AAA Insurance has been serving millions of customers across the United States for more than a century now. Founded in 1902, the company has grown to become a trusted provider of auto, home, life, and travel insurance policies, as well as financial services.
Why Choose AAA Insurance?
There are several reasons why AAA Insurance is a popular choice among customers, including:
- Experience – With over 100 years of experience in the insurance industry, AAA Insurance has a solid reputation for providing high-quality policies and exceptional customer service.
- Customized Policies – AAA Insurance understands that every customer has unique insurance needs, which is why they offer a wide variety of policies that can be customized to fit individual requirements.
- Competitive Rates – AAA Insurance strives to offer competitive rates on all their policies without sacrificing quality or coverage.
- Member Benefits – AAA Insurance policyholders can enjoy a range of member benefits, including discounts on travel, retail, and dining, as well as access to roadside assistance and other services.
Auto Insurance
Auto insurance is mandatory in most states, and AAA Insurance offers several policies to meet the needs of different drivers. Some of the most popular auto insurance policies offered by AAA Insurance include:
Policy Type |
Features |
|---|---|
Liability Coverage |
Protects you from financial responsibility for damages or injuries to other people or their property in an accident that’s your fault. |
Collision Coverage |
Pays for the repair or replacement of your car if it’s damaged in a collision. |
Comprehensive Coverage |
Covers non-collision damages to your car, such as theft, vandalism, or weather events. |
Uninsured/Underinsured Motorist Coverage |
Protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages. |
Medical Payments Coverage |
Pays for medical expenses for you or your passengers who are injured in an accident. |
AAA Insurance also offers a range of discounts for auto insurance policyholders, including:
- Multi-Policy Discount – Save money when you bundle your auto insurance policy with other policies like home, renters, or life insurance.
- Safe Driver Discount – Get rewarded for being a safe driver with discounts on your premiums.
- Good Student Discount – Students with good grades can qualify for discounts on their insurance premiums.
- Defensive Driving Discount – Complete a defensive driving course and save money on your premiums.
FAQ
What makes AAA Insurance different from other insurance providers?
AAA Insurance has been providing insurance policies and services to millions of customers for over 100 years. They offer a wide range of policies that can be customized to meet the unique needs of individual customers, as well as competitive rates and member benefits.
What types of auto insurance policies does AAA Insurance offer?
AAA Insurance offers several types of auto insurance policies, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage.
What discounts are available for AAA Insurance auto policyholders?
AAA Insurance offers a range of discounts for auto policyholders, including multi-policy discounts, safe driver discounts, good student discounts, and defensive driving discounts.
What member benefits are available to AAA Insurance policyholders?
AAA Insurance policyholders can enjoy a range of member benefits, including discounts on travel, retail, and dining, as well as access to roadside assistance and other services.
Home Insurance
Your home is likely one of the largest investments you’ll ever make, so it’s important to protect it with a comprehensive home insurance policy. AAA Insurance offers several home insurance policies to meet the needs of different homeowners, including:
- Standard Homeowners Insurance – Covers damages to your home and personal property caused by perils such as fire, theft, and weather events.
- Condo Insurance – Designed specifically for condo owners, this policy covers damages to your unit and personal property, as well as liability protection for incidents that occur within your unit.
- Renters Insurance – Protects your personal belongings and provides liability coverage if someone is injured on your rental property.
AAA Insurance also offers a range of discounts for home insurance policyholders, including:
- Multi-Policy Discount – Save money when you bundle your home insurance policy with other policies like auto, renters, or life insurance.
- Protective Device Discount – Install devices like smoke detectors, burglar alarms, or fire extinguishers in your home and receive discounts on your premiums.
- Claims-Free Discount – If you haven’t filed any claims in a certain period of time, you could qualify for a discount on your premiums.
FAQ
What types of home insurance policies does AAA Insurance offer?
AAA Insurance offers several types of home insurance policies, including standard homeowners insurance, condo insurance, and renters insurance.
What does a standard homeowners insurance policy cover?
A standard homeowners insurance policy covers damages to your home and personal property caused by perils such as fire, theft, and weather events. It also provides liability protection if someone is injured on your property.
What discounts are available for AAA Insurance home policyholders?
AAA Insurance offers a range of discounts for home policyholders, including multi-policy discounts, protective device discounts, and claims-free discounts.
Life Insurance
Life insurance is a critical part of any financial plan, and AAA Insurance offers several types of life insurance policies to meet the needs of different individuals and families, including:
- Term Life Insurance – Provides coverage for a specified period of time, typically 10, 20, or 30 years.
