A Comprehensive Guide to AAMI Car Insurance

AAMI is one of the leading car insurance providers in Australia. It offers a range of policies that are designed to suit the needs of different types of car owners. In this article, we will discuss everything you need to know about AAMI car insurance.

About AAMI Car Insurance

AAMI is an Australian-owned and operated insurance company that was established in 1969. It provides car insurance policies to more than 2.8 million customers across Australia.

AAMI car insurance policies offer a range of benefits to customers, including cover for accidental damage, theft, fire, and third-party property damage. AAMI car insurance policies also offer a range of additional benefits, including roadside assistance, hire car cover, and lifetime new car replacement.

Types of AAMI Car Insurance Policies

AAMI offers three types of car insurance policies:

  1. Comprehensive Car Insurance
  2. Third-Party Fire and Theft Car Insurance
  3. Third-Party Property Damage Car Insurance

Comprehensive Car Insurance

Comprehensive car insurance is the most extensive AAMI car insurance policy. It covers accidental damage, theft, fire, and third-party property damage. It also offers a range of additional benefits, such as roadside assistance, hire car cover, and lifetime new car replacement.

Comprehensive car insurance is ideal for people who want complete protection for their car. It is also recommended for people who have a new or expensive car.

Third-Party Fire and Theft Car Insurance

Third-party fire and theft car insurance is a mid-level AAMI car insurance policy. It covers theft, fire, and third-party property damage. It does not cover accidental damage to your own car.

Third-party fire and theft car insurance is ideal for people who have an older car that is not worth insuring for comprehensive car insurance.

Third-Party Property Damage Car Insurance

Third-party property damage car insurance is the most basic AAMI car insurance policy. It covers third-party property damage only. It does not cover theft, fire, or accidental damage to your own car.

Third-party property damage car insurance is ideal for people who have an older car that is not worth insuring for comprehensive or third-party fire and theft car insurance.

Additional Benefits of AAMI Car Insurance Policies

AAMI car insurance policies come with a range of additional benefits, including:

  • Roadside Assistance
  • Hire Car Cover
  • Lifetime New Car Replacement

Roadside Assistance

AAMI car insurance policies offer 24/7 roadside assistance for the duration of your policy. This service includes roadside repairs, towing, and emergency fuel.

Roadside assistance is ideal for people who travel frequently or who have an older car that is more likely to break down.

Hire Car Cover

AAMI car insurance policies offer hire car cover if your car is stolen or involved in an accident that is covered by your policy. This cover is available for up to 14 days.

Hire car cover is ideal for people who rely on their car for work or who have a busy lifestyle.

Lifetime New Car Replacement

AAMI car insurance policies offer lifetime new car replacement if your car is less than 2 years old and is written off or stolen. This means that you will receive a brand new car of the same make and model as your original car.

Lifetime new car replacement is ideal for people who have a new or expensive car.

AAMI Car Insurance FAQ

How do I make a claim with AAMI car insurance?

To make a claim with AAMI car insurance, you can call the AAMI claims team on 13 22 44. The claims team is available 24/7.

How do I renew my AAMI car insurance policy?

To renew your AAMI car insurance policy, you can visit the AAMI website or call the AAMI customer service team on 13 22 44.

What is the excess on my AAMI car insurance policy?

The excess on your AAMI car insurance policy is the amount you will need to pay if you make a claim. The excess amount will vary depending on the type of policy you have and the nature of the claim.

Can I add an additional driver to my AAMI car insurance policy?

Yes, you can add an additional driver to your AAMI car insurance policy. However, this may affect the cost of your policy.

Can I change the details of my AAMI car insurance policy?

Yes, you can change the details of your AAMI car insurance policy by visiting the AAMI website or calling the AAMI customer service team on 13 22 44.

Conclusion

AAMI car insurance is a popular choice for car owners in Australia. It offers a range of policies that are designed to suit the needs of different types of car owners. AAMI car insurance policies come with a range of additional benefits, including roadside assistance, hire car cover, and lifetime new car replacement.

If you are looking for car insurance, it is worth considering AAMI as an option.