Lincoln National Life Insurance

Lincoln National Life Insurance, also known as Lincoln Financial Group, is a leading provider of life insurance, annuities, and retirement plans in the United States. With over 110 years of experience, the company offers a range of financial products and services to help individuals and businesses achieve their financial goals.

History of Lincoln National Life Insurance

Lincoln National Life Insurance was founded by Fort Wayne businessmen in 1905 as The Lincoln National Life Insurance Company. The company was named after President Abraham Lincoln, who was a symbol of honesty, integrity, and strength. The company grew rapidly, expanding its product offerings and geographical presence.

In the 1950s, Lincoln National Life Insurance became a publicly traded company and continued its expansion through acquisitions and strategic partnerships. The company established a reputation for innovation and customer service, earning the loyalty of millions of policyholders.

In 2006, Lincoln National Corporation acquired Jefferson-Pilot Corporation, creating one of the largest insurance and financial services companies in the United States. The company changed its name to Lincoln Financial Group to reflect its diversified business model.

Products and Services Offered by Lincoln National Life Insurance

Lincoln National Life Insurance offers a range of financial products and services to help individuals and businesses achieve their financial goals. The company’s products include:

Product
Description
Life insurance
Term life, universal life, and variable universal life insurance policies
Annuities
Fixed, indexed, and variable annuities
Retirement plans
401(k), 403(b), and pension plans
Investment management
Mutual funds, managed accounts, and other investment products

Lincoln National Life Insurance also offers financial planning and advisory services, estate planning, and trust services. The company’s financial professionals work closely with clients to develop customized financial solutions that meet their unique needs and goals.

Advantages of Choosing Lincoln National Life Insurance

Lincoln National Life Insurance has a number of advantages that make it a top choice for individuals and businesses seeking financial security and peace of mind. These advantages include:

1. Strong Financial Ratings

Lincoln National Life Insurance is rated A+ by A.M. Best, AA- by Standard & Poor’s, and A1 by Moody’s Investors Service. These ratings reflect the company’s financial strength, stability, and ability to meet its obligations to policyholders.

2. Wide Range of Products and Services

Lincoln National Life Insurance offers a wide range of financial products and services to meet the diverse needs of individuals and businesses. The company’s financial professionals can help clients develop customized financial plans that address their unique goals and objectives.

3. Innovative and Customer-Focused

Lincoln National Life Insurance has a reputation for innovation and customer service. The company is committed to staying ahead of industry trends and developing products and services that meet the evolving needs of its clients.

Frequently Asked Questions

1. How do I purchase a life insurance policy from Lincoln National Life Insurance?

You can purchase a life insurance policy from Lincoln National Life Insurance through a licensed financial professional. The company’s financial professionals can help you assess your life insurance needs and recommend a policy that meets your specific requirements.

2. What types of annuities does Lincoln National Life Insurance offer?

Lincoln National Life Insurance offers fixed, indexed, and variable annuities. Each type of annuity has its own unique features and benefits, and the company’s financial professionals can help you determine which type of annuity is best for your needs and goals.

3. How do I get started with retirement planning?

To get started with retirement planning, you can contact a financial professional at Lincoln National Life Insurance. The company’s financial professionals can help you assess your retirement needs and develop a customized retirement plan that meets your goals and objectives.

4. What is the minimum investment for Lincoln National Life Insurance’s managed accounts?

The minimum investment for Lincoln National Life Insurance’s managed accounts varies depending on the specific account and investment strategy. The company’s financial professionals can provide more information on the minimum investment requirements for each account.

5. How do I learn more about Lincoln National Life Insurance’s financial planning and advisory services?

You can learn more about Lincoln National Life Insurance’s financial planning and advisory services by contacting a financial professional at the company. The company’s financial professionals can provide more information on the range of services available and help you determine which services are best suited to your needs and goals.