadside assistance, online account management, easy online bill pay, multilingual customer service, and excellent claims service.
How do I file a claim with ACCC Insurance Company?
You can file a claim with ACCC Insurance Company by calling their 24/7 claims hotline or filing a claim online.
Conclusion
ACCC Insurance Company is a reputable non-standard auto insurance company with a mission to provide high-quality insurance policies to individuals who may have difficulty getting coverage elsewhere. With comprehensive policies and outstanding customer service, it’s no wonder that ACCC Insurance Company has received numerous awards and high ratings from rating agencies. If you’re in the market for auto insurance, ACCC Insurance Company is definitely worth considering.