Able Insurance Agency: Your One-Stop Shop for All Your Insurance Needs

At Able Insurance Agency, we understand that taking care of your assets and loved ones is a top priority. That’s why we offer a wide range of insurance products to cater to your unique requirements. Whether you’re looking for auto, home, life, or commercial insurance, our team of experienced agents will work with you to find the policy that fits your needs and budget.

Who We Are

Able Insurance Agency is a family-owned and operated business with over 30 years of experience in the insurance industry. We have built our reputation on exceptional customer service and personalized attention to every client’s needs. Our team of agents is knowledgeable, friendly, and dedicated to helping you find comprehensive insurance coverage at an affordable price.

As an independent agency, we work with multiple insurance carriers, which means we can offer you a wide range of options to choose from. We represent some of the most trusted and reputable insurance providers in the industry, including State Farm, Nationwide, Allstate, and more.

Our Mission

Our mission at Able Insurance Agency is to protect you and your family’s financial future by providing quality insurance coverage at a fair price. We believe in building lasting relationships with our clients and earning their trust through exceptional service and support.

Our Insurance Products

At Able Insurance Agency, we offer a comprehensive selection of insurance products to meet your needs, including:

Auto Insurance

Auto insurance is a mandatory requirement for all drivers in most states. It protects you and your vehicle against damages and injuries resulting from accidents, theft, and natural disasters. At Able Insurance Agency, we offer a range of auto insurance coverage options, including:

Liability Coverage

Liability coverage is the most basic form of auto insurance and covers damages and injuries caused to another person or their property. It also covers legal costs if you are sued for causing an accident.

Collision Coverage

Collision coverage pays for damages to your vehicle caused by a collision with another vehicle, object, or person.

Comprehensive Coverage

Comprehensive coverage protects your vehicle against damages and losses resulting from non-collision events such as theft, fire, vandalism, and natural disasters.

Our agents will work with you to determine the right coverage options for your needs and budget. We also offer a range of discounts to help you save on your auto insurance premiums, including safe driver discounts, multi-policy discounts, and more.

Home Insurance

Your home is one of your most valuable assets, and it’s important to protect it against damages and losses caused by fire, theft, natural disasters, and more. At Able Insurance Agency, we offer a range of home insurance coverage options, including:

Property Coverage

Property coverage protects your home and personal property against damages and losses caused by fire, theft, vandalism, and more.

Liability Coverage

Liability coverage pays for legal fees and damages if someone is injured on your property or if you or a family member causes damage to someone else’s property.

Flood Insurance

Flood insurance is not typically included in standard home insurance policies, but it’s important to have if you live in a flood-prone area.

Our agents will work with you to determine the right coverage options for your needs and budget. We also offer a range of discounts to help you save on your home insurance premiums, including multi-policy discounts, fire-resistant construction discounts, and more.

Life Insurance

Life insurance provides financial security for your loved ones in the event of your unexpected death. At Able Insurance Agency, we offer a range of life insurance coverage options, including:

Term Life Insurance

Term life insurance provides coverage for a set period of time, typically 10, 20, or 30 years. It’s the most affordable and straightforward type of life insurance.

Whole Life Insurance

Whole life insurance provides coverage for your entire life and includes a savings component that accumulates cash value over time.

Universal Life Insurance

Universal life insurance provides flexible coverage and allows you to adjust your policy over time to meet your changing needs.

Our agents will work with you to determine the right coverage options for your needs and budget. We also offer a range of discounts to help you save on your life insurance premiums, including non-smoker discounts, healthy living discounts, and more.

Commercial Insurance

If you own a business, it’s important to protect it against financial losses caused by property damage, liability claims, and more. At Able Insurance Agency, we offer a range of commercial insurance coverage options, including:

Property Insurance

Property insurance protects your business property, including buildings, equipment, and inventory against damage or loss caused by fire, theft, vandalism, and more.

General Liability Insurance

General liability insurance protects your business against claims of bodily injury or property damage caused by your business operations or products.

Workers Compensation Insurance

Workers compensation insurance provides coverage for medical expenses and lost wages for your employees if they are injured on the job.

Our agents will work with you to determine the right coverage options for your business needs and budget. We also offer a range of discounts to help you save on your commercial insurance premiums, including safety equipment discounts, multi-policy discounts, and more.

Frequently Asked Questions (FAQs)

Q: How much does insurance cost?

A: The cost of insurance varies depending on a variety of factors, including your coverage needs, driving record, age, and more. Our agents will work with you to find the right coverage at a price that fits your budget.

Q: How do I file a claim?

A: If you need to file a claim, you can contact your insurance carrier directly or contact our agency for assistance. We will guide you through the process and help you file your claim as quickly and efficiently as possible.

Q: How often should I review my insurance coverage?

A: It’s a good idea to review your insurance coverage annually or whenever you experience significant life changes, such as buying a new home, getting married, or having a child. Our agents are available to help you review your coverage and make any necessary adjustments.

Q: Can I bundle my insurance policies to save money?

A: Yes, bundling your insurance policies can often save you money. We offer a range of multi-policy discounts to help you save on your premium.

Contact Us

If you’re looking for comprehensive and affordable insurance coverage, Able Insurance Agency is here to help. Contact us today to schedule an appointment with one of our experienced agents or to request a free quote.