- Whole Life Insurance – Provides coverage for your entire life and includes a savings component that can grow over time.
- Universal Life Insurance – Offers more flexibility than whole life insurance, allowing you to adjust your premiums and death benefit over time.
AAA Insurance also offers a range of riders that can be added to your life insurance policy, including:
- Accelerated Death Benefit Rider – Allows you to receive a portion of your death benefit if you’re diagnosed with a terminal illness.
- Waiver of Premium Rider – If you become disabled and are unable to pay your premiums, this rider will waive your premiums during the disability period.
- Accidental Death Benefit Rider – Provides an additional benefit if you die as the result of an accident.
FAQ
What types of life insurance policies does AAA Insurance offer?
AAA Insurance offers several types of life insurance policies, including term life insurance, whole life insurance, and universal life insurance.
What is a rider?
A rider is an add-on to your life insurance policy that can provide additional coverage or benefits. Riders vary by insurance company and policy, so it’s important to speak with your insurance agent to understand your options.
What is an accelerated death benefit rider?
An accelerated death benefit rider allows you to receive a portion of your death benefit if you’re diagnosed with a terminal illness. This can help you pay for medical expenses or other costs associated with your illness before you pass away.
Travel Insurance
Travel insurance can provide peace of mind when you’re traveling, especially if you’re traveling abroad or have expensive travel plans. AAA Insurance offers several types of travel insurance policies, including:
- International Travel Insurance – Provides coverage for medical expenses, trip cancellations or interruptions, and travel-related emergencies while traveling outside the United States.
- Cruise Travel Insurance – Specifically designed for cruise travelers, this policy covers trip cancellations or interruptions, medical emergencies, and more.
- Baggage Insurance – Protects your personal belongings in case they’re lost, stolen, or damaged during your trip.
AAA Insurance also offers a range of member benefits that can be especially helpful when traveling, including:
- Travel Discounts – AAA Insurance policyholders can enjoy discounts on hotels, rental cars, and other travel-related expenses.
- Roadside Assistance – If you’re traveling by car and experience car troubles, AAA Insurance’s roadside assistance can help get you back on the road quickly.
- Identity Theft Protection – Protect yourself from identity theft while traveling with AAA Insurance’s identity theft protection services.
FAQ
What types of travel insurance policies does AAA Insurance offer?
AAA Insurance offers several types of travel insurance policies, including international travel insurance, cruise travel insurance, and baggage insurance.
What does international travel insurance cover?
International travel insurance provides coverage for medical expenses, trip cancellations or interruptions, and travel-related emergencies while traveling outside the United States.
What is baggage insurance?
Baggage insurance protects your personal belongings in case they’re lost, stolen, or damaged during your trip. This can include items like clothing, electronics, and jewelry.
Financial Services
In addition to insurance policies, AAA Insurance also offers a range of financial services to help customers achieve their financial goals. Some of the financial services offered by AAA Insurance include:
- Investment Planning – Helps customers develop a customized investment plan that takes into account their goals, risk tolerance, and other factors.
- Retirement Planning – Helps customers plan for retirement by developing a comprehensive retirement savings and income plan.
- Estate Planning – Helps customers plan for the distribution of their assets after they pass away.
- Education Planning – Helps customers develop a plan to save for their children’s education expenses.
AAA Insurance also offers a range of insurance-related financial services, including:
- Annuities – Provides a guaranteed income stream in retirement.
- Long-Term Care Insurance – Covers the costs of long-term care, such as nursing home or in-home care.
- Medicare Supplement Insurance – Helps cover the gaps in Medicare coverage.
FAQ
What types of financial services does AAA Insurance offer?
AAA Insurance offers a range of financial services, including investment planning, retirement planning, estate planning, and education planning.
What is an annuity?
An annuity is a financial product that provides a guaranteed income stream in retirement. Annuities are often used as part of a retirement plan to provide a stable source of income.
What is long-term care insurance?
Long-term care insurance covers the costs of long-term care, such as nursing home or in-home care. This type of insurance can be especially important for seniors who may require long-term care in the future.
AAA Insurance is a trusted provider of insurance policies and financial services that has been serving customers for over 100 years. With a wide range of policies and customizable options, AAA Insurance can meet the unique needs of different individuals and families. Whether you need auto, home, life, or travel insurance, or help planning for retirement or other financial goals, AAA Insurance is your ultimate protection partner.