If you are looking for dental insurance, you may have come across AARP Delta Dental insurance. This plan is designed to provide comprehensive dental coverage for seniors at an affordable price. In this article, we will take a closer look at AARP Delta Dental insurance, what it covers, and how it can benefit you.
What is AARP Delta Dental Insurance?
AARP Delta Dental insurance is a dental insurance plan provided by Delta Dental. It is designed specifically for seniors and is available through AARP. The plan aims to provide affordable dental coverage for seniors, including preventative care, basic services, and major services. The plan is available in all 50 states and covers over 156,000 dentists nationwide.
As an AARP member, you can sign up for AARP Delta Dental insurance and enjoy affordable dental coverage throughout your retirement years.
How Does AARP Delta Dental Insurance Work?
AARP Delta Dental insurance is a PPO plan, which means you have the flexibility to choose any dentist you want. However, you can save money by choosing a dentist within the Delta Dental network. If you choose an out-of-network dentist, you may have to pay higher out-of-pocket costs.
With AARP Delta Dental insurance, you can get coverage for preventative care, such as regular check-ups, cleanings, and X-rays. You can also get coverage for basic services, such as fillings, extractions, and root canals. If you need major dental work, such as crowns, bridges, or implants, AARP Delta Dental insurance can help cover the costs.
In addition, AARP Delta Dental insurance has no annual deductible, which means you can start using your benefits right away.
Benefits of AARP Delta Dental Insurance
There are many benefits to choosing AARP Delta Dental insurance for your dental coverage. These include:
Comprehensive Coverage
AARP Delta Dental insurance covers a wide range of dental services, including preventative care, basic services, and major services. This means you can get the care you need when you need it, without worrying about the cost.
Affordable Prices
AARP Delta Dental insurance is designed to be affordable for seniors. The plan offers competitive rates, with no annual deductible, which means you can start using your benefits right away.
Wide Network of Dentists
AARP Delta Dental insurance has a wide network of dentists, with over 156,000 participating dentists nationwide. This means you can choose a dentist that is convenient for you and get the care you need.
Financial Security
AARP Delta Dental insurance provides financial security for seniors. With the plan, you can get coverage for preventative care, basic services, and major services, which can help you avoid costly dental bills down the line.
FAQ
What is the cost of AARP Delta Dental insurance?
The cost of AARP Delta Dental insurance varies depending on where you live and the level of coverage you choose. However, the plan is designed to be affordable for seniors, with competitive rates and no annual deductible.
What services are covered by AARP Delta Dental insurance?
AARP Delta Dental insurance covers a wide range of dental services, including preventative care, basic services, and major services. This includes check-ups, cleanings, fillings, extractions, root canals, crowns, bridges, and implants.
Can I choose any dentist with AARP Delta Dental insurance?
Yes, you can choose any dentist you want with AARP Delta Dental insurance. However, you can save money by choosing a dentist within the Delta Dental network. If you choose an out-of-network dentist, you may have to pay higher out-of-pocket costs.
Is there an annual deductible with AARP Delta Dental insurance?
No, there is no annual deductible with AARP Delta Dental insurance. This means you can start using your benefits right away.
How do I sign up for AARP Delta Dental insurance?
You can sign up for AARP Delta Dental insurance online or by phone. To sign up online, visit the AARP website and follow the instructions. To sign up by phone, call AARP Customer Service at 1-888-OUR-AARP (1-888-687-2277).
Conclusion
AARP Delta Dental insurance is an excellent choice for seniors who need dental coverage. The plan offers comprehensive coverage for preventative care, basic services, and major services, with no annual deductible. With a wide network of dentists and affordable prices, AARP Delta Dental insurance can help you maintain good dental health throughout your retirement years. If you are an AARP member, be sure to consider AARP Delta Dental insurance for your dental coverage needs.
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