As an athlete, your health and wellbeing should be your top priority. However, accidents and injuries are a part of the game and can happen at any time. That’s where AAU insurance comes in – it provides coverage for athletes participating in AAU sanctioned events.
What is AAU insurance?
AAU insurance is a comprehensive insurance plan that is designed to provide coverage for accidents and injuries that occur during AAU sanctioned events. The coverage is available to all registered AAU athletes, coaches, and volunteers.
The AAU insurance plan is specifically designed to offer protection to athletes in case of accidents or injuries that take place while participating in AAU sanctioned events. The insurance plan covers medical expenses, liability, and accidental death and dismemberment.
What does AAU insurance cover?
The AAU insurance plan covers a variety of incidents that may occur during an AAU sanctioned event. This includes:
Incident Type |
Coverage Amount |
Accidental Injury |
Up to $100,000 |
Accidental Death and Dismemberment |
Up to $10,000 |
Medical Expenses |
Up to $10,000 |
Liability |
Up to $1,000,000 |
The coverage amount varies based on the level of membership that you have purchased. It is important to note that the coverage is not a replacement for other medical or injury insurance that you may already have. It is supplemental coverage that can help fill in gaps in your existing coverage.
How do I purchase AAU insurance?
To purchase AAU insurance, you must first become a member of the AAU. The membership fee varies depending on your location and level of membership. Once you have become a member, you can then purchase the insurance plan through the AAU website.
The website provides detailed information on the coverage and benefits of the insurance plan, as well as the costs associated with each level of membership. You can purchase the insurance plan online and receive instant coverage confirmation.
Why do I need AAU insurance?
Participating in AAU sanctioned events can be a lot of fun, but it also comes with inherent risks. Accidents and injuries can happen at any time, and the cost of medical care can be very high.
AAU insurance provides peace of mind for athletes, coaches, and volunteers by offering protection in case of accidents or injuries that occur during sanctioned events. It also provides liability coverage, which can protect you from financial loss in case of a lawsuit related to an event.
FAQ: Frequently Asked Questions
Q: Is AAU insurance required?
A: While AAU insurance is not required, it is highly recommended for all athletes, coaches, and volunteers participating in AAU sanctioned events. The coverage provided by the insurance plan can help protect you from financial loss in case of accidents, injuries, or lawsuits.
Q: Do I need to purchase AAU insurance every year?
A: Yes, you will need to purchase AAU insurance every year that you participate in AAU sanctioned events. The coverage provided by the insurance plan is only valid for one year and must be renewed annually.
Q: Does AAU insurance cover pre-existing medical conditions?
A: No, AAU insurance does not cover pre-existing medical conditions. The insurance plan is designed to provide coverage for accidents and injuries that occur during AAU sanctioned events. It is important to have other insurance coverage to cover pre-existing medical conditions.
Q: Can I purchase AAU insurance for my entire team?
A: Yes, you can purchase AAU insurance for your entire team. However, each individual athlete, coach, or volunteer will need to be a registered AAU member in order to be eligible for coverage.
Q: How do I file a claim with AAU insurance?
A: To file a claim with AAU insurance, you will need to complete and submit a claims form. The claims form is available on the AAU website.
Conclusion
AAU insurance is a must-have for athletes, coaches, and volunteers participating in AAU sanctioned events. The coverage provided by the insurance plan can help protect you from financial loss in case of accidents, injuries, or lawsuits. It is important to become a registered member of the AAU and purchase the insurance plan before participating in any sanctioned events.
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