Phone Insurance with Asurion: Things You Need to Know

When you purchase a new mobile phone, the last thing on your mind is phone insurance. However, accidents do happen, and you never know when you might drop your phone or lose it. That’s where Asurion comes in. Asurion is an insurance company that offers phone insurance for different types of mobile devices. In this article, we will discuss Asurion phone insurance and everything you need to know about it.

What is Asurion Phone Insurance?

Asurion is a company that provides insurance for mobile phones and other devices. When you purchase an Asurion phone insurance plan, you will be protected from accidental damage, loss, or theft of your phone. Asurion phone insurance is available for different types of mobile devices, including smartphones, tablets, and laptops.

Unlike traditional insurance companies, Asurion is a third-party provider that partners with wireless carriers to offer phone insurance. When you purchase a phone from a wireless carrier, you can also purchase an Asurion insurance plan from them.

What Does Asurion Phone Insurance Cover?

Asurion phone insurance covers a range of incidents that can damage your mobile phone. This includes:

How Much Does Asurion Phone Insurance Cost?

The cost of Asurion phone insurance depends on the type of device you have and the level of coverage you want. Typically, you can expect to pay around $7 to $15 per month for Asurion phone insurance. The cost also depends on your wireless carrier, as some carriers offer different pricing plans for phone insurance.

How to File a Claim with Asurion Phone Insurance

If you have an Asurion phone insurance plan and your phone gets damaged or lost, you can file a claim to get it replaced. Here’s how to file a claim with Asurion:

Step 1: Visit the Asurion website or call their customer service number to file a claim. You will need to provide your phone number, the make and model of your phone, and the reason for the claim.

Step 2: Pay the deductible. Asurion requires that you pay a deductible before they replace your phone. The deductible varies depending on the type of phone you have and the level of coverage you chose.

Step 3: Receive your replacement phone. Once your claim is approved and you pay the deductible, Asurion will send you a replacement phone. The replacement phone may be a new or refurbished phone, depending on availability.

It’s important to note that there are limits to how many claims you can file with Asurion per year. Typically, you are allowed two claims per year, and the deductible may increase with each claim.

FAQ

Is Asurion Phone Insurance Worth It?

Asurion phone insurance can be a good investment if you have an expensive mobile phone and want to protect it from accidental damage, theft, or loss. However, if you have a cheaper phone, you may not need phone insurance, as the cost of the insurance may be higher than the value of your phone.

Does Asurion Cover Water Damage?

Yes, Asurion phone insurance covers water damage to your mobile phone. However, there are certain limits and exclusions to this coverage. For example, if your phone was submerged in water for an extended period, it may not be covered by Asurion insurance.

What is the Deductible for Asurion Phone Insurance?

The deductible for Asurion phone insurance varies depending on the type of phone you have and the level of coverage you chose. Typically, the deductible ranges from $50 to $200.

Can I Cancel Asurion Phone Insurance?

Yes, you can cancel your Asurion phone insurance at any time. However, you may be required to pay a cancellation fee, and you will no longer be protected from accidental damage, theft, or loss of your mobile phone.

Does Asurion Phone Insurance Cover Pre-existing Damage?

No, Asurion phone insurance does not cover pre-existing damage to your mobile phone. If your phone was already damaged before you purchased Asurion insurance, the insurance will not cover the cost of repairing or replacing your phone.

Asurion phone insurance can be a good investment if you want to protect your mobile phone from accidental damage, theft, or loss. However, it’s important to understand the cost of the insurance, the deductible, and the limits on how many claims you can file per year. With these things in mind, you can make an informed decision about whether Asurion phone insurance is right for you.