Reassure America Life Insurance Company

Reassure America Life Insurance Company is a leading life insurance provider in the United States. Founded in 1999, the company has been providing quality and affordable life insurance products to millions of customers across the nation. The company offers a wide range of life insurance policies including term life, whole life, and universal life insurance policies. With its strong financial ratings and excellent customer service, Reassure America Life Insurance Company has become a popular choice for many consumers who are looking for reliable and affordable life insurance coverage.

About Reassure America Life Insurance Company

Reassure America Life Insurance Company is a subsidiary of Swiss Re, a global insurance company that operates in more than 25 countries worldwide. The company has its headquarters in Charlotte, North Carolina, and has a strong presence in the United States. Reassure America Life Insurance Company is licensed to sell life insurance products in all 50 states of the United States, and its policies are underwritten by Swiss Re.

The company is rated A+ (Superior) by A.M. Best, which is one of the leading rating agencies in the insurance industry. This rating is a testament to the company’s strong financial stability and ability to meet its obligations to policyholders. In addition, Reassure America Life Insurance Company has received an A+ rating from the Better Business Bureau (BBB), which is a measure of the company’s commitment to customer satisfaction and its track record of delivering quality products and services.

Reassure America Life Insurance Company is committed to providing affordable and flexible life insurance options to its customers. The company offers a wide range of life insurance policies including term life, whole life, and universal life insurance policies. Its policies are designed to meet the needs of individuals and families at different stages of life, and they come with a range of features and benefits.

Life Insurance Products Offered by Reassure America Life Insurance Company

Term Life Insurance

Term life insurance is a type of life insurance that provides coverage for a specific period of time. It is the most affordable type of life insurance and is ideal for individuals who need coverage for a specific period, such as until their children are grown or until they pay off their mortgage. Reassure America Life Insurance Company offers term life insurance policies with coverage terms ranging from 10 to 30 years. These policies come with level premiums, which means that the premium amount remains the same throughout the coverage period.

Reassure America Life Insurance Company’s term life insurance policies also come with a range of riders, which are additional benefits that policyholders can add to their policy for an extra cost. These riders include accidental death benefit, terminal illness benefit, and critical illness benefit.

Whole Life Insurance

Whole life insurance is a type of life insurance that provides coverage for the entire life of the insured. It is a more expensive type of life insurance but comes with a range of benefits, including a guaranteed death benefit, cash value accumulation, and tax-deferred growth. Reassure America Life Insurance Company offers whole life insurance policies with level premiums and a range of coverage amounts. These policies come with a guaranteed death benefit, which means that the benefit amount is paid out to the beneficiaries upon the death of the insured.

Reassure America Life Insurance Company’s whole life insurance policies also come with a range of riders, which are additional benefits that policyholders can add to their policy for an extra cost. These riders include accidental death benefit, terminal illness benefit, and critical illness benefit.

Universal Life Insurance

Universal life insurance is a type of life insurance that provides coverage for the entire life of the insured and comes with a savings component. It is a flexible type of life insurance that allows policyholders to adjust their premiums and death benefits over time. Reassure America Life Insurance Company offers universal life insurance policies with a range of coverage amounts and flexible premiums. These policies come with a guaranteed death benefit and a savings component that earns interest at a fixed rate.

Reassure America Life Insurance Company’s universal life insurance policies also come with a range of riders, which are additional benefits that policyholders can add to their policy for an extra cost. These riders include accidental death benefit, terminal illness benefit, and critical illness benefit.

FAQ

In conclusion, Reassure America Life Insurance Company is a reliable and affordable life insurance provider with a range of life insurance policies to meet the needs of individuals and families at different stages of life. With its strong financial ratings and excellent customer service, the company has become a popular choice for many consumers who are looking for quality and affordable life insurance coverage.