AARP Dental Insurance Plans: A Comprehensive Guide

Oral health is an essential part of overall well-being, and having dental insurance coverage can help ensure that you and your family receive the necessary dental care without breaking the bank. AARP dental insurance plans are designed to cater to the specific dental needs of individuals aged 50 and above, offering comprehensive coverage and a wide range of benefits to promote good oral health. In this article, we will provide you with a complete guide to AARP dental insurance plans, including their features, benefits, cost, and frequently asked questions.

What Is AARP Dental Insurance?

AARP dental insurance is a type of dental insurance plan that is exclusively available for AARP members, providing them with access to a range of comprehensive dental care services at affordable rates. AARP dental insurance plans are designed to cover the most common dental procedures, including routine check-ups, preventive care, restorative treatments, and emergency dental services.

The AARP dental insurance plans are provided by Delta Dental, one of the leading dental insurance providers in the US. Delta Dental has a vast network of dentists and dental care professionals across the country, ensuring that members have access to high-quality dental services wherever they are located.

Features of AARP Dental Insurance Plans

AARP dental insurance plans come with a range of features that are tailored to meet the unique needs of seniors. These features include:

Feature
Description
Comprehensive coverage
AARP dental insurance plans cover a wide range of dental care services, including routine check-ups, preventive care, restorative treatments, and emergency dental services.
No waiting periods
AARP dental insurance plans have no waiting periods for preventive care, so members can access these services from day one of their coverage.
Large network of dentists
Delta Dental has a vast network of dentists and dental care professionals across the country, giving members access to high-quality dental services wherever they are located.
Discounts on other health services
AARP dental insurance members can enjoy discounts on other health services, such as vision care and hearing aids.
No annual or lifetime maximums
AARP dental insurance plans do not have annual or lifetime maximums, ensuring that members receive the care they need without worrying about exceeding their coverage limits.

Benefits of AARP Dental Insurance Plans

There are several benefits to enrolling in an AARP dental insurance plan, including:

  • Access to quality dental care at affordable rates
  • No waiting periods for preventive care
  • Large network of dentists and dental care professionals
  • No annual or lifetime maximums
  • Discounts on other health services
  • Predictable out-of-pocket costs
  • Flexibility to choose a plan that suits your dental care needs and budget

Types of AARP Dental Insurance Plans

AARP dental insurance offers two types of dental insurance plans: the AARP Dental Insurance Plan A and the AARP Dental Insurance Plan B.

AARP Dental Insurance Plan A

The AARP Dental Insurance Plan A is the most comprehensive dental insurance plan offered by AARP. It provides coverage for a range of dental services, including preventive care, basic and major restorative treatments, and orthodontic care for children.

The AARP Dental Insurance Plan A has a $100 annual deductible and an annual maximum benefit of $1,500.

AARP Dental Insurance Plan B

The AARP Dental Insurance Plan B is a more affordable dental insurance plan that provides coverage for basic dental care services, including routine check-ups, cleanings, and X-rays.

The AARP Dental Insurance Plan B has a $100 annual deductible and an annual maximum benefit of $1,000.

FAQ

How much do AARP dental insurance plans cost?

The cost of AARP dental insurance plans varies depending on the plan chosen, the location, and other factors. However, the cost of AARP dental insurance plans is generally affordable and competitive.

Can I use my own dentist with AARP dental insurance?

Yes, AARP dental insurance plans allow you to choose your own dentist or dental care professional. However, using a dentist in the Delta Dental network may result in lower out-of-pocket costs.

Are there any waiting periods for AARP dental insurance plans?

AARP dental insurance plans have no waiting periods for preventive care, so members can access these services from day one of their coverage. However, there may be waiting periods for other dental services, such as major restorative treatments.

Can I enroll in an AARP dental insurance plan if I have existing dental problems?

Yes, you can enroll in an AARP dental insurance plan even if you have existing dental problems. However, there may be waiting periods for certain dental services, depending on the plan chosen.

Are there any annual or lifetime maximums for AARP dental insurance plans?

No, AARP dental insurance plans do not have annual or lifetime maximums, so members can receive the care they need without worrying about exceeding their coverage limits.

What is the Delta Dental network?

The Delta Dental network is a network of dentists and dental care professionals that are contracted with Delta Dental to provide dental services to AARP dental insurance members.

Conclusion

AARP dental insurance plans provide seniors with access to comprehensive dental care services at affordable rates, ensuring that they receive the necessary dental care without breaking the bank. Whether you are looking for full coverage or just basic dental services, AARP dental insurance plans have got you covered, with no waiting periods, no annual or lifetime maximums, and a vast network of dentists and dental care professionals across the country. So why wait? Enroll in an AARP dental insurance plan today and start taking care of your oral health!